XRP 取代 USDT 成为市值第三大加密货币

Ripple 推广的代币 XRP 已经取代 Tether 的 USDT 稳定币，成为市值第三大加密货币，仅次于比特币 (BTC)

Pro-crypto Securities and Exchange Commission (SEC) commissioners are set to overhaul the agency’s crypto policies as soon as next week, as President-elect Donald Trump prepares to return to the Oval Office, according to multiple reports.

据多份报道称，随着当选总统唐纳德·特朗普准备重返椭圆形办公室，支持加密货币的证券交易委员会 (SEC) 委员最快将于下周彻底改革该机构的加密货币政策。

The move comes amid reports that the SEC could drop some non-fraud crypto cases currently pending in courts.

此举出台之际，有报道称美国证券交易委员会可能会撤销一些目前正在法庭审理的非欺诈加密案件。

Meanwhile, XRP has flipped Tether’s (USDT) stablecoin to claim its spot as the third-biggest crypto by market cap, trailing only Bitcoin (BTC) and Ethereum (ETH).

与此同时，XRP 已经超越了 Tether (USDT) 的稳定币，成为市值第三大加密货币，仅次于比特币 (BTC) 和以太坊 (ETH)。

XRP Surges to Top Three, Nearing $3 Level

XRP 飙升至前三名，接近 3 美元水平

The XRP price nearly touched the elusive $3 mark on Wednesday morning, reaching a level not seen since 2018. XRP is trading at $2.97 at press time, up 12% over the last 24 hours and nearly $1 up from this time last week.

周三上午，XRP 价格几乎触及难以捉摸的 3 美元大关，达到 2018 年以来的最高水平。截至发稿时，XRP 交易价格为 2.97 美元，在过去 24 小时内上涨 12%，较上周此时上涨近 1 美元。

XRP/USD Chart by TradingView

XRP/USD 图表（TradingView）

The token has surged by roughly 27.6% over the last seven days, outperforming other major cryptocurrencies significantly during that time. XRP’s market capitalization jumped to $169.7 billion on Jan. 15, surpassing USDT, which has seen a decline in its market cap since Dec. 30.

该代币在过去 7 天内飙升了约 27.6%，在此期间的表现明显优于其他主要加密货币。 1 月 15 日，XRP 市值跃升至 1697 亿美元，超过了自 12 月 30 日以来市值下降的 USDT。

The recent performance comes as XRP has been overlooked by several major crypto exchanges, including Coinbase, due to the ongoing lawsuit between Ripple and the SEC over whether XRP is an unregistered security.

最近的表现正值 XRP 被包括 Coinbase 在内的几家主要加密货币交易所忽视，原因是 Ripple 和 SEC 之间关于 XRP 是否是未注册证券的诉讼正在进行。

However, there have been increasing expectations of pro-crypto policies under the forthcoming Trump government, along with rising optimism about the approval of U.S.-listed spot XRP ETFs, which could collectively attract up to $8 billion in fresh capital, according to analysts.

然而，分析师表示，人们对即将上任的特朗普政府支持加密货币政策的期望越来越高，同时对美国上市的现货 XRP ETF 的批准也越来越乐观，这可能总共吸引高达 80 亿美元的新资本。

There are also increasing strategic partnerships and new product launches from Ripple, including the recent rollout of Ripple’s RLUSD stablecoin, which could be boosting XRP’s market presence and performance.

Ripple 还不断增加战略合作伙伴关系并推出新产品，包括最近推出的 Ripple 的 RLUSD 稳定币，这可能会提升 XRP 的市场影响力和表现。

SEC to Drop Non-Fraud Crypto Cases, Launch Token Classification Rulemaking

美国证券交易委员会将放弃非欺诈加密案件，启动代币分类规则制定

A recent report from Reuters citing people familiar with the matter revealed that the U.S. Securities and Exchange Commission commissioners Hester Pierce and Mark Uyeda will start reforms next week following the departure of current chairman Gary Gensler.

路透社最近援引知情人士的话报道称，在现任主席加里·詹斯勒(Gary Gensler)离职后，美国证券交易委员会委员赫斯特·皮尔斯(Hester Pierce)和马克·乌耶达(Mark Uyeda)将于下周开始改革。

The commissioners will focus on creating clear rules that will help to make it easier to clarify whether a certain token qualifies as a security. In particular, they plan to start new rulemaking by requesting the input of the public on crypto token classification.

委员们将专注于制定明确的规则，这将有助于更容易地澄清某种代币是否符合证券的资格。特别是，他们计划通过请求公众对加密代币分类的意见来开始新的规则制定。

The sources further claimed that the SEC could be poised to pause or dismiss some non-fraud cryptocurrency enforcement cases currently pending in courts. Notably, the regulator unleashed over 80 crypto-related enforcement cases during Gensler’s reign, targeting high-profile companies such as Coinbase, Binance, and Kraken.

消息人士进一步声称，美国证券交易委员会可能准备暂停或驳回一些目前正在法庭审理的非欺诈加密货币执法案件。值得注意的是，在 Gensler 执政期间，监管机构针对 Coinbase、Binance 和 Kraken 等知名公司发起了 80 多起与加密货币相关的执法案件。

The policy change comes as former crypto-friendly SEC commissioner Paul Atkins is anticipated to end Gensler’s current regulation-by-enforcement approach, which has faced increasing criticism from the crypto industry and some legal experts.

这一政策变化发生之际，前加密货币友好型 SEC 专员保罗·阿特金斯 (Paul Atkins) 预计将结束 Gensler 目前的强制监管方法，该方法已受到加密行业和一些法律专家越来越多的批评。

Atkins, who is expected to be appointed as a Republican commissioner, previously stated that the SEC should focus on creating clear rules through the Administrative Procedure Act, rather than pursuing ad hoc enforcement actions in courts.

预计将被任命为共和党专员的阿特金斯此前表示，美国证券交易委员会应专注于通过《行政程序法》制定明确的规则，而不是在法庭上采取临时执法行动。

Gensler has maintained that most cryptocurrencies are securities, and that the agency has the authority to regulate them under existing laws, without the need for new legislation or rulemaking. However, some legal experts and industry人士 have argued that Gensler’s approach is overly broad and could stifle innovation in the digital asset sector.

Gensler 坚持认为，大多数加密货币都是证券，该机构有权根据现有法律对其进行监管，而不需要新的立法或规则制定。然而，一些法律专家和业内人士认为，Gensler 的方法过于宽泛，可能会扼杀数字资产领域的创新。