機構固定利率數字資產貸款和借貸的未來

隨著數字資產的機構採用會加速，對可靠，可預測和有效貸款和借貸解決方案的需求從未有所更大。

Term Structure Institutional (TSI) is a new fixed-rate borrowing and lending platform that has been launched to provide institutions with seamless access to fixed-income opportunities in the digital asset markets. The platform is powered by Fireblocks’ Multi-Party Computation (MPC) technology and is also an advanced Electronic Communication Network (ECN).

術語結構機構（TSI）是一個新的固定利率借貸和貸款平台，已啟動，旨在為機構提供無縫訪問數字資產市場中固定收益機會的機會。該平台由Fireblocks的多方計算（MPC）技術提供動力，也是高級電子通信網絡（ECN）。

Institutions are increasingly looking for reliable and predictable ways to engage in digital asset lending and borrowing activities. However, several challenges hinder this engagement. Existing lending and borrowing platforms can be risky due to volatile market conditions and may lack the advanced risk management capabilities that institutions require. Moreover, the market lacks standardization, making it difficult to compare offerings and achieve optimal terms. Additionally, institutions prefer predictable, fixed-rate and fixed-term loan products, contrasting with the variable-rate and demand-driven nature of existing platforms. Finally, the liquidation procedures in case of default are often opaque and cumbersome, posing difficulties for institutions to exit positions smoothly and efficiently.

機構越來越多地尋找可靠且可預測的方法來從事數字資產貸款和借貸活動。但是，一些挑戰阻礙了這種參與。現有的貸款和借貸平台可能會因市場狀況而風險，並且可能缺乏機構所需的先進風險管理能力。此外，市場缺乏標準化，因此很難比較產品並獲得最佳術語。此外，機構更喜歡可預測的，固定利率和固定期限貸款產品，與現有平台的可變速率和需求驅動的性質形成鮮明對比。最後，在違約的情況下，清算程序通常是不透明且笨拙的，這使機構無法平穩地退出位置。

TSI directly addresses these pain points by offering a platform that combines the robust security of Fireblocks’ MPC technology with the efficiency and standardization of an ECN. The platform provides a seamless and compliant framework for institutions to engage in fixed-rate borrowing and lending activities with complete transparency and optimal risk mitigation.

TSI通過提供一個將Fireblocks MPC技術與ECN的效率和標準化相結合的平台，直接解決了這些疼痛點。該平台為機構提供了一個無縫且合規的框架，以完全透明度和最佳的風險減輕，從事固定利率借貸和貸款活動。

TSI’s integration with Fireblocks’ MPC technology ensures that institutional digital assets remain protected at all times. By eliminating single points of failure and operating in a multi-signature framework, TSI minimizes risk and optimizes compliance.

TSI與Fireblocks的MPC技術的集成確保了機構數字資產始終受到保護。通過消除單個失敗點並在多簽名框架中運行，TSI最大程度地降低了風險並優化合規性。

TSI enables institutions to lock in stable interest rates and predefined loan durations, providing much-needed certainty for long-term financial strategies. Whether institutions are seeking to deploy idle reserves or generate yield on existing assets, TSI offers a diverse range of borrowing and lending opportunities across various digital assets and maturities.

TSI使機構能夠鎖定穩定的利率和預定義的貸款期限，從而為長期財務策略提供了急需的確定性。無論是試圖部署閒置儲備還是對現有資產產生收益率，TSI都在各種數字資產和成熟度上提供各種借貸和貸款機會。

TSI's ECN-powered platform revolutionizes price discovery and liquidity aggregation, bringing the standardization and efficiency of traditional finance into the digital asset ecosystem. By aggregating liquidity from various DeFi protocols and market makers, TSI provides institutions with an unmatched breadth of options and competitive pricing for both borrowing and lending needs.

TSI的ECN驅動平台徹底改變了價格發現和流動性匯總，將傳統金融的標準化和效率帶入了數字資產生態系統。通過從各種Defi協議和做市商中匯總流動性，TSI為機構提供了無與倫比的選擇和借貸和貸款需求的競爭定價。

To mitigate default risks and foster market stability, TSI requires borrowers to provide collateral in excess of the loan value. This over-collateralization serves as a crucial safeguard for lenders, ensuring the safety of their principal investments. Moreover, TSI's collateral liquidation procedures are structured and transparent, enabling the orderly close-out of positions in case of default. This minimizes losses for all parties involved and maintains the overall stability of the lending market.

為了減輕違約風險和促進市場穩定性，TSI要求借款人提供超過貸款價值的抵押品。這種過度的化身為貸方提供了至關重要的保障，從而確保其主要投資的安全。此外，TSI的附帶清算程序是結構和透明的，在默認情況下可以有序地關閉位置。這可以最大程度地減少有關各方的損失，並保持貸款市場的整體穩定性。

TSI is setting a new standard for institutional finance in the digital asset space by combining enhanced security and fixed-rate certainty to provide a seamless and compliant experience for institutions. As institutions continue to adopt digital assets at an accelerated pace, TSI is uniquely positioned to provide the essential financing solutions that will shape the future of this evolving industry.

TSI通過結合增強的安全性和固定利率確定性，為機構提供無縫且合規的體驗，為數字資產領域的機構融資設定了新的標準。隨著機構繼續以加速的速度採用數字資產，TSI處於獨特的位置，可以提供基本的融資解決方案，從而影響這一不斷發展的行業的未來。