XRP 取代 USDT 成為市值第三大加密貨幣

Ripple 推廣的代幣 XRP 已取代 Tether 的 USDT 穩定幣，成為市值第三大加密貨幣，僅次於比特幣 (BTC)

Pro-crypto Securities and Exchange Commission (SEC) commissioners are set to overhaul the agency’s crypto policies as soon as next week, as President-elect Donald Trump prepares to return to the Oval Office, according to multiple reports.

據多份報導稱，隨著當選總統唐納德·川普準備重返橢圓形辦公室，支持加密貨幣的證券交易委員會 (SEC) 委員最快將於下週徹底改革該機構的加密貨幣政策。

The move comes amid reports that the SEC could drop some non-fraud crypto cases currently pending in courts.

此舉出台之際，有報告指出美國證券交易委員會可能會撤銷一些目前正在法庭審理的非詐欺加密案件。

Meanwhile, XRP has flipped Tether’s (USDT) stablecoin to claim its spot as the third-biggest crypto by market cap, trailing only Bitcoin (BTC) and Ethereum (ETH).

同時，XRP 已經超越了 Tether (USDT) 的穩定幣，成為市值第三大加密貨幣，僅次於比特幣 (BTC) 和以太幣 (ETH)。

XRP Surges to Top Three, Nearing $3 Level

XRP 飆升至前三名，接近 3 美元水平

The XRP price nearly touched the elusive $3 mark on Wednesday morning, reaching a level not seen since 2018. XRP is trading at $2.97 at press time, up 12% over the last 24 hours and nearly $1 up from this time last week.

週三上午，XRP 價格幾乎觸及難以捉摸的3 美元大關，達到2018 年以來的最高水平。 1 美元。

XRP/USD Chart by TradingView

XRP/USD 圖表（TradingView）

The token has surged by roughly 27.6% over the last seven days, outperforming other major cryptocurrencies significantly during that time. XRP’s market capitalization jumped to $169.7 billion on Jan. 15, surpassing USDT, which has seen a decline in its market cap since Dec. 30.

該代幣在過去 7 天內飆升了約 27.6%，在此期間的表現明顯優於其他主要加密貨幣。 1 月 15 日，XRP 市值躍升至 1,697 億美元，超過了自 12 月 30 日以來市值下降的 USDT。

The recent performance comes as XRP has been overlooked by several major crypto exchanges, including Coinbase, due to the ongoing lawsuit between Ripple and the SEC over whether XRP is an unregistered security.

最近的表現正值 XRP 被包括 Coinbase 在內的幾家主要加密貨幣交易所忽視，原因是 Ripple 和 SEC 之間關於 XRP 是否是未註冊證券的訴訟正在進行。

However, there have been increasing expectations of pro-crypto policies under the forthcoming Trump government, along with rising optimism about the approval of U.S.-listed spot XRP ETFs, which could collectively attract up to $8 billion in fresh capital, according to analysts.

然而，分析師表示，人們對即將上任的川普政府支持加密貨幣政策的期望越來越高，同時對美國上市的現貨XRP ETF 的批准也越來越樂觀，這可能總共吸引高達80 億美元的新資本。

There are also increasing strategic partnerships and new product launches from Ripple, including the recent rollout of Ripple’s RLUSD stablecoin, which could be boosting XRP’s market presence and performance.

Ripple 也持續增加策略夥伴關係並推出新產品，包括最近推出的 Ripple 的 RLUSD 穩定幣，這可能會提升 XRP 的市場影響力和表現。

SEC to Drop Non-Fraud Crypto Cases, Launch Token Classification Rulemaking

美國證券交易委員會將放棄非詐欺加密案件，啟動代幣分類規則制定

A recent report from Reuters citing people familiar with the matter revealed that the U.S. Securities and Exchange Commission commissioners Hester Pierce and Mark Uyeda will start reforms next week following the departure of current chairman Gary Gensler.

路透社最近引述知情人士的話報道稱，在現任主席加里·詹斯勒(Gary Gensler)離職後，美國證券交易委員會委員赫斯特·皮爾斯(Hester Pierce)和馬克·烏耶達(Mark Uyeda)將於下週開始改革。

The commissioners will focus on creating clear rules that will help to make it easier to clarify whether a certain token qualifies as a security. In particular, they plan to start new rulemaking by requesting the input of the public on crypto token classification.

委員將專注於制定明確的規則，這將有助於更容易澄清某種代幣是否符合證券的資格。特別是，他們計劃透過要求公眾就加密代幣分類提供意見來開始新的規則制定。

The sources further claimed that the SEC could be poised to pause or dismiss some non-fraud cryptocurrency enforcement cases currently pending in courts. Notably, the regulator unleashed over 80 crypto-related enforcement cases during Gensler’s reign, targeting high-profile companies such as Coinbase, Binance, and Kraken.

消息人士進一步聲稱，美國證券交易委員會可能準備暫停或駁回一些目前正在法庭審理的非欺詐加密貨幣執法案件。值得注意的是，在 Gensler 執政期間，監管機構針對 Coinbase、Binance 和 Kraken 等知名公司發起了 80 多起與加密貨幣相關的執法案件。

The policy change comes as former crypto-friendly SEC commissioner Paul Atkins is anticipated to end Gensler’s current regulation-by-enforcement approach, which has faced increasing criticism from the crypto industry and some legal experts.

這項政策變化發生之際，前加密貨幣友善SEC 專員保羅·阿特金斯(Paul Atkins) 預計將結束Gensler 目前的強制監管方法，該方法已受到加密行業和一些法律專家越來越多的批評。

Atkins, who is expected to be appointed as a Republican commissioner, previously stated that the SEC should focus on creating clear rules through the Administrative Procedure Act, rather than pursuing ad hoc enforcement actions in courts.

預計將被任命為共和黨專員的阿特金斯先前表示，美國證券交易委員會應專注於透過《行政程序法》制定明確的規則，而不是在法庭上採取臨​​時執法行動。

Gensler has maintained that most cryptocurrencies are securities, and that the agency has the authority to regulate them under existing laws, without the need for new legislation or rulemaking. However, some legal experts and industry人士 have argued that Gensler’s approach is overly broad and could stifle innovation in the digital asset sector.

Gensler 堅持認為，大多數加密貨幣都是證券，該機構有權根據現有法律對其進行監管，而不需要新的立法或規則制定。然而，一些法律專家和業內人士認為，Gensler 的方法過於寬泛，可能會扼殺數位資產領域的創新。