FV 銀行將 PayPal 的穩定幣 PYUSD 整合到其服務中

FV Bank 是一家在美國獲得牌照的數位銀行，宣布已整合 PayPal 的穩定幣 PYUSD，用於直接存款和付款。

FV Bank has integrated PayPal's stablecoin, PYUSD, for direct deposits and outgoing payments.

FV Bank 整合了 PayPal 的穩定幣 PYUSD，用於直接存款和付款。

In practice, now the account holders of FV Bank will be able to receive PYUSD directly into their USD accounts, with real-time automatic conversion into USD.

實際上，現在FV銀行的帳戶持有人將能夠將PYUSD直接接收到他們的美元帳戶中，並即時自動兌換成美元。

The same thing applies to outgoing payments, account holders will be able to send PYUSD to recipients without the need to personally mint the stablecoin or manage an external digital wallet.

同樣的情況也適用於付款，帳戶持有人將能夠將 PYUSD 發送給接收者，而無需親自鑄造穩定幣或管理外部數位錢包。

As of today, FV Bank is the only bank authorized in the United States to offer the trio of deposit options in stablecoin USDC, USDT, and PYUSD to facilitate cross-border payments and remittances.

截至目前，FV Bank 是美國唯一一家獲授權提供穩定幣 USDC、USDT 和 PYUSD 三種存款選擇的銀行，以促進跨境支付和匯款。

All this was made possible primarily thanks to the real-time processing capabilities of FV Bank.

這一切的實現主要歸功於 FV Bank 的即時處理能力。

Clients can initiate their payments in stablecoin directly from their USD accounts, where FV Bank automatically debits USD, mints PYUSD (or USDT and USDC) on demand, and delivers them almost instantly to the beneficiary.

客戶可以直接從其美元帳戶發起穩定幣付款，FV 銀行會自動扣款美元，按需鑄造 PYUSD（或 USDT 和 USDC），並幾乎立即將其交付給受益人。

The new solution is dedicated to global clients, and reduces processing times and fees associated with traditional bank transfers.

新的解決方案致力於為全球客戶提供服務，並減少與傳統銀行轉帳相關的處理時間和費用。

In this regard, Miles Paschini, CEO of FV Bank, commented:

對此，FV銀行執行長Miles Paschini評論道：

“The integration of deposits and payments in PYUSD, along with the automatic conversion to and from USD, is another key achievement of our commitment to providing the most comprehensive integrated banking service for our global customers. This additional deposit and payment option positions FV Bank as one of the only regulated banking institutions in the United States to offer payment circuits powered by blockchain, as well as extensive on-ramp and off-ramp stablecoin services.”

「PYUSD 存款和支付的整合，以及美元的自動兌換，是我們致力於為全球客戶提供最全面的綜合銀行服務的另一個關鍵成就。這個額外的存款和支付選項使 FV Bank 成為美國唯一一家提供由區塊鏈支持的支付電路以及廣泛的入口和出口穩定幣服務的受監管銀行機構之一。

Last September 2021, FV Bank had integrated Circle's USDC stablecoin and in December 2024 Tether's USDT.

去年 2021 年 9 月，FV Bank 整合了 Circle 的 USDC 穩定幣，並於 2024 年 12 月整合了 Tether 的 USDT。

The function of direct deposit from stablecoin to USD provides that customers can receive USDC (ERC20), USDT (ERC20), and now PYUSD (ERC20 and Solana) into their FV Bank account as US dollars.

穩定幣直接存入美元的功能使客戶可以將USDC（ERC20）、USDT（ERC20）以及現在的PYUSD（ERC20和Solana）以美元形式存入其FV銀行帳戶。

Last November, PayPal launched its initiative with Xoom to increase the use of PYUSD in cross-border payments.

去年 11 月，PayPal 與 Xoom 啟動了一項計劃，以增加 PYUSD 在跨境支付的使用。

The idea is to extend the adoption of the stablecoin in Asia and Africa, improving the efficiency of global transactions.

其想法是擴大穩定幣在亞洲和非洲的採用，並提高全球交易的效率。

This strategic move involves Xoom, Cebuana Lhuillier, and Yellow Card as main partners to manage the disbursement of payments in PYUSD, opening new possibilities for customers in emerging markets.

這項策略性舉措涉及 Xoom、Cebuana Lhuillier 和 Yellow Card 作為主要合作夥伴來管理 PYUSD 付款的支付，為新興市場的客戶開闢了新的可能性。