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印度央行印度储备银行(RBI)宣布计划允许非银行支付系统运营商提供央行数字货币(CBDC)钱包。此举旨在增加用户的可访问性和选项,预计将通过必要的系统修改来实施。印度储备银行的决定标志着印度继续努力扩大其数字卢比计划。
India's Central Bank Expands Digital Rupee Wallet Accessibility to Non-Bank Entities
印度央行将数字卢比钱包的使用范围扩大到非银行实体
New Delhi, India - India's central banking authority, the Reserve Bank of India (RBI), has announced significant advancements in the country's digital currency ecosystem. In a transformative move, the RBI has decided to empower non-bank payment system operators to offer central bank digital currency (CBDC) wallets.
印度新德里 - 印度中央银行当局印度储备银行(RBI)宣布该国数字货币生态系统取得重大进展。作为一项变革性举措,印度储备银行决定授权非银行支付系统运营商提供央行数字货币(CBDC)钱包。
This decision, outlined in a recent circular, aims to enhance the accessibility and utility of India's digital rupee. The RBI noted that the necessary modifications to the system will be implemented to facilitate the integration of non-bank entities.
最近的一份通告中概述了这一决定,旨在提高印度数字卢比的可访问性和实用性。印度央行指出,将对系统进行必要的修改,以促进非银行实体的整合。
"As part of our ongoing efforts to promote a robust and inclusive digital payment ecosystem, we believe that expanding the distribution channels for CBDC wallets will provide greater convenience and choice to users," stated a senior RBI official.
印度央行一位高级官员表示:“作为我们持续努力促进强大和包容的数字支付生态系统的一部分,我们相信扩大 CBDC 钱包的分销渠道将为用户提供更大的便利和选择。”
The expansion of wallet offerings beyond traditional banks is a strategic step in India's broader digital currency agenda. By introducing more players into the CBDC market, the RBI seeks to foster competition, drive innovation, and cater to the evolving needs of the financial sector.
将钱包产品扩展到传统银行之外是印度更广泛的数字货币议程的战略步骤。通过引入更多参与者进入 CBDC 市场,印度央行寻求促进竞争、推动创新并满足金融部门不断变化的需求。
The RBI's decision aligns with global trends towards a more decentralized and inclusive approach to central bank digital currencies. By enabling non-bank entities to participate in the distribution and management of CBDC wallets, India is positioning itself at the forefront of the digital currency revolution.
印度储备银行的决定符合全球趋势,即对央行数字货币采取更加去中心化和包容性的方法。通过让非银行实体参与 CBDC 钱包的分发和管理,印度将自己定位在数字货币革命的最前沿。
Experts believe that the move will accelerate the adoption of the digital rupee, particularly among unbanked and underserved populations. The increased availability of CBDC wallets will empower individuals and businesses to seamlessly transact and store digital currency, potentially boosting financial inclusion and economic growth.
专家认为,此举将加速数字卢比的采用,特别是在没有银行账户和服务不足的人群中。 CBDC 钱包可用性的增加将使个人和企业能够无缝交易和存储数字货币,从而有可能促进金融包容性和经济增长。
The RBI has emphasized that it will continue to monitor the implementation of this initiative and make further adjustments as necessary to ensure a secure and efficient digital currency ecosystem in India.
印度央行强调,将继续监督这一举措的实施情况,并根据需要做出进一步调整,以确保印度数字货币生态系统安全高效。
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