英格兰银行考虑使用 Britcoin，强调 DLT 和代币化的优势

英格兰银行官员正在积极考虑发行数字英镑（称为“Britcoin”）的可能性。副行长萨拉·布里登强调，央行尚未做出决定，但正在探索这一概念，作为未来增强数字支付的手段。世行的研究将侧重于潜在的收益和风险，包括运营和技术方面。探索扩展到分布式账本技术和代币化，这可以提供效率提升和新的金融资产流动性。

Bank of England Examines Britcoin Viability and Highlights Benefits of Tokenisation

英格兰银行检查英国币的可行性并强调代币化的好处

In a comprehensive address on Monday, Deputy Governor Sarah Breeden of the Bank of England emphasized that the institution continues to deliberate the potential implementation of a digital pound, known colloquially as "Britcoin." Breeden underscored that the Bank's position on the matter remains fluid, pending the conclusion of ongoing consultations.

在周一的综合讲话中，英格兰银行副行长莎拉·布里登强调，该机构将继续审议数字英镑（俗称“Britcoin”）的潜在实施。布里登强调，在正在进行的磋商结束之前，世行对此事的立场仍然不稳定。

The proposed digital currency, if realized, would represent a novel form of digital money accessible to both individuals and enterprises. It would complement existing payment methods such as cash and bank deposits, rather than supplanting them.

拟议的数字货币如果实现，将代表个人和企业均可使用的一种新型数字货币。它将补充现有的支付方式，例如现金和银行存款，而不是取代它们。

Breeden acknowledged potential concerns regarding the impact of digital currency on public trust in the financial system. She emphasized that the Bank is diligently examining the potential risks and advantages of Britcoin, with a particular focus on operational and technical feasibility.

布里登承认对数字货币对金融体系公众信任影响的潜在担忧。她强调，央行正在认真研究英国币的潜在风险和优势，特别关注运营和技术可行性。

To facilitate a thorough analysis, the Bank will engage in detailed design considerations for a digital pound, drawing upon technological experimentation and collaborative proof-of-concept initiatives with the private sector.

为了促进彻底分析，世行将利用技术实验和与私营部门的合作概念验证举措，对数字英镑进行详细的设计考虑。

In addition to Britcoin, the Bank is actively exploring the transformative possibilities of distributed ledger technology (DLT) and tokenisation.

除了 Britcoin 之外，该银行还在积极探索分布式账本技术（DLT）和代币化的变革可能性。

Breeden outlined the potential of DLT to enhance efficiency and functionality within real-world retail and wholesale payment systems. She further highlighted the transformative impact tokenisation could have on asset liquidity across a broad spectrum of financial instruments.

Breeden 概述了 DLT 在提高现实零售和批发支付系统效率和功能方面的潜力。她进一步强调了代币化可能对各种金融工具的资产流动性产生的变革性影响。

"The implementation of DLT could facilitate faster, more streamlined processes with reduced reliance on intermediaries," Breeden explained. "Furthermore, tokenisation holds the potential to enhance the liquidity of a wider array of financial assets."

“DLT 的实施可以促进更快、更简化的流程，减少对中介机构的依赖，”布里登解释道。 “此外，代币化有可能增强更广泛的金融资产的流动性。”

The Bank of England's ongoing deliberations and research efforts will play a pivotal role in shaping the future of digital payments and the broader financial landscape in the United Kingdom. The institution's commitment to a robust and objective assessment of potential benefits and risks ensures that any future decisions regarding Britcoin or related initiatives will be grounded in a comprehensive understanding of their implications.

英格兰银行正在进行的审议和研究工作将在塑造英国数字支付的未来和更广泛的金融格局方面发挥关键作用。该机构致力于对潜在收益和风险进行稳健、客观的评估，确保未来有关 Britcoin 或相关举措的任何决策都将基于对其影响的全面理解。

The Bank's exploration of DLT and tokenisation also underscores its commitment to fostering innovation and leveraging technological advancements to enhance the efficiency, security, and inclusivity of the financial system.

世行对 DLT 和代币化的探索也凸显了其致力于促进创新和利用技术进步来提高金融体系的效率、安全性和包容性的承诺。