英格蘭銀行考慮使用 Britcoin，強調 DLT 和代幣化的優勢

英格蘭銀行官員正在積極考慮發行數位英鎊（稱為「Britcoin」）的可能性。副總裁薩拉·布里登強調，央行尚未做出決定，但正在探索這個概念，作為未來增強數位支付的手段。世銀的研究將著重於潛在的利益和風險，包括營運和技術方面。探索擴展到分散式帳本技術和代幣化，這可以提供效率提升和新的金融資產流動性。

Bank of England Examines Britcoin Viability and Highlights Benefits of Tokenisation

英格蘭銀行檢查英國幣的可行性並強調代幣化的好處

In a comprehensive address on Monday, Deputy Governor Sarah Breeden of the Bank of England emphasized that the institution continues to deliberate the potential implementation of a digital pound, known colloquially as "Britcoin." Breeden underscored that the Bank's position on the matter remains fluid, pending the conclusion of ongoing consultations.

在周一的綜合演講中，英格蘭銀行副行長莎拉·布里登強調，該機構將繼續審議數位英鎊（俗稱「Britcoin」）的潛在實施。布里登強調，在正在進行的磋商結束之前，世銀對此事的立場仍然不穩定。

The proposed digital currency, if realized, would represent a novel form of digital money accessible to both individuals and enterprises. It would complement existing payment methods such as cash and bank deposits, rather than supplanting them.

擬議的數位貨幣如果實現，將代表個人和企業均可使用的一種新型數位貨幣。它將補充現有的支付方式，例如現金和銀行存款，而不是取代它們。

Breeden acknowledged potential concerns regarding the impact of digital currency on public trust in the financial system. She emphasized that the Bank is diligently examining the potential risks and advantages of Britcoin, with a particular focus on operational and technical feasibility.

布里登承認對數位貨幣對金融體系公眾信任影響的潛在擔憂。她強調，央行正在認真研究英國幣的潛在風險和優勢，特別關注營運和技術可行性。

To facilitate a thorough analysis, the Bank will engage in detailed design considerations for a digital pound, drawing upon technological experimentation and collaborative proof-of-concept initiatives with the private sector.

為了促進徹底分析，世銀將利用技術實驗和與私營部門的合作概念驗證舉措，對數位英鎊進行詳細的設計考量。

In addition to Britcoin, the Bank is actively exploring the transformative possibilities of distributed ledger technology (DLT) and tokenisation.

除了 Britcoin 之外，該銀行還在積極探索分散式帳本技術（DLT）和代幣化的變革可能性。

Breeden outlined the potential of DLT to enhance efficiency and functionality within real-world retail and wholesale payment systems. She further highlighted the transformative impact tokenisation could have on asset liquidity across a broad spectrum of financial instruments.

Breeden 概述了 DLT 在提高現實零售和批發支付系統效率和功能方面的潛力。她進一步強調了代幣化可能對各種金融工具的資產流動性產生的變革性影響。

"The implementation of DLT could facilitate faster, more streamlined processes with reduced reliance on intermediaries," Breeden explained. "Furthermore, tokenisation holds the potential to enhance the liquidity of a wider array of financial assets."

「DLT 的實施可以促進更快、更簡化的流程，減少對中介機構的依賴，」布里登解釋道。 “此外，代幣化有可能增強更廣泛的金融資產的流動性。”

The Bank of England's ongoing deliberations and research efforts will play a pivotal role in shaping the future of digital payments and the broader financial landscape in the United Kingdom. The institution's commitment to a robust and objective assessment of potential benefits and risks ensures that any future decisions regarding Britcoin or related initiatives will be grounded in a comprehensive understanding of their implications.

英格蘭銀行正在進行的審議和研究工作將在塑造英國數位支付的未來和更廣泛的金融格局方面發揮關鍵作用。該機構致力於對潛在收益和風險進行穩健、客觀的評估，確保未來有關 Britcoin 或相關舉措的任何決策都將基於對其影響的全面理解。

The Bank's exploration of DLT and tokenisation also underscores its commitment to fostering innovation and leveraging technological advancements to enhance the efficiency, security, and inclusivity of the financial system.

世銀對 DLT 和代幣化的探索也凸顯了其致力於促進創新和利用技術進步來提高金融體系的效率、安全性和包容性的承諾。