机构固定利率数字资产贷款和借贷的未来

随着数字资产的机构采用会加速，对可靠，可预测和有效贷款和借贷解决方案的需求从未有所更大。

Term Structure Institutional (TSI) is a new fixed-rate borrowing and lending platform that has been launched to provide institutions with seamless access to fixed-income opportunities in the digital asset markets. The platform is powered by Fireblocks’ Multi-Party Computation (MPC) technology and is also an advanced Electronic Communication Network (ECN).

术语结构机构（TSI）是一个新的固定利率借贷和贷款平台，已启动，旨在为机构提供无缝访问数字资产市场中固定收益机会的机会。该平台由Fireblocks的多方计算（MPC）技术提供动力，也是高级电子通信网络（ECN）。

Institutions are increasingly looking for reliable and predictable ways to engage in digital asset lending and borrowing activities. However, several challenges hinder this engagement. Existing lending and borrowing platforms can be risky due to volatile market conditions and may lack the advanced risk management capabilities that institutions require. Moreover, the market lacks standardization, making it difficult to compare offerings and achieve optimal terms. Additionally, institutions prefer predictable, fixed-rate and fixed-term loan products, contrasting with the variable-rate and demand-driven nature of existing platforms. Finally, the liquidation procedures in case of default are often opaque and cumbersome, posing difficulties for institutions to exit positions smoothly and efficiently.

机构越来越多地寻找可靠且可预测的方法来从事数字资产贷款和借贷活动。但是，一些挑战阻碍了这种参与。现有的贷款和借贷平台可能会因市场状况而风险，并且可能缺乏机构所需的先进风险管理能力。此外，市场缺乏标准化，因此很难比较产品并获得最佳术语。此外，机构更喜欢可预测的，固定利率和固定期限贷款产品，与现有平台的可变速率和需求驱动的性质形成鲜明对比。最后，在违约的情况下，清算程序通常是不透明且笨拙的，这使机构无法平稳地退出位置。

TSI directly addresses these pain points by offering a platform that combines the robust security of Fireblocks’ MPC technology with the efficiency and standardization of an ECN. The platform provides a seamless and compliant framework for institutions to engage in fixed-rate borrowing and lending activities with complete transparency and optimal risk mitigation.

TSI通过提供一个将Fireblocks MPC技术与ECN的效率和标准化相结合的平台，直接解决了这些疼痛点。该平台为机构提供了一个无缝且合规的框架，以完全透明度和最佳的风险减轻，从事固定利率借贷和贷款活动。

TSI’s integration with Fireblocks’ MPC technology ensures that institutional digital assets remain protected at all times. By eliminating single points of failure and operating in a multi-signature framework, TSI minimizes risk and optimizes compliance.

TSI与Fireblocks的MPC技术的集成确保了机构数字资产始终受到保护。通过消除单个失败点并在多签名框架中运行，TSI最大程度地降低了风险并优化合规性。

TSI enables institutions to lock in stable interest rates and predefined loan durations, providing much-needed certainty for long-term financial strategies. Whether institutions are seeking to deploy idle reserves or generate yield on existing assets, TSI offers a diverse range of borrowing and lending opportunities across various digital assets and maturities.

TSI使机构能够锁定稳定的利率和预定义的贷款期限，从而为长期财务策略提供了急需的确定性。无论是试图部署闲置储备还是对现有资产产生收益率，TSI都在各种数字资产和成熟度上提供各种借贷和贷款机会。

TSI's ECN-powered platform revolutionizes price discovery and liquidity aggregation, bringing the standardization and efficiency of traditional finance into the digital asset ecosystem. By aggregating liquidity from various DeFi protocols and market makers, TSI provides institutions with an unmatched breadth of options and competitive pricing for both borrowing and lending needs.

TSI的ECN驱动平台彻底改变了价格发现和流动性汇总，将传统金融的标准化和效率带入了数字资产生态系统。通过从各种Defi协议和做市商中汇总流动性，TSI为机构提供了无与伦比的选择和借贷和贷款需求的竞争定价。

To mitigate default risks and foster market stability, TSI requires borrowers to provide collateral in excess of the loan value. This over-collateralization serves as a crucial safeguard for lenders, ensuring the safety of their principal investments. Moreover, TSI's collateral liquidation procedures are structured and transparent, enabling the orderly close-out of positions in case of default. This minimizes losses for all parties involved and maintains the overall stability of the lending market.

为了减轻违约风险和促进市场稳定性，TSI要求借款人提供超过贷款价值的抵押品。这种过度的化身为贷方提供了至关重要的保障，从而确保其主要投资的安全。此外，TSI的附带清算程序是结构和透明的，在默认情况下可以有序地关闭位置。这可以最大程度地减少有关各方的损失，并保持贷款市场的整体稳定性。

TSI is setting a new standard for institutional finance in the digital asset space by combining enhanced security and fixed-rate certainty to provide a seamless and compliant experience for institutions. As institutions continue to adopt digital assets at an accelerated pace, TSI is uniquely positioned to provide the essential financing solutions that will shape the future of this evolving industry.

TSI通过结合增强的安全性和固定利率确定性，为机构提供无缝且合规的体验，为数字资产领域的机构融资设定了新的标准。随着机构继续以加速的速度采用数字资产，TSI处于独特的位置，可以提供基本的融资解决方案，从而影响这一不断发展的行业的未来。