印度向非銀行公司開放數位盧比錢包

印度央行印度儲備銀行（RBI）宣布計劃允許非銀行支付系統營運商提供央行數位貨幣（CBDC）錢包。此舉旨在增加用戶的可訪問性和選項，預計將透過必要的系統修改來實施。印度儲備銀行的決定標誌著印度繼續努力擴大其數位盧比計畫。

India's Central Bank Expands Digital Rupee Wallet Accessibility to Non-Bank Entities

印度央行將數位盧比錢包的使用範圍擴大到非銀行實體

New Delhi, India - India's central banking authority, the Reserve Bank of India (RBI), has announced significant advancements in the country's digital currency ecosystem. In a transformative move, the RBI has decided to empower non-bank payment system operators to offer central bank digital currency (CBDC) wallets.

印度新德里 - 印度中央銀行當局印度儲備銀行（RBI）宣布該國數位貨幣生態系統取得重大進展。作為一項變革性舉措，印度儲備銀行決定授權非銀行支付系統營運商提供央行數位貨幣（CBDC）錢包。

This decision, outlined in a recent circular, aims to enhance the accessibility and utility of India's digital rupee. The RBI noted that the necessary modifications to the system will be implemented to facilitate the integration of non-bank entities.

最近的一份通告中概述了這一決定，旨在提高印度數位盧比的可及性和實用性。印度央行指出，將對系統進行必要的修改，以促進非銀行實體的整合。

"As part of our ongoing efforts to promote a robust and inclusive digital payment ecosystem, we believe that expanding the distribution channels for CBDC wallets will provide greater convenience and choice to users," stated a senior RBI official.

印度央行一位高級官員表示：“作為我們持續努力促進強大和包容的數位支付生態系統的一部分，我們相信擴大 CBDC 錢包的分銷渠道將為用戶提供更大的便利和選擇。”

The expansion of wallet offerings beyond traditional banks is a strategic step in India's broader digital currency agenda. By introducing more players into the CBDC market, the RBI seeks to foster competition, drive innovation, and cater to the evolving needs of the financial sector.

將錢包產品擴展到傳統銀行之外是印度更廣泛的數位貨幣議程的策略步驟。透過引入更多參與者進入 CBDC 市場，印度央行尋求促進競爭、推動創新並滿足金融部門不斷變化的需求。

The RBI's decision aligns with global trends towards a more decentralized and inclusive approach to central bank digital currencies. By enabling non-bank entities to participate in the distribution and management of CBDC wallets, India is positioning itself at the forefront of the digital currency revolution.

印度儲備銀行的決定符合全球趨勢，即對央行數位貨幣採取更去中心化和包容性的方法。透過讓非銀行實體參與 CBDC 錢包的分發和管理，印度將自己定位在數位貨幣革命的最前沿。

Experts believe that the move will accelerate the adoption of the digital rupee, particularly among unbanked and underserved populations. The increased availability of CBDC wallets will empower individuals and businesses to seamlessly transact and store digital currency, potentially boosting financial inclusion and economic growth.

專家認為，此舉將加速數位盧比的採用，特別是在沒有銀行帳戶和服務不足的人群中。 CBDC 錢包可用性的增加將使個人和企業能夠無縫交易和儲存數位貨幣，從而有可能促進金融包容性和經濟成長。

The RBI has emphasized that it will continue to monitor the implementation of this initiative and make further adjustments as necessary to ensure a secure and efficient digital currency ecosystem in India.

印度央行強調，將繼續監督這項措施的實施情況，並根據需要做出進一步調整，以確保印度數位貨幣生態系統安全高效。