Invesco QQQ Trust：百万富翁制造者 ETF？

该指数中的许多股票都是您可能会发现的大型科技股：英伟达、微软、苹果和亚马逊。

The Invesco QQQ Trust Series I ETF (NASDAQ:QQQ) tracks the Nasdaq 100 index, which is made up of the 100 largest non-financial stocks that are listed on the Nasdaq stock exchange. The fund offers investors the opportunity to own a broad array of stocks representing many sectors (except for financials).

Invesco QQQ Trust Series I ETF（纳斯达克代码：QQQ）追踪纳斯达克 100 指数，该指数由纳斯达克证券交易所上市的 100 只最大的非金融股票组成。该基金为投资者提供了拥有代表许多行业（金融除外）的广泛股票的机会。

However, the index is heavily skewed toward the tech industry, with roughly 59% of holdings falling within that sector. Given tech's outperformance over the last few decades, investors should ask themselves: Is it a bad thing to be relatively overweight in the tech sector over the long term? I would suggest -- particularly for younger investors -- that it is not. In fact, staying slightly overweight in the tech sector could prove to be a millionaire-making move. Here's why.

然而，该指数严重偏向科技行业，约 59% 的持股属于该行业。鉴于科技股在过去几十年中表现出色，投资者应该问自己：从长远来看，相对增持科技股是一件坏事吗？我建议——尤其是对于年轻投资者——事实并非如此。事实上，在科技行业保持稍微增持可能会成为百万富翁的一步。原因如下。

Let's compare the relative performance across four index-linked ETFs: The Invesco QQQ Trust Series I, the SPDR S&P 500 ETF Trust, the SPDR Dow Jones Industrial Average ETF, and the iShares Russell 2000 ETF.

让我们比较一下四种指数挂钩 ETF 的相对表现：Invesco QQQ Trust Series I、SPDR S&P 500 ETF Trust、SPDR Dow Jones Industrial Average ETF 和 iShares Russell 2000 ETF。

As you can see, over the last five years, the Invesco fund has significantly outperformed the other funds with a compound annual growth rate (CAGR) of 20.5%.

正如您所看到的，在过去五年中，景顺基金的表现明显优于其他基金，复合年增长率 (CAGR) 为 20.5%。

What's more, the difference is even more pronounced if we examine the last 15 years -- starting with the end of the Great Recession bear market, which occurred in March 2009.

更重要的是，如果我们审视过去 15 年——从 2009 年 3 月发生的大衰退熊市结束开始，这种差异就会更加明显。

Indeed, $50,000 invested in the Invesco fund in March 2009 would have grown to over $1 million today. In comparison, the same amount, invested on the same day, would have grown to only $560,000 in the S&P 500 fund, $454,000 in the Dow fund, and less than $386,000 in the Russell fund.

事实上，2009 年 3 月向 Invesco 基金投资的 50,000 美元如今已增至超过 100 万美元。相比之下，同一天投资的相同金额，标普 500 指数基金仅增至 560,000 美元，道指基金为 454,000 美元，罗素基金则不到 386,000 美元。

The lesson? Even with near-perfect timing and very similar index-linked ETF funds, there is an enormous amount of difference in performance among these funds -- and the tech-heavy Invesco fund has proven to be the best.

教训？即使时机近乎完美且与指数挂钩的 ETF 基金非常相似，这些基金之间的业绩也存在巨大差异，而以科技股为主的 Invesco 基金已被证明是最好的。

All that said, there is no guarantee that the Invesco fund will continue its outperformance. After all, there were periods, such as the dot-com bubble of 2001-2003, where tech stocks severely underperformed the broader market. However, even with that turbulent period included, the Invesco fund has ever-so-slightly exceeded the performance of its major index rivals since the start of this century.

尽管如此，并不能保证景顺基金将继续保持优异的表现。毕竟，在某些时期，比如 2001 年至 2003 年的互联网泡沫时期，科技股的表现严重落后于大盘。然而，即使考虑到那段动荡时期，自本世纪初以来，景顺基金的表现仍然略微超过了其主要指数竞争对手。

No investment is a sure thing, but index-linked ETFs are about as close as you can find. They offer investors a broad range of stocks and have a proven track record of delivering real returns over decades. Moreover, the tech-heavy nature of the Invesco fund offers investors a realistic chance to outperform the market, given the high growth and solid profitability of many of its major components. Investors looking for a smart and simple way to grow their portfolio to over $1 million should consider the Invesco fund.

没有什么投资是万无一失的，但指数挂钩 ETF 却是您所能找到的最接近的投资。他们为投资者提供广泛的股票，并拥有数十年来提供实际回报的良好记录。此外，鉴于景顺基金许多主要组成部分的高增长和稳健的盈利能力，其以科技股为主的性质为投资者提供了超越市场的现实机会。寻求一种明智而简单的方法将其投资组合扩大到超过 100 万美元的投资者应该考虑 Invesco 基金。