圍繞中央銀行數字貨幣的爭議將消退

COTI的聯合創始人認為，隨著主要金融參與者採用該技術，圍繞中央銀行數字貨幣的爭議將消退

Co-founder of COTI (CRYPTO: COTI) Shahaf Bar-Geffen says the controversy surrounding central bank digital currencies (CBDCs) will subside as major financial players adopt the technology and optimal designs are established.

COTI（Crypto：COTI）的聯合創始人Shahaf Bar-Geffen表示，圍繞中央銀行數字貨幣（CBDC）的爭議將消失，因為主要財務參與者採用了技術和最佳設計。

In an email interview with Bitcoin.com News, Bar-Geffen, a seasoned technology entrepreneur, responded to questions about the contrasting global approaches to CBDCs, with some nations like China and Canada actively exploring and implementing them, while others, including the United States government, expressed reservations.

經驗豐富的技術企業家Bar-Geffen在接受BitCoin.com新聞的電子郵件採訪中回答了有關CBDC的對比的全球方法的問題，其中一些中國和加拿大等國家正在積極探索和實施它們，而其他國家（包括美國政府）表示保留。

The Trump administration went as far as issuing an executive order that effectively banned federal agencies from creating any CBDCs.

特朗普政府發出了一項行政命令，該命令有效禁止聯邦機構創建任何CBDC。

During a press conference in March, Treasury Secretary Janet Yellen said that the administration is working on a report for Congress on the risks and opportunities of CBDCs, an assignment given to her by an amendment to the 2023 omnibus bill.

在三月份的新聞發布會上，財政部長珍妮特·耶倫（Janet Yellen）表示，政府正在為國會撰寫有關CBDCS的風險和機會的報告，這是由2023年《綜合法案》修正案給她的任務。

“We’re working on a report for Congress on the risks and opportunities of a U.S. central bank digital currency, as mandated by legislation,” Yellen said at the time.

耶倫當時說：“我們正在為國會撰寫一份報告，內容涉及立法規定的美國中央銀行數字貨幣的風險和機會。”

The co-founder of COTI, a blockchain technology company, also highlighted the crucial role of privacy in any CBDC implementation.

區塊鏈技術公司COTI的聯合創始人也強調了隱私在任何CBDC實施中的關鍵作用。

“We’re also working on an optimal design that considers privacy and data protection, which are paramount in today’s technological landscape. As part of a project last year with the Bank of Israel, the COTI team worked on exactly this solution, integrating COTI’s privacy solution to protect users. This is a must in any CBDC.”

“我們還致力於考慮隱私和數據保護的最佳設計，這在當今的技術環境中至關重要。作為去年與以色列銀行進行項目的一部分，COTI團隊正好為該解決方案提供了解決方案，將COTI的隱私解決方案集成了保護用戶。

The country’s central bank invited tech companies to participate in the third stage of its Digital Shekel Challenge in March 2022, presenting solutions for integrating the digital currency with various use cases and testing them in a simulated environment.

該國中央銀行邀請科技公司於2022年3月參加其數字Shekel Challenge的第三階段，提出了將數字貨幣與各種用例集成並在模擬環境中測試的解決方案。

The Bank of Israel said in a statement that it had decided to invite COTI to continue working on a use case focused on cross-border payments. The company’s technology would be useful for enabling fast, efficient, and low-cost cross-border payments, especially in times of crisis when traditional systems may be shut down or limited.

以色列銀行在一份聲明中說，它已決定邀請COTI繼續研究以跨境支付的用例。該公司的技術對於實現快速，高效和低成本的跨境支付將很有用，尤其是在危機時期，當傳統系統可能被關閉或有限時。

“Many CBDC projects are still in the R&D phase, though, since traditional financial institutions, like banks, require time to implement changes of this magnitude. However, the ECB has signaled that its testing phase is coming to an end, declaring that it will launch its CBDC by the end of the year.”

“但是，許多CBDC項目仍處於研發階段，因為像銀行這樣的傳統金融機構需要時間來實施這種規模的變化。但是，歐洲央行表明其測試階段即將結束，宣布它將在年底之前推出其CBDC。”

Many governments and central banks often cite financial inclusion or payment efficiency as reasons for seeking to launch their respective CBDCs. Some experts, however, believe the actual goal of these CBDCs is to counter the rise of decentralized cryptocurrencies like Bitcoin (BTC).

許多政府和中央銀行經常將金融包容性或付款效率作為尋求推出各自CBDC的原因。但是，一些專家認為，這些CBDC的實際目標是應對比特幣（BTC）等分散的加密貨幣的興起。

In his written responses to questions from Bitcoin.com News, Bar-Geffen points to attributes such as a fixed supply of tokens in circulation and a high level of decentralization as distinguishing CBDCs from cryptocurrencies. Nevertheless, he concedes that CBDCs are likely to pose a challenge to stablecoins.

Bar-Geffen在他對Bitcoin.com新聞中的問題的書面回答中指出了屬性，例如流通中的固定代幣供應以及將CBDC與加密貨幣區分開來的高度權力下放。儘管如此，他承認CBDC可能會對Stablecoins構成挑戰。

“CBDCs aren’t designed to compete with that [cryptocurrencies like BTC]. They may compete more successfully with stablecoins,” Bar-Geffen emphasized.

Bar-Geffen強調：“ CBDC並非旨在與[BTC這樣的加密貨幣]競爭。它們可能與Stablecoins更成功地競爭。”

He downplayed the possibility that CBDCs will be built to interface with decentralized finance (DeFi) protocols or Web3 ecosystems, suggesting that stablecoins will likely continue serving as the bridge between fiat and crypto worlds.

他淡化了CBDC將與分散的金融（DEFI）協議或Web3生態系統建立的可能性，這表明Stablecoins可能會繼續作為菲亞特和加密世界之間的橋樑。

The co-founder also rejects claims by some of the most vocal cryptocurrency proponents that governments adopting the technology are doing so to take control of the crypto industry.

該聯合創始人還拒絕了一些最具聲音加密貨幣的支持者的主張，即採用該技術的政府正在這樣做，以控制加密貨幣行業。

Regarding the Africa Tokenization Council recently launched by COTI, Bar-Geffen said its goal is to accelerate blockchain adoption in Africa and the Middle East by uniting regional authorities with global blockchain experts. This strategic collaboration, he argues, seeks to streamline decision-making, secure funding, and rapidly implement blockchain solutions.

關於COTI最近成立的非洲令牌化委員會，Bar-Geffen表示，其目標是通過將區域當局與全球區塊鏈專家團結在一起，加速非洲和中東的區塊鏈採用。他認為，這種戰略合作試圖簡化決策，確保資金並迅速實施區塊鏈解決方案。

“We’re aiming to bring together government institutions, regulatory bodies, and leading blockchain experts from across the globe to create an ecosystem of innovation and cooperation. Our goal is to equip the African continent with the technological tools necessary to navigate the 21st century economy with ease and efficiency.”

“我們的目標是將來自全球的政府機構，監管機構和領先的區塊鏈專家匯集在一起​​，以創造創新與合作的生態系統。我們的目標是為非洲大陸裝備以輕鬆和效率來導航21世紀經濟所需的技術工具。”

The COTI co-founder says the initiative will focus on various use cases for blockchain technology in Africa, including cross-border payments, supply chain management, and identity management.

COTI聯合創始人表示，該計劃將重點關注非洲區塊鏈技術的各種用例，包括跨境支付，供應鏈管理和身份管理。

“Our vision is to empower individuals, businesses, and governments with the benefits of blockchain technology, ultimately contributing to economic growth and social good in the region.”

“我們的願景是使個人，企業和政府能夠為區塊鏈技術帶來好處，最終為該地區的經濟增長和社會利益做出貢獻。”

The co-founder explained that the council will be structured as a collaborative platform, bringing together key stakeholders to identify and prioritize critical needs and opportunities.

該聯合創始人解釋說，理事會將作為協作平台結構結構，將主要利益相關者匯總在一起，以確定和優先考慮關鍵需求和機會。

“This collective effort will be crucial in securing the necessary funding for projects and initiatives, ultimately enabling the rapid deployment of blockchain solutions throughout the African continent.”

“這項集體努力對於確保項目和計劃的必要資金至關重要，最終使整個非洲大陸的區塊鏈解決方案迅速部署。”

The co-founder says the prospects of CBDCs being widely used in a few years depend on the background work currently underway.

該聯合創始人說，幾年來廣泛使用CBDC的前景取決於目前正在進行的背景工作。

“In five years, CBDCs will likely be widely used, at least in certain areas of the world, and the

“在五年內，至少在世界某些地區，CBDC可能會被廣泛使用，