围绕中央银行数字货币的争议将消退

COTI的联合创始人认为，随着主要金融参与者采用该技术，围绕中央银行数字货币的争议将消退

Co-founder of COTI (CRYPTO: COTI) Shahaf Bar-Geffen says the controversy surrounding central bank digital currencies (CBDCs) will subside as major financial players adopt the technology and optimal designs are established.

COTI（Crypto：COTI）的联合创始人Shahaf Bar-Geffen表示，围绕中央银行数字货币（CBDC）的争议将消失，因为主要财务参与者采用了技术和最佳设计。

In an email interview with Bitcoin.com News, Bar-Geffen, a seasoned technology entrepreneur, responded to questions about the contrasting global approaches to CBDCs, with some nations like China and Canada actively exploring and implementing them, while others, including the United States government, expressed reservations.

经验丰富的技术企业家Bar-Geffen在接受BitCoin.com新闻的电子邮件采访中回答了有关CBDC的对比的全球方法的问题，其中一些中国和加拿大等国家正在积极探索和实施它们，而其他国家（包括美国政府）表示保留。

The Trump administration went as far as issuing an executive order that effectively banned federal agencies from creating any CBDCs.

特朗普政府发出了一项行政命令，该命令有效禁止联邦机构创建任何CBDC。

During a press conference in March, Treasury Secretary Janet Yellen said that the administration is working on a report for Congress on the risks and opportunities of CBDCs, an assignment given to her by an amendment to the 2023 omnibus bill.

在三月份的新闻发布会上，财政部长珍妮特·耶伦（Janet Yellen）表示，政府正在为国会撰写有关CBDCS的风险和机会的报告，这是由2023年《综合法案》修正案给她的任务。

“We’re working on a report for Congress on the risks and opportunities of a U.S. central bank digital currency, as mandated by legislation,” Yellen said at the time.

耶伦当时说：“我们正在为国会撰写一份报告，内容涉及立法规定的美国中央银行数字货币的风险和机会。”

The co-founder of COTI, a blockchain technology company, also highlighted the crucial role of privacy in any CBDC implementation.

区块链技术公司COTI的联合创始人也强调了隐私在任何CBDC实施中的关键作用。

“We’re also working on an optimal design that considers privacy and data protection, which are paramount in today’s technological landscape. As part of a project last year with the Bank of Israel, the COTI team worked on exactly this solution, integrating COTI’s privacy solution to protect users. This is a must in any CBDC.”

“我们还致力于考虑隐私和数据保护的最佳设计，这在当今的技术环境中至关重要。作为去年与以色列银行进行项目的一部分，COTI团队正好为该解决方案提供了解决方案，将COTI的隐私解决方案集成了保护用户。

The country’s central bank invited tech companies to participate in the third stage of its Digital Shekel Challenge in March 2022, presenting solutions for integrating the digital currency with various use cases and testing them in a simulated environment.

该国中央银行邀请科技公司于2022年3月参加其数字Shekel Challenge的第三阶段，提出了将数字货币与各种用例集成并在模拟环境中测试的解决方案。

The Bank of Israel said in a statement that it had decided to invite COTI to continue working on a use case focused on cross-border payments. The company’s technology would be useful for enabling fast, efficient, and low-cost cross-border payments, especially in times of crisis when traditional systems may be shut down or limited.

以色列银行在一份声明中说，它已决定邀请COTI继续研究以跨境支付的用例。该公司的技术对于实现快速，高效和低成本的跨境支付将很有用，尤其是在危机时期，当传统系统可能被关闭或有限时。

“Many CBDC projects are still in the R&D phase, though, since traditional financial institutions, like banks, require time to implement changes of this magnitude. However, the ECB has signaled that its testing phase is coming to an end, declaring that it will launch its CBDC by the end of the year.”

“但是，许多CBDC项目仍处于研发阶段，因为像银行这样的传统金融机构需要时间来实施这种规模的变化。但是，欧洲央行表明其测试阶段即将结束，宣布它将在年底之前推出其CBDC。”

Many governments and central banks often cite financial inclusion or payment efficiency as reasons for seeking to launch their respective CBDCs. Some experts, however, believe the actual goal of these CBDCs is to counter the rise of decentralized cryptocurrencies like Bitcoin (BTC).

许多政府和中央银行经常将金融包容性或付款效率作为寻求推出各自CBDC的原因。但是，一些专家认为，这些CBDC的实际目标是应对比特币（BTC）等分散的加密货币的兴起。

In his written responses to questions from Bitcoin.com News, Bar-Geffen points to attributes such as a fixed supply of tokens in circulation and a high level of decentralization as distinguishing CBDCs from cryptocurrencies. Nevertheless, he concedes that CBDCs are likely to pose a challenge to stablecoins.

Bar-Geffen在他对Bitcoin.com新闻中的问题的书面回答中指出了属性，例如流通中的固定代币供应以及将CBDC与加密货币区分开来的高度权力下放。尽管如此，他承认CBDC可能会对Stablecoins构成挑战。

“CBDCs aren’t designed to compete with that [cryptocurrencies like BTC]. They may compete more successfully with stablecoins,” Bar-Geffen emphasized.

Bar-Geffen强调：“ CBDC并非旨在与[BTC这样的加密货币]竞争。它们可能与Stablecoins更成功地竞争。”

He downplayed the possibility that CBDCs will be built to interface with decentralized finance (DeFi) protocols or Web3 ecosystems, suggesting that stablecoins will likely continue serving as the bridge between fiat and crypto worlds.

他淡化了CBDC将与分散的金融（DEFI）协议或Web3生态系统建立的可能性，这表明Stablecoins可能会继续作为菲亚特和加密世界之间的桥梁。

The co-founder also rejects claims by some of the most vocal cryptocurrency proponents that governments adopting the technology are doing so to take control of the crypto industry.

该联合创始人还拒绝了一些最具声音加密货币的支持者的主张，即采用该技术的政府正在这样做，以控制加密货币行业。

Regarding the Africa Tokenization Council recently launched by COTI, Bar-Geffen said its goal is to accelerate blockchain adoption in Africa and the Middle East by uniting regional authorities with global blockchain experts. This strategic collaboration, he argues, seeks to streamline decision-making, secure funding, and rapidly implement blockchain solutions.

关于COTI最近成立的非洲令牌化委员会，Bar-Geffen表示，其目标是通过将区域当局与全球区块链专家团结在一起，加速非洲和中东的区块链采用。他认为，这种战略合作试图简化决策，确保资金并迅速实施区块链解决方案。

“We’re aiming to bring together government institutions, regulatory bodies, and leading blockchain experts from across the globe to create an ecosystem of innovation and cooperation. Our goal is to equip the African continent with the technological tools necessary to navigate the 21st century economy with ease and efficiency.”

“我们的目标是将来自全球的政府机构，监管机构和领先的区块链专家汇集在一起​​，以创造创新与合作的生态系统。我们的目标是为非洲大陆装备以轻松和效率来导航21世纪经济所需的技术工具。”

The COTI co-founder says the initiative will focus on various use cases for blockchain technology in Africa, including cross-border payments, supply chain management, and identity management.

COTI联合创始人表示，该计划将重点关注非洲区块链技术的各种用例，包括跨境支付，供应链管理和身份管理。

“Our vision is to empower individuals, businesses, and governments with the benefits of blockchain technology, ultimately contributing to economic growth and social good in the region.”

“我们的愿景是使个人，企业和政府能够为区块链技术带来好处，最终为该地区的经济增长和社会利益做出贡献。”

The co-founder explained that the council will be structured as a collaborative platform, bringing together key stakeholders to identify and prioritize critical needs and opportunities.

该联合创始人解释说，理事会将作为协作平台结构结构，将主要利益相关者汇总在一起，以确定和优先考虑关键需求和机会。

“This collective effort will be crucial in securing the necessary funding for projects and initiatives, ultimately enabling the rapid deployment of blockchain solutions throughout the African continent.”

“这项集体努力对于确保项目和计划的必要资金至关重要，最终使整个非洲大陆的区块链解决方案迅速部署。”

The co-founder says the prospects of CBDCs being widely used in a few years depend on the background work currently underway.

该联合创始人说，几年来广泛使用CBDC的前景取决于目前正在进行的背景工作。

“In five years, CBDCs will likely be widely used, at least in certain areas of the world, and the

“在五年内，至少在世界某些地区，CBDC可能会被广泛使用，