美国证券交易委员会专员抨击加密货币托管指南，敦促公众对话

美国证券交易委员会委员 Hester Peirce 批评其机构对加密货币托管的指导，并呼吁公众互动。与此同时，SEC 执法总监反驳了对加密货币监管的批评，重申了 Howey 测试申请。美国证券交易委员会 (SEC) 就 Bitwise、Fidelity 和 Grayscale 提出的以太币现货 ETF 规则变更提案征求公众意见。

SEC Commissioner Peirce Unleashes Scathing Critique on Crypto Custody Guidance, Underscoring the Urgent Need for Public Dialogue

美国证券交易委员会委员皮尔斯对加密货币托管指南提出严厉批评，强调公开对话的迫切需要

At the recently concluded SEC Speaks conference, Commissioner Hester Peirce, a vocal critic of the Securities and Exchange Commission (SEC), launched a blistering attack on the agency's guidance on cryptocurrency custody. In a scathing speech, Peirce condemned the SEC's Staff Accounting Bulletin 121 (SAB 121), which prohibits banks from offering crypto custody services to clients.

在最近结束的 SEC 演讲会议上，美国证券交易委员会 (SEC) 的直言不讳的批评者 Hester Peirce 委员对该机构的加密货币托管指南发起了猛烈攻击。 Peirce 在一次严厉的演讲中谴责了 SEC 的《员工会计公告 121》（SAB 121），该公告禁止银行向客户提供加密货币托管服务。

According to Peirce, SAB 121 is a "pernicious weed" that has sprung up in the SEC's "secret garden" of policy guidelines. She argued that the guidance was developed in isolation, without proper consultation with the public or the industry, and that it stifles innovation in the cryptocurrency sector.

Peirce 认为，SAB 121 是在 SEC 的政策指导方针“秘密花园”中长出的“毒草”。她认为该指南是孤立制定的，没有与公众或行业进行适当协商，并且它扼杀了加密货币领域的创新。

Peirce emphasized the vital importance of public dialogue in the regulatory process. She lamented that the SEC had failed to engage with the public or seek input from experts in the field before issuing SAB 121. This lack of transparency and accountability, she asserted, undermines the legitimacy and effectiveness of the agency's regulations.

皮尔斯强调了监管过程中公众对话的至关重要性。她感叹 SEC 在发布 SAB 121 之前未能与公众接触或寻求该领域专家的意见。她声称，这种缺乏透明度和问责制的情况破坏了该机构法规的合法性和有效性。

SEC Enforcement Chief Defends Crypto Rulemaking Amidst Criticism

美国证券交易委员会执法负责人在批评中为加密货币规则制定辩护

Gurbir Grewal, the director of the SEC's Division of Enforcement, responded to Peirce's criticisms, defending the agency's approach to regulating the cryptocurrency industry. Grewal acknowledged that the SEC is still in the early stages of developing a comprehensive regulatory framework for crypto assets but maintained that the agency is committed to applying existing laws and regulations fairly and consistently.

美国证券交易委员会执法部门主管 Gurbir Grewal 回应了 Peirce 的批评，为该机构监管加密货币行业的方法辩护。 Grewal 承认，SEC 仍处于制定加密资产全面监管框架的早期阶段，但坚称该机构致力于公平、一致地应用现有法律和法规。

Grewal emphasized that the SEC's standard for determining whether an asset is a security, known as the Howey test, has been "clearly and consistently applied" in the crypto context. He did not directly address the ongoing speculation that the SEC is considering classifying Ether (ETH), the second-largest cryptocurrency by market capitalization, as a security rather than a commodity.

Grewal 强调，SEC 确定资产是否为证券的标准（称为 Howey 测试）已“明确且一致地应用于”加密领域。他没有直接回应有关美国证券交易委员会正在考虑将市值第二大加密货币以太坊（ETH）归类为证券而非商品的猜测。

SEC Seeks Public Input on Ether Spot ETFs as Decision Looms

随着决策临近，美国证券交易委员会 (SEC) 就以太币现货 ETF 寻求公众意见

Meanwhile, the SEC is seeking public comments on proposed rule changes that would allow the listing and trading of three spot Ether exchange-traded funds (ETFs) on exchanges. The public has 21 days to respond to the applications submitted by asset managers Bitwise, Fidelity, and Grayscale.

与此同时，美国证券交易委员会正在就拟议的规则变更征求公众意见，该规则变更将允许三种现货以太币交易所交易基金（ETF）在交易所上市和交易。公众有 21 天的时间回应资产管理公司 Bitwise、Fidelity 和 Grayscale 提交的申请。

The proposals have been met with mixed reactions from the industry. Some market participants welcome the potential for increased accessibility to Ether investments, while others express concerns about the need for robust regulatory oversight to protect investors. The SEC is expected to issue a final decision on the matter in May.

这些提议引起了业界的不同反应。一些市场参与者对增加以太坊投资的可及性表示欢迎，而另一些市场参与者则对需要强有力的监管来保护投资者表示担忧。预计 SEC 将于 5 月就此事做出最终决定。

European Union Considers Stricter Regulation for Non-Decentralized Protocols

欧盟考虑对非去中心化协议进行更严格的监管

Across the Atlantic, the European Union is contemplating stricter regulation for non-decentralized protocols in the decentralized finance (DeFi) space. The Markets in Crypto-Assets Regulation (MiCA), which is the governing framework for digital assets within the EU, requires the European Commission to prepare a report by December 30, 2023, assessing the DeFi market and the feasibility of specific regulations.

在大西洋彼岸，欧盟正在考虑对去中心化金融（DeFi）领域的非去中心化协议进行更严格的监管。加密资产市场监管（MiCA）是欧盟内部数字资产的管理框架，要求欧盟委员会在 2023 年 12 月 30 日之前准备一份报告，评估 DeFi 市场和具体监管的可行性。

"A significant aspect of this assessment will be to explore the regulation of crypto-asset lending and borrowing, a core activity within the DeFi space," explained Maxim Galash, CEO of CoinChange Financials. The report's findings could shape the EU's approach to regulating non-decentralized DeFi protocols, which currently operate largely outside of existing regulatory frameworks.

CoinChange Financials 首席执行官 Maxim Galash 解释道：“本次评估的一个重要方面将是探索加密资产借贷的监管，这是 DeFi 领域的核心活动。”该报告的调查结果可能会影响欧盟监管非去中心化 DeFi 协议的方法，该协议目前主要在现有监管框架之外运作。

Argentina Obliges Crypto Firms to Register, Raises Concerns for Strike Users

阿根廷要求加密货币公司注册，引起罢​​工用户的担忧

In South America, Argentina has implemented new measures to regulate the cryptocurrency industry. The Comisión Nacional de Valores (CNV), the country's securities regulator, has announced that virtual asset service providers must register with the government in accordance with recommendations from the Financial Action Task Force (FATF).

在南美洲，阿根廷实施了新措施来监管加密货币行业。该国证券监管机构国家价值委员会（CNV）宣布，虚拟资产服务提供商必须根据金融行动特别工作组（FATF）的建议向政府注册。

The registration requirement has caused some concern among users of Strike, a platform popular in Argentina for facilitating Bitcoin (BTC) payments via the Lightning Network. Reports have emerged that Strike users are no longer able to send fiat currency to their bank accounts. It remains unclear how the new regulations will impact businesses operating in Argentina or customers seeking to use crypto-related services.

注册要求引起了 Strike 用户的一些担忧，Strike 是一个在阿根廷流行的平台，旨在通过闪电网络促进比特币 (BTC) 支付。有报道称 Strike 用户不再能够将法定货币发送到他们的银行账户。目前尚不清楚新法规将如何影响在阿根廷运营的企业或寻求使用加密相关服务的客户。

Singapore Expands Regulations for Token Custody and Transfers

新加坡扩大了代币托管和转让的监管范围

In Asia, the Monetary Authority of Singapore (MAS) has announced amendments to the country's Payment Services Act (P.S. Act) to expand the scope of regulated services related to digital payment token (DPT) service providers.

在亚洲，新加坡金融管理局 (MAS) 宣布修订该国的《支付服务法》(P.S. Act)，以扩大与数字支付代币 (DPT) 服务提供商相关的监管服务范围。

Under the revised P.S. Act, DPT service providers will be required to obtain regulatory approval for providing custodial services, facilitating token transfers and exchange, and enabling cross-border money transfers. MAS emphasized that the law will apply even if the service provider does not take possession of the funds or the money is not accepted or received in Singapore.

根据修订后的 P.S.根据该法案，DPT 服务提供商必须获得监管部门的批准才能提供托管服务、促进代币转移和兑换以及实现跨境资金转移。 MAS 强调，即使服务提供商没有占有资金或新加坡不接受或收到资金，法律也将适用。

The amendments demonstrate MAS's commitment to ensuring a safe and well-regulated environment for digital asset activities in Singapore. By bringing additional DPT-related services within its regulatory purview, MAS seeks to protect investors and maintain financial stability in the rapidly evolving crypto landscape.

这些修正案表明金管局致力于确保新加坡数字资产活动的安全和监管良好的环境。通过将额外的 DPT 相关服务纳入其监管范围，MAS 寻求在快速发展的加密货币环境中保护投资者并维持金融稳定。