XRP價格預測：XRP Flip ETH會在2028年達到12.5美元嗎？

XRP是Ripple的XRP Ledger的本地令牌，在2025年搶占了人們的關注。從2024年11月至2025年1月，它飆升了600％後，現在正在整合

The native token of Ripple’s XRP Ledger, XRP, has been making waves in 2025 with a remarkable 600% surge from November 2024 to January 2025, to now consolidate around the $2 mark.

Ripple的XRP分類帳的本地令牌XRP在2025年一直在浪潮，從2024年11月至2025年1月，浪費了600％，現在鞏固了2美元的左右。

However, an even more staggering prediction comes from Standard Chartered (Stan Chart), which sees XRP reaching $12.50 by 2028. To put this into perspective, this would be a greater than 500% leap from today’s price levels.

但是，一個更加驚人的預測來自標準租賃（Stan Chart），該標準的預測在2028年到2028年達到12.50美元。為了透視這一點，這將是比當今價格水平的500％超過500％的飛躍。

But wait, there’s more. The bank also predicts that XRP could outpace Ethereum (ETH) in market cap, potentially becoming the second-largest non-stablecoin cryptocurrency after Bitcoin (BTC).

但是等等，還有更多。該銀行還預測，XRP可以在市值上超過以太坊（ETH），這可能成為僅次於比特幣（BTC）的第二大非穩態加密貨幣。

Now, let’s break down the key aspects of Standard Chartered’s bullish outlook on XRP and examine the market dynamics that could propel this token.

現在，讓我們分解標準憲章對XRP的看漲前景的關鍵方面，並檢查可能推動這一標誌的市場動態。

Why Will XRP Surge? Standard Chartered’s $12.50 Prediction

XRP為什麼會激增？標準包機的$ 12.50預測

At the beginning of this year, Standard Chartered’s Global Head of Digital Assets Research, Geoffrey Kendrick, shared a multi-year price prediction for XRP, and it has been making headlines ever since. In a recent report from this week, Kendrick continues to project:

在今年年初，Standard Charter的全球數字資產研究負責人Geoffrey Kendrick分享了XRP的多年價格預測，此後一直是頭條新聞。在本週的最新報告中，肯德里克（Kendrick）繼續投影：

Kendrick’s optimism isn’t fueled by hype; it’s based on three crucial drivers:

肯德里克（Kendrick）的樂觀態度並非被炒作所吸引。它基於三個關鍵驅動因素：

* Regulatory clarity: The SEC’s decision to pause its appeal against the SEC in December 2024, President Trump’s pro-crypto policies, and the potential for a U.S. crypto bailout package could create a strong tailwind for crypto in 2025. Trump's proposed strategy to build a strategic crypto reserve—initially without mentioning XRP—also speaks volumes about broader political support for the crypto market.

*監管清晰度：SEC決定在2024年12月對SEC的呼籲，特朗普總統的親克賴特托政策以及美國加密助學計劃的潛力可能會在2025年為Crypto創造強大的方向。

* Cross-border payment utility: As institutions seek efficient solutions for global transactions, products like RippleNet’s On-Demand Liquidity (ODL) service come into play. Already used by banks in Japan, Latin America, and the Middle East, ODL facilitates seamless liquidity provisioning.

*跨境支付實用程序：隨著機構尋求用於全球交易的有效解決方案，Ripplenet的按需流動性（ODL）服務將發揮作用。 ODL已經在日本，拉丁美洲和中東使用的銀行使用，可促進無縫的流動性提供。

* Tokenization and ETF potential: The U.S. launch of a leveraged XRP ETF in 2025, though not a spot product, sparked buzz, with Bloomberg’s Eric Balchunas noting it’s a sign “nature is healing” for crypto’s boldest predictions. A spot ETF approval could drive billions in yearly inflows, similar to Bitcoin’s ETF-fueled rally in 2024.

*令牌化和ETF的潛力：美國在2025年推出了槓桿XRP ETF，儘管不是彭博社的Eric Balchunas引起的嗡嗡聲，但它表明這是Crypto最大膽的預測的標誌“自然正在康復”。 ETF的批准可能會吸引數十億美元的流入，類似於比特幣在2024年的ETF燃燒集會。

However, Kendrick acknowledges some challenges, such as XRP’s smaller developer ecosystem compared to Ethereum and its low-fee model, which might limit its ability to capture a large share of blockchain fees. Despite these factors, he believes XRP’s strong real-world utility and positive market trends will outbalance these challenges.

但是，肯德里克（Kendrick）承認一些挑戰，例如XRP較小的開發人員生態系統與以太坊及其低收入模型相比，這可能會限制其捕獲大量區塊鏈費用份額的能力。儘管有這些因素，但他認為XRP強大的現實世界公用事業和積極的市場趨勢將超越這些挑戰。

XRP Price Is Up Today

XRP價格今天上漲

As of Saturday, April 12, 2025, one XRP is trading at $2.05 on the Bitstamp exchange, reflecting a 0.16% increase since the start of the session. This continues the upward momentum from Friday, when the token surged by nearly 3%.

截至2025年4月12日，星期六，BitStamp Exchange的一個XRP的交易價格為2.05美元，反映了自上課開始以來增長0.16％。從星期五開始，這將持續向上的勢頭，當時令牌飆升了近3％。

Over the past 24 hours, XRP has gained approximately 3%, pushing its market capitalization to nearly $120 billion. The daily trading volume exceeds $3 billion.

在過去的24小時內，XRP增長了約3％，將其市值提高到近1,200億美元。每日交易量超過30億美元。

Why Is XRP Going Up? The 5 Main ReasonsssWhy Is

為什麼XRP上升？這5個主要原因是

XRP’s potential isn’t just about one bank’s forecast. A confluence of factors is setting the stage for a breakout, offering retail investors a compelling case to watch closely:

XRP的潛力不僅僅是一家銀行的預測。因素匯合處是為突破奠定基礎，為散戶投資者提供了一個令人信服的案例，可以密切關注：

1. Regulatory Tailwinds

1。監管尾風

The SEC’s decision to pause its appeal against Ripple, President Trump’s pro-crypto policies, and the potential for a U.S. crypto bailout package are signaling a strong 2025 for crypto.

SEC決定暫停對Ripple的上訴，特朗普總統的親克賴特托政策以及美國加密助保險計劃的潛力，這表明了Crypto的2025年強大。

Trump's proposed strategy to create a strategic crypto reserve—initially without mentioning XRP—also showcases broader political support that could benefit all cryptocurrencies.

特朗普提出的製定戰略加密儲備的戰略（實際上是沒有提及XRP）也展示了更廣泛的政治支持，這可能會使所有加密貨幣受益。

2. Institutional Adoption

2。機構採用

Ripple’s XRP Ledger is coming into focus for cross-border remittances as institutions seek efficient solutions. Banks in Japan, Latin America, and the Middle East are testing XRP for liquidity provisioning via RippleNet’s On-Demand Liquidity (ODL) service.

隨著機構尋求有效的解決方案，Ripple的XRP Ledger將成為跨境匯款的焦點。日本，拉丁美洲和中東的銀行正在通過Ripplenet的按需流動性（ODL）服務測試XRP的流動性供應。

3. ETF Hype

3。 ETF炒作

The U.S. launch of a leveraged XRP ETF in 2025, despite not being a spot product, sparked buzz. Balchunas called it a sign “nature is healing” for crypto’s boldest predictions. A spot ETF approval could drive billions in yearly inflows, much like Bitcoin’s ETF-fueled rally in 2024.

美國在2025年推出了槓桿XRP ETF，儘管不是現場產品，但引發了嗡嗡聲。 Balchunas稱其為加密最大的預測，這是“自然正在康復”的標誌。 ETF的批准可能會吸引數十億美元的流入，就像2024年比特幣的ETF燃燒集會一樣。

4. Tokenization Ambitions

4。野心

Ripple’s push into tokenized assets—like Treasury bills and RLUSD—positions XRP as a backbone for next-gen finance. Kendrick sees the XRP Ledger evolving into a “tokenization chain,” amp

Ripple進入令牌資產（例如國庫券和RLUSD），將XRP作為下一代財務的骨幹。肯德里克（Kendrick