隔離牆正在關閉您的財務自由，但並不是大多數美國人相信的方式。

儘管有關中央銀行數字貨幣（CBDC）的未來威脅的辯論激烈，但已經實現了更加陰險的現實。

The walls are closing in on your financial freedom—but not in the way most Americans believe. While the debate rages over the future threat of Central Bank Digital Currencies (CBDCs), a far more insidious reality has already taken hold.

隔離牆正在關閉您的財務自由，但並不是大多數美國人相信的方式。儘管有關中央銀行數字貨幣（CBDC）的未來威脅的辯論激烈，但已經實現了更加陰險的現實。

For over two years, my wife and I have traveled across 22 states warning about the rapid expansion of financial surveillance. What began as research into cryptocurrency crackdowns revealed something far more alarming: the United States already operates under what amounts to a CBDC.

兩年多來，我和我的妻子跨越了22個州，警告金融監視的迅速擴大。開始對加密貨幣鎮壓的研究揭示了一些更令人震驚的事情：美國已經在CBDC的情況下運作。

The Federal Reserve processes over $4 trillion daily through its Oracle database system, while commercial banks impose programmable restrictions on what you can buy and how you can spend your own money. The IRS, NSA, and Treasury Department collect and analyze financial data without meaningful oversight, weaponizing money as a tool of control. This isn’t speculation—it’s documented reality.

美聯儲每天通過其Oracle數據庫系統進行超過4萬億美元的處理，而商業銀行對您可以購買的商品以及如何花錢施加了可編程限制。美國國稅局，國家安全局和財政部收集和分析財務數據而沒有有意義的監督，將金錢作為控制工具的武器。這不是猜測，它是現實的。

Now, as President Trump’s Executive Order 14178 ostensibly “bans” CBDCs, his administration is quietly advancing stablecoin legislation that would hand digital currency control to the same banking cartel that owns the Federal Reserve. The STABLE Act and GENIUS Act don’t protect financial privacy—they enshrine financial surveillance into law, requiring strict KYC tracking on every transaction.

現在，由於特朗普總統的行政命令14178表面上是“禁止” CBDCS，他的政府正在悄悄推進Stablecoin立法，該立法將數字貨幣管制將數字貨幣管制交給擁有聯邦儲備的同一銀行卡特爾。 《穩定法案與天才法案》並不能保護財務隱私，他們將財務監視納入法律，要求對每筆交易進行嚴格的KYC跟踪。

This isn’t defeating digital tyranny—it’s rebranding it.

這不是擊敗數字暴政，而是將其重新命名。

This article cuts through the distractions to expose a sobering truth: the battle isn’t about stopping a future CBDC—it’s about recognizing the financial surveillance system that already exists. Your financial sovereignty is already under attack, and the last off-ramps are disappearing.

本文削減了分心，以揭示一個令人醒目的真理：戰鬥並不是要停止未來的CBDC，而是要認識到已經存在的金融監視系統。您的財務主權已經受到攻擊，最後的越野越野越來越消失。

The time for complacency has passed. The surveillance state isn’t coming—it’s here.

自滿的時間已經過去了。監視狀態沒有到來 - 就在這裡。

To fully grasp how deeply financial surveillance has already penetrated our lives, we must first understand the terminology being used—and often deliberately obscured—by government officials, central bankers, and financial institutions. The following key definitions will serve as a foundation for our discussion, cutting through the technical jargon to reveal the true nature of what’s at stake:

為了完全掌握金融監視已經滲透到我們的生活中，我們必須首先了解政府官員，中央銀行家和金融機構所使用的術語（通常是故意掩蓋的）。以下關鍵定義將成為我們討論的基礎，削減技術術語以揭示危及的真實本質：

Before diving deeper into the financial surveillance system we face today, let’s establish clear definitions for the key concepts discussed throughout this article:

在深入研究我們今天面臨的金融監視系統之前，讓我們對本文討論的關鍵概念建立明確的定義：

Central Bank Digital Currency (CBDC)

中央銀行數字貨幣（CBDC）

A digital form of central bank money, issued and controlled by a nation’s monetary authority. While often portrayed as a future innovation, I argue in “Fifty Shades of Central Bank Tyranny” that the US dollar already functions as a CBDC, with over 92% existing only as digital entries in Federal Reserve and commercial bank databases.

中央銀行貨幣的數字形式，由國家的貨幣當局發行和控制。儘管經常被描繪成未來的創新，但我在“中央銀行暴政的五十個陰影”中認為，美元已經用作CBDC，其中92％以上僅作為美聯儲和商業銀行數據庫中的數字條目。

Stablecoin

A type of cryptocurrency designed to maintain a stable value by pegging to an external asset, typically the US dollar. Major examples include:

一種加密貨幣，旨在通過將外部資產（通常為美元）掛鉤來維持穩定的價值。主要例子包括：

Tokenization

令牌化

The process of converting rights to an asset into a digital token on a blockchain or database. This applies to both currencies and other assets like real estate, stocks, or commodities. Tokenization enables:

將權利轉換為區塊鍊或數據庫中的數字令牌的過程。這適用於貨幣和其他資產，例如房地產，股票或商品。令牌化啟用：

Regulated Liability Network (RLN)

規範責任網絡（RLN）

A proposed financial infrastructure that would connect central banks, commercial banks, and tokenized assets on a unified digital platform, enabling comprehensive tracking and potential control of all financial assets.

擬議的金融基礎設施將在統一的數字平台上連接中央銀行，商業銀行和令牌資產，從而使所有金融資產的全面跟踪和潛在控制。

Privacy Coins

隱私硬幣

Cryptocurrencies specifically designed to preserve transaction privacy and resist surveillance:

專門設計用於保護交易隱私和抵制監視的加密貨幣：

Programmable Money

可編程的錢

Currency that contains embedded rules controlling how, when, where, and by whom it can be used. Examples already exist in:

包含嵌入規則的貨幣，以控制如何，何時，何地和可以使用它。示例已經存在於：

Know Your Customer (KYC) / Anti-Money Laundering (AML)

了解您的客戶（KYC） /反洗錢（AML）

Regulatory frameworks require financial institutions to verify customer identities and report suspicious transactions. While ostensibly aimed at preventing crime, these regulations have expanded to create comprehensive financial surveillance with minimal oversight.

監管框架需要金融機構來驗證客戶身份並報告可疑交易。儘管表面上是為了防止犯罪，但這些法規已擴大，以最少的監督創造全面的金融監視。

Bank Secrecy Act (BSA) / Patriot Act

銀行保密法（BSA） /愛國者法案

US laws mandate financial surveillance, eliminate transaction privacy, and grant government agencies broad powers to monitor financial activity without warrants. These laws form the legislative foundation of the current financial control system.

美國法律要求財務監視，消除交易隱私，並授予政府機構廣泛的權力，以監控沒有逮捕令的財務活動。這些法律構成了當前金融控制系統的立法基礎。

STABLE Act / GENIUS Act

穩定的行為 /天才行為

Proposed legislation would restrict stablecoin issuance to banks and regulated entities, requiring complete KYC/AML compliance and effectively bringing stablecoins under the same surveillance framework as traditional banking.

擬議的立法將限制向銀行和受監管實體發行的穩定發行，需要完全的KYC/AML合規性，並有效地將Stablecoins與傳統銀行業務相同的監視框架。

Understanding these terms is essential for recognizing how our existing financial system already functions as a mechanism of digital control, despite the absence of an officially designated “CBDC.”

儘管沒有正式指定的“ CBDC”，但了解這些術語對於認識到我們現有的金融體系如何已作為數字控制機制至關重要。

The greatest sleight of hand in modern finance isn’t cryptocurrency or complex derivatives—it’s convincing Americans they don’t already live under a Central Bank Digital Currency system. Let’s dismantle this illusion by examining how our current dollar functions as a fully operational CBDC.

現代金融中最大的手是加密貨幣或複雜的衍生品 - 令人信服的美國人尚未生活在中央銀行的數字貨幣系統下。讓我們通過研究我們當前的美元作為完全運行的CBDC來消除這種幻想。

When most Americans picture money, they imagine physical cash changing hands. Yet this mental image is profoundly outdated—92% of all US currency exists solely as digital entries in databases, with no physical form whatsoever. The Federal Reserve, our central bank, doesn’t create most new money by printing bills; it generates it by adding numbers to an Oracle database.

當大多數美國人想到金錢時，他們會想到貨現金易於轉。然而，這種心理形像已經過時了，其中92％的美國貨幣僅作為數據庫中的數字條目而存在，沒有任何物理形式。美聯儲是我們的中央銀行，並沒有通過打印賬單創造大多數新資金；它通過將數字添加到Oracle數據庫來生成。

This process begins when the government sells Treasury securities (IOUs) to the Federal Reserve. Where does the Fed get money to buy these securities?

當政府向美聯儲將財政證券（IOUS）出售時，這一過程就開始了。美聯儲在哪裡可以買到這些證券？