XRP价格预测：XRP Flip ETH会在2028年达到12.5美元吗？

XRP是Ripple的XRP Ledger的本地令牌，在2025年抢占了人们的关注。从2024年11月至2025年1月，它飙升了600％后，现在正在整合

The native token of Ripple’s XRP Ledger, XRP, has been making waves in 2025 with a remarkable 600% surge from November 2024 to January 2025, to now consolidate around the $2 mark.

Ripple的XRP分类帐的本地令牌XRP在2025年一直在浪潮，从2024年11月至2025年1月，浪费了600％，现在巩固了2美元的左右。

However, an even more staggering prediction comes from Standard Chartered (Stan Chart), which sees XRP reaching $12.50 by 2028. To put this into perspective, this would be a greater than 500% leap from today’s price levels.

但是，一个更加惊人的预测来自标准租赁（Stan Chart），该标准的预测在2028年到2028年达到12.50美元。为了透视这一点，这将是比当今价格水平的500％超过500％的飞跃。

But wait, there’s more. The bank also predicts that XRP could outpace Ethereum (ETH) in market cap, potentially becoming the second-largest non-stablecoin cryptocurrency after Bitcoin (BTC).

但是等等，还有更多。该银行还预测，XRP可以在市值上超过以太坊（ETH），这可能成为仅次于比特币（BTC）的第二大非稳态加密货币。

Now, let’s break down the key aspects of Standard Chartered’s bullish outlook on XRP and examine the market dynamics that could propel this token.

现在，让我们分解标准宪章对XRP的看涨前景的关键方面，并检查可能推动这一标志的市场动态。

Why Will XRP Surge? Standard Chartered’s $12.50 Prediction

XRP为什么会激增？标准包机的$ 12.50预测

At the beginning of this year, Standard Chartered’s Global Head of Digital Assets Research, Geoffrey Kendrick, shared a multi-year price prediction for XRP, and it has been making headlines ever since. In a recent report from this week, Kendrick continues to project:

在今年年初，Standard Charter的全球数字资产研究负责人Geoffrey Kendrick分享了XRP的多年价格预测，此后一直是头条新闻。在本周的最新报告中，肯德里克（Kendrick）继续投影：

Kendrick’s optimism isn’t fueled by hype; it’s based on three crucial drivers:

肯德里克（Kendrick）的乐观态度并非被炒作所吸引。它基于三个关键驱动因素：

* Regulatory clarity: The SEC’s decision to pause its appeal against the SEC in December 2024, President Trump’s pro-crypto policies, and the potential for a U.S. crypto bailout package could create a strong tailwind for crypto in 2025. Trump's proposed strategy to build a strategic crypto reserve—initially without mentioning XRP—also speaks volumes about broader political support for the crypto market.

*监管清晰度：SEC决定在2024年12月对SEC的呼吁，特朗普总统的亲克赖特托政策以及美国加密助学计划的潜力可能会在2025年为Crypto创造强大的方向。

* Cross-border payment utility: As institutions seek efficient solutions for global transactions, products like RippleNet’s On-Demand Liquidity (ODL) service come into play. Already used by banks in Japan, Latin America, and the Middle East, ODL facilitates seamless liquidity provisioning.

*跨境支付实用程序：随着机构寻求用于全球交易的有效解决方案，Ripplenet的按需流动性（ODL）服务将发挥作用。 ODL已经在日本，拉丁美洲和中东使用的银行使用，可促进无缝的流动性提供。

* Tokenization and ETF potential: The U.S. launch of a leveraged XRP ETF in 2025, though not a spot product, sparked buzz, with Bloomberg’s Eric Balchunas noting it’s a sign “nature is healing” for crypto’s boldest predictions. A spot ETF approval could drive billions in yearly inflows, similar to Bitcoin’s ETF-fueled rally in 2024.

*令牌化和ETF的潜力：美国在2025年推出了杠杆XRP ETF，尽管不是彭博社的Eric Balchunas引起的嗡嗡声，但它表明这是Crypto最大胆的预测的标志“自然正在康复”。 ETF的批准可能会吸引数十亿美元的流入，类似于比特币在2024年的ETF燃烧集会。

However, Kendrick acknowledges some challenges, such as XRP’s smaller developer ecosystem compared to Ethereum and its low-fee model, which might limit its ability to capture a large share of blockchain fees. Despite these factors, he believes XRP’s strong real-world utility and positive market trends will outbalance these challenges.

但是，肯德里克（Kendrick）承认一些挑战，例如XRP较小的开发人员生态系统与以太坊及其低收入模型相比，这可能会限制其捕获大量区块链费用份额的能力。尽管有这些因素，但他认为XRP强大的现实世界公用事业和积极的市场趋势将超越这些挑战。

XRP Price Is Up Today

XRP价格今天上涨

As of Saturday, April 12, 2025, one XRP is trading at $2.05 on the Bitstamp exchange, reflecting a 0.16% increase since the start of the session. This continues the upward momentum from Friday, when the token surged by nearly 3%.

截至2025年4月12日，星期六，BitStamp Exchange的一个XRP的交易价格为2.05美元，反映了自上课开始以来增长0.16％。从星期五开始，这将持续向上的势头，当时令牌飙升了近3％。

Over the past 24 hours, XRP has gained approximately 3%, pushing its market capitalization to nearly $120 billion. The daily trading volume exceeds $3 billion.

在过去的24小时内，XRP增长了约3％，将其市值提高到近1,200亿美元。每日交易量超过30亿美元。

Why Is XRP Going Up? The 5 Main ReasonsssWhy Is

为什么XRP上升？这5个主要原因是

XRP’s potential isn’t just about one bank’s forecast. A confluence of factors is setting the stage for a breakout, offering retail investors a compelling case to watch closely:

XRP的潜力不仅仅是一家银行的预测。因素汇合处是为突破奠定基础，为散户投资者提供了一个令人信服的案例，可以密切关注：

1. Regulatory Tailwinds

1。监管尾风

The SEC’s decision to pause its appeal against Ripple, President Trump’s pro-crypto policies, and the potential for a U.S. crypto bailout package are signaling a strong 2025 for crypto.

SEC决定暂停对Ripple的上诉，特朗普总统的亲克赖特托政策以及美国加密助保险计划的潜力，这表明了Crypto的2025年强大。

Trump's proposed strategy to create a strategic crypto reserve—initially without mentioning XRP—also showcases broader political support that could benefit all cryptocurrencies.

特朗普提出的制定战略加密储备的战略（实际上是没有提及XRP）也展示了更广泛的政治支持，这可能会使所有加密货币受益。

2. Institutional Adoption

2。机构采用

Ripple’s XRP Ledger is coming into focus for cross-border remittances as institutions seek efficient solutions. Banks in Japan, Latin America, and the Middle East are testing XRP for liquidity provisioning via RippleNet’s On-Demand Liquidity (ODL) service.

随着机构寻求有效的解决方案，Ripple的XRP Ledger将成为跨境汇款的焦点。日本，拉丁美洲和中东的银行正在通过Ripplenet的按需流动性（ODL）服务测试XRP的流动性供应。

3. ETF Hype

3。ETF炒作

The U.S. launch of a leveraged XRP ETF in 2025, despite not being a spot product, sparked buzz. Balchunas called it a sign “nature is healing” for crypto’s boldest predictions. A spot ETF approval could drive billions in yearly inflows, much like Bitcoin’s ETF-fueled rally in 2024.

美国在2025年推出了杠杆XRP ETF，尽管不是现场产品，但引发了嗡嗡声。 Balchunas称其为加密最大的预测，这是“自然正在康复”的标志。 ETF的批准可能会吸引数十亿美元的流入，就像2024年比特币的ETF燃烧集会一样。

4. Tokenization Ambitions

4。野心

Ripple’s push into tokenized assets—like Treasury bills and RLUSD—positions XRP as a backbone for next-gen finance. Kendrick sees the XRP Ledger evolving into a “tokenization chain,” amp

Ripple进入令牌资产（例如国库券和RLUSD），将XRP作为下一代财务的骨干。肯德里克（Kendrick