FV 银行将 PayPal 的稳定币 PYUSD 集成到其服务中

FV Bank 是一家在美国获得牌照的数字银行，宣布已集成 PayPal 的稳定币 PYUSD，用于直接存款和付款。

FV Bank has integrated PayPal's stablecoin, PYUSD, for direct deposits and outgoing payments.

FV Bank 集成了 PayPal 的稳定币 PYUSD，用于直接存款和付款。

In practice, now the account holders of FV Bank will be able to receive PYUSD directly into their USD accounts, with real-time automatic conversion into USD.

实际上，现在FV银行的账户持有人将能够将PYUSD直接接收到他们的美元账户中，并实时自动兑换成美元。

The same thing applies to outgoing payments, account holders will be able to send PYUSD to recipients without the need to personally mint the stablecoin or manage an external digital wallet.

同样的情况也适用于付款，账户持有人将能够将 PYUSD 发送给接收者，而无需亲自铸造稳定币或管理外部数字钱包。

As of today, FV Bank is the only bank authorized in the United States to offer the trio of deposit options in stablecoin USDC, USDT, and PYUSD to facilitate cross-border payments and remittances.

截至目前，FV Bank 是美国唯一一家获授权提供稳定币 USDC、USDT 和 PYUSD 三种存款选择的银行，以促进跨境支付和汇款。

All this was made possible primarily thanks to the real-time processing capabilities of FV Bank.

这一切的实现主要归功于 FV Bank 的实时处理能力。

Clients can initiate their payments in stablecoin directly from their USD accounts, where FV Bank automatically debits USD, mints PYUSD (or USDT and USDC) on demand, and delivers them almost instantly to the beneficiary.

客户可以直接从其美元账户发起稳定币付款，FV 银行会自动借记美元，按需铸造 PYUSD（或 USDT 和 USDC），并几乎立即将其交付给受益人。

The new solution is dedicated to global clients, and reduces processing times and fees associated with traditional bank transfers.

新的解决方案致力于为全球客户提供服务，并减少与传统银行转账相关的处理时间和费用。

In this regard, Miles Paschini, CEO of FV Bank, commented:

对此，FV银行首席执行官Miles Paschini评论道：

“The integration of deposits and payments in PYUSD, along with the automatic conversion to and from USD, is another key achievement of our commitment to providing the most comprehensive integrated banking service for our global customers. This additional deposit and payment option positions FV Bank as one of the only regulated banking institutions in the United States to offer payment circuits powered by blockchain, as well as extensive on-ramp and off-ramp stablecoin services.”

“PYUSD 存款和支付的整合，以及美元的自动兑换，是我们致力于为全球客户提供最全面的综合银行服务的另一项关键成就。这一额外的存款和支付选项使 FV Bank 成为美国唯一一家提供由区块链支持的支付电路以及广泛的入口和出口稳定币服务的受监管银行机构之一。”

Last September 2021, FV Bank had integrated Circle's USDC stablecoin and in December 2024 Tether's USDT.

去年 2021 年 9 月，FV Bank 整合了 Circle 的 USDC 稳定币，并于 2024 年 12 月整合了 Tether 的 USDT。

The function of direct deposit from stablecoin to USD provides that customers can receive USDC (ERC20), USDT (ERC20), and now PYUSD (ERC20 and Solana) into their FV Bank account as US dollars.

稳定币直接存入美元的功能使客户可以将USDC（ERC20）、USDT（ERC20）以及现在的PYUSD（ERC20和Solana）以美元形式存入其FV银行账户。

Last November, PayPal launched its initiative with Xoom to increase the use of PYUSD in cross-border payments.

去年 11 月，PayPal 与 Xoom 启动了一项计划，以增加 PYUSD 在跨境支付中的使用。

The idea is to extend the adoption of the stablecoin in Asia and Africa, improving the efficiency of global transactions.

其想法是扩大稳定币在亚洲和非洲的采用，提高全球交易的效率。

This strategic move involves Xoom, Cebuana Lhuillier, and Yellow Card as main partners to manage the disbursement of payments in PYUSD, opening new possibilities for customers in emerging markets.

这一战略举措涉及 Xoom、Cebuana Lhuillier 和 Yellow Card 作为主要合作伙伴来管理 PYUSD 付款的支付，为新兴市场的客户开辟了新的可能性。