系绳首席执行官Paolo Ardoino对Stablecoin法案表示兴奋

Tether首席执行官Paolo Ardoino对今天早些时候通过了美国参议院银行委员会的大肆宣传的Stablecoin法案表示兴奋。

The U.S. Senate Banking Committee has passed a bill that would create a regulatory framework for stablecoins, advancing legislation that is critical for the future of crypto in the country.

美国参议院银行委员会通过了一项法案，该法案将为稳定币创建一个监管框架，推进对该国加密货币未来至关重要的立法。

The so-called GENIUS Act, sponsored by Chairman Tim Scott (R., S.C.) and Ranking Member Sherrod Brown (D., Ohio), passed the committee vote on Thursday in a bipartisan manner, setting the stage for a full Senate vote.

由主席蒂姆·斯科特（R.，SC）和排名成员Sherrod Brown（俄亥俄州）赞助的所谓天才法案，以两党的方式通过了委员会的投票，为全面的参议院投票奠定了基础。

Several Democrats have joined the Republicans in supporting the bill, which is a significant development considering the strong opposition from some key Democrats.

几位民主党人加入了共和党人支持该法案，考虑到一些主要民主党人的强烈反对，这是一个重大发展。

Specifically, two more Democrats have joined the fold, bringing the total to five. It was previously reported that two Democrats—Tom Carper of Delaware and Greg Garcia of New Mexico—are in support of the bill, while several others, including Elizabeth Warren of Massachusetts, are planning to vote against it.

具体来说，另外两个民主党人加入了这一目标，使总数达到了五。此前据报道，两名民主党人 - 特拉华州的carper和新墨西哥州的格雷格·加西亚（Greg Garcia）支持该法案，而包括马萨诸塞州的伊丽莎白·沃伦（Elizabeth Warren）在内的其他几个人则计划对该法案进行投票。

However, according to a report by Bloomberg, the Democrats who have now joined the Republicans in supporting the bill are Ruben Gallego of Arizona and one other undisclosed Democrat.

但是，根据彭博社的一份报告，现在加入共和党人支持该法案的民主党人是亚利桑那州的鲁本·加勒戈（Ruben Gallego）和另一位未公开的民主党人。

The report also notes that the bill is now poised for a full vote in the Senate, and it remains to be seen whether it will pass with the support of a majority of senators.

该报告还指出，该法案现已在参议院进行全额投票，还有待观察是否会在多数参议员的支持下通过。

The House Financial Services Committee in April passed its own version of a bill to regulate stablecoins, but that bill has yet to be brought to a vote by the full House of Representatives.

众议院金融服务委员会在4月份通过了自己的法案，以规范稳定币，但该法案尚未由全部众议院投票。

The Senate is aiming to complete its own version of a financial services bill later this year, which could include measures to fund the government, making the chances of passing a comprehensive bill slim.

参议院的目标是在今年晚些时候完成自己的金融服务法案版本，其中可能包括为政府提供资金的措施，从而有机会通过一项全面的法案。

Among those who reacted to the latest development, Circle CEO Jeremy Allaire said it is a “massive move in Washington today.”

在对最新发展做出反应的人们中，Circle首席执行官杰里米·阿莱尔（Jeremy Allaire）表示，这是“当今华盛顿的巨大举动”。

“This is a huge step towards providing regulatory clarity for stablecoins, and a huge step towards upgrading and making the dollar more competitive,” Allaire, whose company is the issuer of the second-largest stablecoin, USDC, added.

“这是朝着为稳定币提供法规清晰度的巨大一步，也是朝着升级和使美元更具竞争力的巨大一步。” Allaire补充说。

After the bill passed the committee vote, House Financial Services Chair Maxine Waters (D., Calif.) also weighed in, saying she is working to quickly get a bipartisan House bill to the floor.

法案通过委员会投票后，众议院金融服务主席Maxine Waters（加利福尼亚州）也称赞，她说她正在努力迅速将两党的房屋法案付诸实践。

“It’s past time for Congress to provide clear and complete regulation for stablecoins to protect consumers and our financial system. I’m working quickly to get a bipartisan House bill to the floor.”

“过去的时候，国会为Stablecoins提供了保护消费者和我们的金融体系的明确而完整的法规。我正在努力，将两党的房屋账单送到地板上。”

Earlier this year, the House passed a bill to create a new agency within the Federal Reserve to monitor and regulate large financial institutions.

今年早些时候，众议院通过了一项法案，在美联储内部建立一个新机构，以监视和规范大型金融机构。

The bill, known as the Financial Stability Now Act, was approved by a vote of 238 to 189, largely along party lines. All 211 members of the majority-party caucus voted in favor of the bill, while 173 members of the minority-party caucus voted against it.

该法案现在被称为《金融稳定法》，以238票对189票的投票批准，主要沿着政党界限。大多数党派核心小组的所有211名成员都投票赞成该法案，而173名少数派对核心小组的成员投票反对。

The bill would create a new agency within the Federal Reserve to monitor and regulate financial institutions with assets of $50 billion or more, or liabilities of $20 billion or more.

该法案将在美联储中创建一个新机构，以监控和规范财务机构，资产为500亿美元或更多，或责任200亿美元或更多。

The agency would be tasked with identifying and managing risks to the financial stability of the United States, and it would have the authority to impose sanctions on institutions that violate applicable law or regulations.

该机构的任务是确定和管理美国财务稳定的风险，并且有权对违反适用法律或法规的机构实施制裁。

The bill is now pending in the Senate, where it is expected to face difficulties in advancing. Several Senate Democrats have expressed skepticism about the bill, and it is unclear whether it will be able to garner the necessary support to pass the chamber.

该法案现在正在参议院中，预计将面临前进的困难。几位参议院民主党人对该法案表示怀疑，目前尚不清楚它是否能够获得经过会议厅的必要支持。

If the bill is able to pass both the House and the Senate, it will then go to President Biden’s desk for his signature. It is not clear whether Biden would sign the bill into law, as the White House has yet to comment on the legislation.

如果该法案能够通过众议院和参议院，那么它将去拜登总统的办公桌以进行签名。尚不清楚拜登是否会签署法案，因为白宫尚未对立法发表评论。

The bill has been a subject of heated debate in recent months, with some arguing that it is necessary to protect the financial system from new threats, such as climate change and cybersecurity risks. Others have argued that the bill grants the government excessive power over the private sector and that it could stifle economic growth.

该法案近几个月来一直是激烈辩论的主题，一些人认为有必要保护金融体系免受新威胁，例如气候变化和网络安全风险。其他人则认为，该法案赋予政府对私营部门的过多权力，并且可能扼杀经济增长。

The bill’s chances of passage will depend on the ability of its supporters to build a broad coalition and overcome the opposition of key lawmakers. It remains to be seen whether the bill will be able to navigate the legislative process and reach the president’s desk.

该法案的通过机会将取决于其支持者建立广泛联盟并克服关键立法者的反对的能力。该法案是否能够导航立法过程并到达总统的办公桌，还有待观察。

Among other reactions to the latest development, Ripple CEO Brad Garlinghouse said in a tweet that a “stablecoin policy is on the way.”

Ripple首席执行官布拉德·加林豪斯（Brad Garlinghouse）在一条推文中说，在对最新发展的其他反应中，“ Stablecoin政策正在途中”。

The enterprise blockchain company launched its own regulated stablecoin, Ripple USD (RLUSD), last December.

企业区块链公司于去年12月推出了自己的监管Stablecoin Ripple USD（RLUSD）。

The token, which is fully backed by U.S. dollar deposits in a dedicated account at a leading commercial bank, is now listed on several cryptocurrency exchanges.

该代币现在在一家领先的商业银行的专用帐户中完全支持，现在已在几次加密货币交易所上列出。

The company’s executives have previously disclosed plans to apply for money transmitter licenses in multiple U.S. states.

该公司的高管先前披露了在美国多个州申请货币发射机许可证的计划。

According to data from CoinGecko, the market cap of Tether’s USDT is $143 billion, while that of Circle’s USDC is $58 billion. The market cap of RUSD is

根据Coingecko的数据，Tether的USDT的市值为1430亿美元，而Circle USDC的市值为580亿美元。 RUSD的市值是