Invesco QQQ Trust：百萬富翁製造商 ETF？

該指數中的許多股票都是您可能會發現的大型科技股：英偉達、微軟、蘋果和亞馬遜。

The Invesco QQQ Trust Series I ETF (NASDAQ:QQQ) tracks the Nasdaq 100 index, which is made up of the 100 largest non-financial stocks that are listed on the Nasdaq stock exchange. The fund offers investors the opportunity to own a broad array of stocks representing many sectors (except for financials).

Invesco QQQ Trust Series I ETF（納斯達克代碼：QQQ）追蹤納斯達克 100 指數，該指數由納斯達克證券交易所上市的 100 只最大的非金融股票組成。該基金為投資者提供了擁有代表許多行業（金融除外）的廣泛股票的機會。

However, the index is heavily skewed toward the tech industry, with roughly 59% of holdings falling within that sector. Given tech's outperformance over the last few decades, investors should ask themselves: Is it a bad thing to be relatively overweight in the tech sector over the long term? I would suggest -- particularly for younger investors -- that it is not. In fact, staying slightly overweight in the tech sector could prove to be a millionaire-making move. Here's why.

然而，該指數嚴重偏向科技業，約 59% 的持股屬於該產業。鑑於科技股在過去幾十年中表現出色，投資人應該問自己：從長遠來看，相對增持科技股是一件壞事嗎？我建議——尤其是對於年輕投資者——事實並非如此。事實上，在科技業保持稍微增持可能會成為百萬富翁的一步。原因如下。

Let's compare the relative performance across four index-linked ETFs: The Invesco QQQ Trust Series I, the SPDR S&P 500 ETF Trust, the SPDR Dow Jones Industrial Average ETF, and the iShares Russell 2000 ETF.

讓我們比較一下四種指數掛鉤 ETF 的相對表現：Invesco QQQ Trust Series I、SPDR S&P 500 ETF Trust、SPDR Dow Jones Industrial Average ETF 和 iShares Russell 2000 ETF。

As you can see, over the last five years, the Invesco fund has significantly outperformed the other funds with a compound annual growth rate (CAGR) of 20.5%.

正如您所看到的，在過去五年中，景順基金的表現明顯優於其他基金，複合年增長率 (CAGR) 為 20.5%。

What's more, the difference is even more pronounced if we examine the last 15 years -- starting with the end of the Great Recession bear market, which occurred in March 2009.

更重要的是，如果我們審視過去 15 年——從 2009 年 3 月發生的大衰退熊市結束開始，這種差異就會更加明顯。

Indeed, $50,000 invested in the Invesco fund in March 2009 would have grown to over $1 million today. In comparison, the same amount, invested on the same day, would have grown to only $560,000 in the S&P 500 fund, $454,000 in the Dow fund, and less than $386,000 in the Russell fund.

事實上，2009 年 3 月向 Invesco 基金投資的 5 萬美元如今已增至超過 100 萬美元。相比之下，同一天投資的相同金額，標普 500 指數基金僅增至 56 萬美元，道瓊指數基金為 45.4 萬美元，羅素基金則不到 38.6 萬美元。

The lesson? Even with near-perfect timing and very similar index-linked ETF funds, there is an enormous amount of difference in performance among these funds -- and the tech-heavy Invesco fund has proven to be the best.

教訓？即使時機近乎完美且與指數掛鉤的 ETF 基金非常相似，這些基金之間的業績也存在巨大差異，而以科技股為主的 Invesco 基金已被證明是最好的。

All that said, there is no guarantee that the Invesco fund will continue its outperformance. After all, there were periods, such as the dot-com bubble of 2001-2003, where tech stocks severely underperformed the broader market. However, even with that turbulent period included, the Invesco fund has ever-so-slightly exceeded the performance of its major index rivals since the start of this century.

儘管如此，並不能保證景順基金將持續維持優異的表現。畢竟，在某些時期，例如 2001 年至 2003 年的網路泡沫時期，科技股的表現嚴重落後於大盤。然而，即使考慮到那段動盪時期，自本世紀初以來，景順基金的表現仍然略微超過了其主要指數競爭對手。

No investment is a sure thing, but index-linked ETFs are about as close as you can find. They offer investors a broad range of stocks and have a proven track record of delivering real returns over decades. Moreover, the tech-heavy nature of the Invesco fund offers investors a realistic chance to outperform the market, given the high growth and solid profitability of many of its major components. Investors looking for a smart and simple way to grow their portfolio to over $1 million should consider the Invesco fund.

沒有什麼投資是萬無一失的，但指數掛鉤 ETF 卻是您所能找到的最接近的投資。他們為投資者提供廣泛的股票，並擁有數十年來提供實際回報的良好記錄。此外，鑑於景順基金許多主要組成部分的高成長和穩健的獲利能力，其以科技股為主的性質為投資者提供了超越市場的現實機會。尋求一種明智而簡單的方法將其投資組合擴大到超過 100 萬美元的投資者應該考慮 Invesco 基金。