繫繩首席執行官Paolo Ardoino對Stablecoin法案表示興奮

Tether首席執行官Paolo Ardoino對今天早些時候通過了美國參議院銀行委員會的大肆宣傳的Stablecoin法案表示興奮。

The U.S. Senate Banking Committee has passed a bill that would create a regulatory framework for stablecoins, advancing legislation that is critical for the future of crypto in the country.

美國參議院銀行委員會通過了一項法案，該法案將為穩定幣創建一個監管框架，推進對該國加密貨幣未來至關重要的立法。

The so-called GENIUS Act, sponsored by Chairman Tim Scott (R., S.C.) and Ranking Member Sherrod Brown (D., Ohio), passed the committee vote on Thursday in a bipartisan manner, setting the stage for a full Senate vote.

由主席蒂姆·斯科特（R.，SC）和排名成員Sherrod Brown（俄亥俄州）贊助的所謂天才法案，以兩黨的方式通過了委員會的投票，為全面的參議院投票奠定了基礎。

Several Democrats have joined the Republicans in supporting the bill, which is a significant development considering the strong opposition from some key Democrats.

幾位民主黨人加入了共和黨人支持該法案，考慮到一些主要民主黨人的強烈反對，這是一個重大發展。

Specifically, two more Democrats have joined the fold, bringing the total to five. It was previously reported that two Democrats—Tom Carper of Delaware and Greg Garcia of New Mexico—are in support of the bill, while several others, including Elizabeth Warren of Massachusetts, are planning to vote against it.

具體來說，另外兩個民主黨人加入了這一目標，使總數達到了五。此前據報導，兩名民主黨人 - 特拉華州的carper和新墨西哥州的格雷格·加西亞（Greg Garcia）支持該法案，而包括馬薩諸塞州的伊麗莎白·沃倫（Elizabeth Warren）在內的其他幾個人則計劃對該法案進行投票。

However, according to a report by Bloomberg, the Democrats who have now joined the Republicans in supporting the bill are Ruben Gallego of Arizona and one other undisclosed Democrat.

但是，根據彭博社的一份報告，現在加入共和黨人支持該法案的民主黨人是亞利桑那州的魯本·加勒戈（Ruben Gallego）和另一位未公開的民主黨人。

The report also notes that the bill is now poised for a full vote in the Senate, and it remains to be seen whether it will pass with the support of a majority of senators.

該報告還指出，該法案現已在參議院進行全額投票，還有待觀察是否會在多數參議員的支持下通過。

The House Financial Services Committee in April passed its own version of a bill to regulate stablecoins, but that bill has yet to be brought to a vote by the full House of Representatives.

眾議院金融服務委員會在4月份通過了自己的法案，以規範穩定幣，但該法案尚未由全部眾議院投票。

The Senate is aiming to complete its own version of a financial services bill later this year, which could include measures to fund the government, making the chances of passing a comprehensive bill slim.

參議院的目標是在今年晚些時候完成自己的金融服務法案版本，其中可能包括為政府提供資金的措施，從而有機會通過一項全面的法案。

Among those who reacted to the latest development, Circle CEO Jeremy Allaire said it is a “massive move in Washington today.”

在對最新發展做出反應的人們中，Circle首席執行官傑里米·阿萊爾（Jeremy Allaire）表示，這是“當今華盛頓的巨大舉動”。

“This is a huge step towards providing regulatory clarity for stablecoins, and a huge step towards upgrading and making the dollar more competitive,” Allaire, whose company is the issuer of the second-largest stablecoin, USDC, added.

“這是朝著為穩定幣提供法規清晰度的巨大一步，也是朝著升級和使美元更具競爭力的巨大一步。” Allaire補充說。

After the bill passed the committee vote, House Financial Services Chair Maxine Waters (D., Calif.) also weighed in, saying she is working to quickly get a bipartisan House bill to the floor.

法案通過委員會投票後，眾議院金融服務主席Maxine Waters（加利福尼亞州）也稱讚，她說她正在努力迅速將兩黨的房屋法案付諸實踐。

“It’s past time for Congress to provide clear and complete regulation for stablecoins to protect consumers and our financial system. I’m working quickly to get a bipartisan House bill to the floor.”

“過去的時候，國會為Stablecoins提供了保護消費者和我們的金融體系的明確而完整的法規。我正在努力，將兩黨的房屋賬單送到地板上。”

Earlier this year, the House passed a bill to create a new agency within the Federal Reserve to monitor and regulate large financial institutions.

今年早些時候，眾議院通過了一項法案，在美聯儲內部建立一個新機構，以監視和規範大型金融機構。

The bill, known as the Financial Stability Now Act, was approved by a vote of 238 to 189, largely along party lines. All 211 members of the majority-party caucus voted in favor of the bill, while 173 members of the minority-party caucus voted against it.

該法案現在被稱為《金融穩定法》，以238票對189票的投票批准，主要沿著政黨界限。大多數黨派核心小組的所有211名成員都投票贊成該法案，而173名少數派對核心小組的成員投票反對。

The bill would create a new agency within the Federal Reserve to monitor and regulate financial institutions with assets of $50 billion or more, or liabilities of $20 billion or more.

該法案將在美聯儲中創建一個新機構，以監控和規範財務機構，資產為500億美元或更多，或責任200億美元或更多。

The agency would be tasked with identifying and managing risks to the financial stability of the United States, and it would have the authority to impose sanctions on institutions that violate applicable law or regulations.

該機構的任務是確定和管理美國財務穩定的風險，並且有權對違反適用法律或法規的機構實施制裁。

The bill is now pending in the Senate, where it is expected to face difficulties in advancing. Several Senate Democrats have expressed skepticism about the bill, and it is unclear whether it will be able to garner the necessary support to pass the chamber.

該法案現在正在參議院中，預計將面臨前進的困難。幾位參議院民主黨人對該法案表示懷疑，目前尚不清楚它是否能夠獲得經過會議廳的必要支持。

If the bill is able to pass both the House and the Senate, it will then go to President Biden’s desk for his signature. It is not clear whether Biden would sign the bill into law, as the White House has yet to comment on the legislation.

如果該法案能夠通過眾議院和參議院，那麼它將去拜登總統的辦公桌以進行簽名。尚不清楚拜登是否會簽署法案，因為白宮尚未對立法發表評論。

The bill has been a subject of heated debate in recent months, with some arguing that it is necessary to protect the financial system from new threats, such as climate change and cybersecurity risks. Others have argued that the bill grants the government excessive power over the private sector and that it could stifle economic growth.

該法案近幾個月來一直是激烈辯論的主題，一些人認為有必要保護金融體系免受新威脅，例如氣候變化和網絡安全風險。其他人則認為，該法案賦予政府對私營部門的過多權力，並且可能扼殺經濟增長。

The bill’s chances of passage will depend on the ability of its supporters to build a broad coalition and overcome the opposition of key lawmakers. It remains to be seen whether the bill will be able to navigate the legislative process and reach the president’s desk.

該法案的通過機會將取決於其支持者建立廣泛聯盟並克服關鍵立法者的反對的能力。該法案是否能夠導航立法過程並到達總統的辦公桌，還有待觀察。

Among other reactions to the latest development, Ripple CEO Brad Garlinghouse said in a tweet that a “stablecoin policy is on the way.”

Ripple首席執行官布拉德·加林豪斯（Brad Garlinghouse）在一條推文中說，在對最新發展的其他反應中，“ Stablecoin政策正在途中”。

The enterprise blockchain company launched its own regulated stablecoin, Ripple USD (RLUSD), last December.

企業區塊鏈公司於去年12月推出了自己的監管Stablecoin Ripple USD（RLUSD）。

The token, which is fully backed by U.S. dollar deposits in a dedicated account at a leading commercial bank, is now listed on several cryptocurrency exchanges.

該代幣現在在一家領先的商業銀行的專用帳戶中完全支持，現在已在幾次加密貨幣交易所上列出。

The company’s executives have previously disclosed plans to apply for money transmitter licenses in multiple U.S. states.

該公司的高管先前披露了在美國多個州申請貨幣發射機許可證的計劃。

According to data from CoinGecko, the market cap of Tether’s USDT is $143 billion, while that of Circle’s USDC is $58 billion. The market cap of RUSD is

根據Coingecko的數據，Tether的USDT的市值為1430億美元，而Circle USDC的市值為580億美元。 RUSD的市值是