標題：美國參議院銀行委員會已批准了為美國Stablecoins法的指導和建立國家創新

美國參議院銀行委員會已批准為美國Stablecoins法案的指導和建立國家創新，並將其轉向參議院投票。

The U.S. Senate Banking Committee has approved the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act, advancing President Donald Trump's agenda to lead in financial innovation.

美國參議院銀行委員會已批准了為美國Stablecoins（GENIUS）法案的指導和建立國家創新，推動了唐納德·特朗普總統的議程領導金融創新。

The committee passed the bill with an 18-6 vote on Thursday, marking a crucial step toward a Senate vote on the legislation.

該委員會周四以18票對6票通過了該法案，這標誌著參議院對立法的重要一步。

The bill, introduced by Senator Bill Hagerty (R-TN), aims to provide a federal framework for stablecoin regulation. It sets forth clear guidelines for issuers, covering aspects such as reserve requirements, audits, transparency, and licensing.

該法案由參議員法爾·哈格蒂（R-TN）提出，旨在為Stablecoin法規提供聯邦框架。它為發行人介紹了明確的指南，涵蓋了儲備要求，審計，透明度和許可等方面。

The GENIUS Act has drawn bipartisan support, with five Democrats joining the Republicans in voting for the bill.

《天才法》取得了兩黨的支持，五名民主黨人加入了共和黨人投票支持該法案。

"Today, the Senate Banking Committee took another step toward establishing a federal framework for stablecoins with the bipartisan vote to approve the GENIUS Act," said Senator Hagerty.

參議員哈格蒂參議員說：“今天，參議院銀行委員會邁出了又一步，朝著兩黨投票以批准《天才法》的聯邦框架框架建立聯邦企業。”

"This legislation is critical to unleashing innovation and advancing the President’s mission to make America the global leader in financial technology."

“這項立法對於釋放創新和推進總統使美國成為金融技術的領導者的使命至關重要。”

Several Democrats on the committee voiced concerns about the bill's current form but acknowledged the urgent need for regulatory clarity on stablecoins.

該委員會的幾名民主黨人對該法案的當前形式表示擔憂，但承認迫切需要對Stablecoins的監管清晰度。

Senators Kirsten Gillibrand and Angela Alsobrooks have co-sponsored the bill, further demonstrating bipartisan backing.

參議員Kirsten Gillibrand和Angela Alsobrooks共同贊助了該法案，進一步證明了兩黨的支持。

However, some Democratic members proposed amendments to add stricter regulatory controls, most of which were voted down by the Republican majority.

但是，一些民主黨成員提出了修正案，以增加更嚴格的監管控制，其中大多數是由共和黨多數派投票的。

Committee Chairman Senator Tim Scott (R-SC) described stablecoins as "just traveler's checks on the blockchain" and highlighted the necessity for clear regulations.

委員會主席蒂姆·斯科特（Tim Scott）（R-SC）將Stablecoins描述為“只有在區塊鏈上的旅行者檢查”，並強調了明確法規的必要性。

The committee's ranking Democrat, Senator Elizabeth Warren (D-MA), is among those who oppose several provisions of the bill, considering it a threat to national security.

委員會的排名民主黨人伊麗莎白·沃倫（Elizabeth Warren）（D-MA）是反對該法案的幾項規定的人之一，因為它對國家安全構成威脅。

The bill must now be approved by the full Senate before moving to the House of Representatives and, ultimately, President Trump's desk for final approval.

現在，該法案必須得到全面參議院的批准，然後才搬到眾議院，最終，特朗普總統的辦公桌以獲得最終批准。

The GENIUS Act's progress is a significant development in the ongoing effort to provide clarity on stablecoin regulation in the United States.

《天才法案》的進步是在不斷努力的努力方面的重大發展，以清楚美國的穩定法規。

The legislation's progress also reflects the administration's broader agenda to promote innovation and economic growth while prioritizing consumer protection in the rapidly evolving digital asset landscape.

立法的進步還反映了政府在促進創新和經濟增長方面的廣泛議程，同時在快速發展的數字資產格局中優先考慮消費者保護。