美國證券交易委員會專員抨擊加密貨幣託管指南，敦促公眾對話

美國證券交易委員會委員 Hester Peirce 批評其機構對加密貨幣託管的指導，並呼籲公眾互動。同時，SEC 執法總監反駁了對加密貨幣監管的批評，並重申了 Howey 測試申請。美國證券交易委員會 (SEC) 就 Bitwise、Fidelity 和 Grayscale 提出的以太幣現貨 ETF 規則變更提案徵求公眾意見。

SEC Commissioner Peirce Unleashes Scathing Critique on Crypto Custody Guidance, Underscoring the Urgent Need for Public Dialogue

美國證券交易委員會委員皮爾斯對加密貨幣託管指南提出嚴厲批評，強調公開對話的迫切需求

At the recently concluded SEC Speaks conference, Commissioner Hester Peirce, a vocal critic of the Securities and Exchange Commission (SEC), launched a blistering attack on the agency's guidance on cryptocurrency custody. In a scathing speech, Peirce condemned the SEC's Staff Accounting Bulletin 121 (SAB 121), which prohibits banks from offering crypto custody services to clients.

在最近結束的 SEC 演講會議上，美國證券交易委員會 (SEC) 的直言不諱的批評者 Hester Peirce 成員對該機構的加密貨幣託管指南發起了猛烈攻擊。 Peirce 在一次嚴厲的演講中譴責了 SEC 的《員工會計公告 121》（SAB 121），該公告禁止銀行向客戶提供加密貨幣託管服務。

According to Peirce, SAB 121 is a "pernicious weed" that has sprung up in the SEC's "secret garden" of policy guidelines. She argued that the guidance was developed in isolation, without proper consultation with the public or the industry, and that it stifles innovation in the cryptocurrency sector.

Peirce 認為，SAB 121 是在 SEC 的政策指導方針「秘密花園」中長出的「毒草」。她認為該指南是孤立制定的，沒有與公眾或行業進行適當協商，並且它扼殺了加密貨幣領域的創新。

Peirce emphasized the vital importance of public dialogue in the regulatory process. She lamented that the SEC had failed to engage with the public or seek input from experts in the field before issuing SAB 121. This lack of transparency and accountability, she asserted, undermines the legitimacy and effectiveness of the agency's regulations.

皮爾斯強調了監管過程中公眾對話的至關重要性。她感嘆 SEC 在發布 SAB 121 之前未能與公眾接觸或尋求該領域專家的意見。她聲稱，這種缺乏透明度和問責制的情況破壞了該機構法規的合法性和有效性。

SEC Enforcement Chief Defends Crypto Rulemaking Amidst Criticism

美國證券交易委員會執法負責人在批評中為加密貨幣規則制定辯護

Gurbir Grewal, the director of the SEC's Division of Enforcement, responded to Peirce's criticisms, defending the agency's approach to regulating the cryptocurrency industry. Grewal acknowledged that the SEC is still in the early stages of developing a comprehensive regulatory framework for crypto assets but maintained that the agency is committed to applying existing laws and regulations fairly and consistently.

美國證券交易委員會執法部門主管 Gurbir Grewal 回應了 Peirce 的批評，為該機構監管加密貨幣行業的方法辯護。 Grewal 承認，SEC 仍處於制定加密資產全面監管框架的早期階段，但堅稱該機構致力於公平、一致地應用現有法律和法規。

Grewal emphasized that the SEC's standard for determining whether an asset is a security, known as the Howey test, has been "clearly and consistently applied" in the crypto context. He did not directly address the ongoing speculation that the SEC is considering classifying Ether (ETH), the second-largest cryptocurrency by market capitalization, as a security rather than a commodity.

Grewal 強調，SEC 確定資產是否為證券的標準（稱為 Howey 測試）已「明確且一致地應用於」加密領域。他沒有直接回應有關美國證券交易委員會正在考慮將市值第二大加密貨幣以太坊（ETH）歸類為證券而非商品的猜測。

SEC Seeks Public Input on Ether Spot ETFs as Decision Looms

隨著決策臨近，美國證券交易委員會 (SEC) 就以太幣現貨 ETF 尋求公眾意見

Meanwhile, the SEC is seeking public comments on proposed rule changes that would allow the listing and trading of three spot Ether exchange-traded funds (ETFs) on exchanges. The public has 21 days to respond to the applications submitted by asset managers Bitwise, Fidelity, and Grayscale.

同時，美國證券交易委員會正在就擬議的規則變更徵求公眾意見，該規則變更將允許三種現貨以太幣交易所交易基金（ETF）在交易所上市和交易。公眾有 21 天的時間回應資產管理公司 Bitwise、Fidelity 和 Grayscale 提交的申請。

The proposals have been met with mixed reactions from the industry. Some market participants welcome the potential for increased accessibility to Ether investments, while others express concerns about the need for robust regulatory oversight to protect investors. The SEC is expected to issue a final decision on the matter in May.

這些提議引起了業界的不同反應。一些市場參與者對增加以太坊投資的可及性表示歡迎，而另一些市場參與者則對需要強有力的監管來保護投資者表示擔憂。預計 SEC 將於 5 月就此事做出最終決定。

European Union Considers Stricter Regulation for Non-Decentralized Protocols

歐盟考慮對非去中心化協議進行更嚴格的監管

Across the Atlantic, the European Union is contemplating stricter regulation for non-decentralized protocols in the decentralized finance (DeFi) space. The Markets in Crypto-Assets Regulation (MiCA), which is the governing framework for digital assets within the EU, requires the European Commission to prepare a report by December 30, 2023, assessing the DeFi market and the feasibility of specific regulations.

在大西洋彼岸，歐盟正在考慮對去中心化金融（DeFi）領域的非去中心化協議進行更嚴格的監管。加密資產市場監管（MiCA）是歐盟內部數位資產的管理框架，要求歐盟委員會在 2023 年 12 月 30 日之前準備一份報告，評估 DeFi 市場和具體監管的可行性。

"A significant aspect of this assessment will be to explore the regulation of crypto-asset lending and borrowing, a core activity within the DeFi space," explained Maxim Galash, CEO of CoinChange Financials. The report's findings could shape the EU's approach to regulating non-decentralized DeFi protocols, which currently operate largely outside of existing regulatory frameworks.

CoinChange Financials 執行長 Maxim Galash 解釋道：“本次評估的一個重要方面將是探索加密資產借貸的監管，這是 DeFi 領域的核心活動。”該報告的調查結果可能會影響歐盟監管非去中心化 DeFi 協議的方法，該協議目前主要在現有監管框架之外運作。

Argentina Obliges Crypto Firms to Register, Raises Concerns for Strike Users

阿根廷要求加密貨幣公司註冊，引起罷工用戶的擔憂

In South America, Argentina has implemented new measures to regulate the cryptocurrency industry. The Comisión Nacional de Valores (CNV), the country's securities regulator, has announced that virtual asset service providers must register with the government in accordance with recommendations from the Financial Action Task Force (FATF).

在南美洲，阿根廷實施了新措施來監管加密貨幣產業。該國證券監管機構國家價值委員會（CNV）宣布，虛擬資產服務提供者必須根據金融行動特別工作組（FATF）的建議向政府註冊。

The registration requirement has caused some concern among users of Strike, a platform popular in Argentina for facilitating Bitcoin (BTC) payments via the Lightning Network. Reports have emerged that Strike users are no longer able to send fiat currency to their bank accounts. It remains unclear how the new regulations will impact businesses operating in Argentina or customers seeking to use crypto-related services.

註冊要求引起了 Strike 用戶的一些擔憂，Strike 是一個在阿根廷流行的平台，旨在透過閃電網路促進比特幣 (BTC) 支付。有報告指出 Strike 用戶不再能夠將法定貨幣發送到他們的銀行帳戶。目前尚不清楚新法規將如何影響在阿根廷營運的企業或尋求使用加密相關服務的客戶。

Singapore Expands Regulations for Token Custody and Transfers

新加坡擴大了代幣託管和轉讓的監管範圍

In Asia, the Monetary Authority of Singapore (MAS) has announced amendments to the country's Payment Services Act (P.S. Act) to expand the scope of regulated services related to digital payment token (DPT) service providers.

在亞洲，新加坡金融管理局 (MAS) 宣布修訂該國的《支付服務法》(P.S. Act)，以擴大與數位支付代幣 (DPT) 服務提供者相關的監管服務範圍。

Under the revised P.S. Act, DPT service providers will be required to obtain regulatory approval for providing custodial services, facilitating token transfers and exchange, and enabling cross-border money transfers. MAS emphasized that the law will apply even if the service provider does not take possession of the funds or the money is not accepted or received in Singapore.

根據修訂後的 P.S.根據該法案，DPT 服務提供者必須獲得監管部門的批准才能提供託管服務、促進代幣轉移和兌換以及實現跨境資金轉移。 MAS 強調，即使服務提供者沒有佔有資金或新加坡不接受或收到資金，法律也將適用。

The amendments demonstrate MAS's commitment to ensuring a safe and well-regulated environment for digital asset activities in Singapore. By bringing additional DPT-related services within its regulatory purview, MAS seeks to protect investors and maintain financial stability in the rapidly evolving crypto landscape.

這些修正案顯示金管局致力於確保新加坡數位資產活動的安全和監管良好的環境。透過將額外的 DPT 相關服務納入其監管範圍，MAS 尋求在快速發展的加密貨幣環境中保護投資者並維持金融穩定。