黃金支持的Stablecoins解釋說：它們是什麼，它們如何工作？

黃金支持的穩定幣是將數字貨幣固定在物理金儲備中，旨在保持穩定的價值。

Gold-backed stablecoins are a type of digital currency that are pegged to the value of physical gold and designed to maintain a stable price. They are usually linked to a specific quantity of gold, such as one troy ounce, and a third party, such as a trust company, holds the gold reserves to ensure security and transparency. The issuing entity is responsible for maintaining an equal amount of physical gold for every token in circulation.

黃金支持的Stablecoins是一種數字貨幣，固定在實物黃金的價值上，並旨在保持穩定的價格。它們通常與特定數量的黃金鍊接，例如一盎司盎司，第三方（例如信託公司）持有黃金儲備，以確保安全性和透明度。發行實體負責為每一個流通的代幣維持相等數量的實物黃金。

The tokens are bought and sold on cryptocurrency exchanges at the prevailing market price of gold at the time of the transaction. At the time of writing (March 31, 2025), the price of gold was $3,165. This means that buyers will pay $3,165 for one gold-backed stablecoin, and sellers will receive $3,165 when they sell their tokens.

該令牌是在交易時以現行黃金市場價格的加密貨幣交易所購買和出售的。在寫作時（2025年3月31日），黃金的價格為3,165美元。這意味著買家將為一張金牌的穩定幣支付3,165美元，賣家在出售代幣時將獲得3,165美元。

If the stablecoin fails, the tokenholders will be able to redeem their tokens for the underlying gold. This process will involve liquidating the gold and transferring the fiat proceeds to the tokenholders’ bank accounts. For example, if an investor holds 100 USDT and wishes to withdraw them, they will receive 100 x $3,165 = $316,500 in a bank transfer.

如果Stablecoin失敗了，代幣的人將能夠兌換其代幣為基礎黃金。此過程將涉及清算黃金並將菲亞特收益轉移到代幣持有人的銀行帳戶中。例如，如果投資者持有100美元並希望撤回它們，他們將獲得100 x $ 3,165 = 316,500美元的銀行轉讓。

Gold-backed stablecoins are a relatively new class of cryptocurrency, but they are becoming increasingly popular as investors seek ways to diversify their portfolios and hedge against inflation. Some of the most well-known gold-backed stablecoins include Tether Gold (XAUT), Paxos Gold (PAXG), and Alloy (aUSDT).

黃金支持的穩定劑是一種相對較新的加密貨幣類，但是隨著投資者尋求多樣化的投資組合和對沖通貨膨脹的方式，它們越來越受歡迎。一些最著名的黃金支持的穩定蛋白包括繫繩（XAUT），Paxos Gold（Paxg）和Alloy（AUSDT）。

Here are some of the advantages of gold-backed stablecoins:

以下是黃金支持的穩定的一些優點：

They offer a unique asset class for investors to diversify their funds.

他們為投資者提供獨特的資產類別，以使其資金多樣化。

They are a hedge against currency devaluation and inflation.

它們是抵抗貨幣貶值和通貨膨脹的對沖。

They combine the stability of gold with the flexibility and speed of digital assets.

他們將黃金的穩定性與數字資產的靈活性和速度相結合。

They are secure and transparent, thanks to blockchain technology and third-party custodians.

由於區塊鏈技術和第三方保管人，它們是安全和透明的。

Gold-backed stablecoins are classified as commodity-backed stablecoins or asset-referenced tokens (ARTs) by regulators, depending on the jurisdiction.

根據管轄權的不同，金黃色支持的穩定幣被歸類為由監管機構的商品支持的穩定股（Arts）。

Here are some examples of gold-backed stablecoins:

以下是黃金支持的stablecoins的一些例子：

Tether Gold (XAUT) is a cryptocurrency pegged to the value of one troy ounce of gold. It is issued by Tether, the company behind the USD-backed stablecoin Tether (USDT). XAUT is a standard ERC-20 token that can be used on any compatible wallet or exchange. XAUT is a liquid asset, with an average 24-hour trading volume of $11.03 million. It is also highly capitalized, with a market cap of about $780.3 million.

繫繩黃金（XAUT）是一個加密貨幣，將其固定在一盎司黃金的價值上。它是由Tether（USDT）背後的公司Tether發行的。 XAUT是標準的ERC-20令牌，可用於任何兼容的錢包或交換。 XAUT是一種流動資產，平均24小時交易量為1,103萬美元。它也是高度資本化的，市值約為7.803億美元。

Paxos Gold (PAXG) is another gold-backed stablecoin that is fully backed by physical gold bullion held in London vaults. It is issued by Paxos, a New York-based financial institution that is regulated by the NY State Department of Financial Services. PAXG is also an ERC-20 token that is compatible with most major exchanges and wallets.

Paxos Gold（Paxg）是另一個由黃金支持的Stablecoin，得到了倫敦拱頂上舉行的物理金條的支持。它是由紐約州金融服務部監管的紐約金融機構Paxos發行的。 PAXG也是ERC-20令牌，與大多數主要交換和錢包兼容。

Alloy (aUSDT) is a recently launched gold-backed stablecoin from Tether. It is linked to Tether Gold (XAUT) and aims to provide another option for investors who want to invest in gold in the crypto sphere.

Alloy（AUSDT）是Tether最近推出的金蛋糕。它與繫繩黃金（XAUT）有關，旨在為想要在加密貨幣領域投資黃金的投資者提供另一種選擇。

According to a report by the World Gold Council, global central bank gold reserves rose by 10% in 2023, reaching a 24-year high. This trend is likely to continue as central banks diversify their foreign exchange reserves and prepare for potential geopolitical risks.

根據世界黃金委員會的一份報告，全球中央銀行黃金儲備在2023年增長了10％，達到24年。隨著中央銀行使其外匯儲量多樣化並為潛在的地緣政治風險做準備，這種趨勢可能會持續下去。