Stripe 加入加密貨幣熱潮：支持美元硬幣交易，標誌著策略轉變

全球支付公司 Stripe 宣布將從今年夏天開始支持美元硬幣 (USDC) 交易。 Stripe 總裁 John Collison 表示，加密貨幣已經發展，並且由於交易速度的提高和成本的降低，現在正在尋找作為交換手段的真正實用性。 Stripe 的目標是在幾週內將穩定幣支付整合到其結帳套件中，使用戶能夠接受穩定幣支付並擴大其全球影響力。

Stripe Embraces Stablecoins: Global Payments Giant Announces Support for USD Coin Transactions

Stripe擁抱穩定幣：全球支付巨頭宣布支持美元代幣交易

San Francisco, California - April 25, 2024 - Stripe, the prominent global payments infrastructure provider, has unveiled plans to introduce support for transactions denominated in USD Coin (USDC), a stablecoin pegged to the United States dollar. This strategic move represents a significant shift in the company's stance on cryptocurrencies, following its earlier decision to discontinue Bitcoin support in 2018.

加州舊金山 - 2024 年 4 月 25 日 - 全球知名支付基礎設施提供商 Stripe 宣布計劃推出對以美元硬幣 (USDC) 計價的交易的支持，美元硬幣是一種與美元掛鉤的穩定幣。繼 2018 年初決定停止比特幣支持之後，這項策略舉措代表了該公司對加密貨幣立場的重大轉變。

Resurgence of Cryptocurrencies

加密貨幣的復興

In announcing the move during its Global Internet Economy Conference, Stripe's President, John Collison, emphasized the growing adoption and utility of cryptocurrencies. Collison noted the surge in transaction speeds and reduction in costs, factors that have propelled cryptocurrencies into viable means of exchange.

Stripe 總裁 John Collison 在全球網路經濟會議上宣布這項措施時，強調了加密貨幣的日益普及和實用性。科里森指出，交易速度的激增和成本的降低是推動加密貨幣成為可行的交換手段的因素。

Stablecoin Integration

穩定幣整合

Stripe plans to seamlessly integrate stablecoin payments into its checkout suite within the coming weeks. Stablecoins offer the benefits of cryptocurrencies, such as fast and cost-effective transactions, while providing stability by being pegged to a fiat currency like the US dollar.

Stripe 計劃在未來幾週內將穩定幣支付無縫整合到其結帳套件中。穩定幣具有加密貨幣的優點，例如快速且經濟高效的交易，同時透過與美元等法定貨幣掛鉤來提供穩定性。

"We are thrilled to provide our users with the ability to accept stablecoin payments, expanding their global reach and enabling seamless and swift transactions for customers who may not have access to traditional banking or credit cards," stated John Egan, Head of Crypto at Stripe.

Stripe 加密貨幣主管John Egan 表示：「我們很高興為我們的用戶提供接受穩定幣支付的能力，擴大他們的全球影響力，並為可能無法使用傳統銀行或信用卡的客戶提供無縫、快速的交易。 ” 。

Learning from Past Experiences

從過去的經驗中學習

Stripe's announcement marks a reversal of its earlier decision to discontinue Bitcoin payments in 2018. At the time, the company cited Bitcoin's volatile price fluctuations as a key factor in rendering it more suitable as an asset than a medium of exchange.

Stripe 的聲明標誌著其早先在 2018 年停止比特幣支付的決定的逆轉。

"The evolution of Bitcoin has led to its increasing suitability as an asset rather than a means of exchange," Stripe explained in its 2018 statement. "However, we remain optimistic about the broader cryptocurrency landscape and envision supporting other cryptocurrencies in the future."

Stripe 在 2018 年的聲明中解釋道：“比特幣的發展使其越來越適合作為一種資產，而不是一種交換手段。” “但是，我們對更廣泛的加密貨幣前景保持樂觀，並設想未來支持其他加密貨幣。”

Expansion in Africa

非洲擴張

In 2020, Stripe acquired PayStack, a leading payment processing startup in Africa, to accelerate online commerce and facilitate the entry of global companies into this burgeoning market. PayStack's established presence in Africa will serve as a springboard for Stripe's stablecoin support, enabling businesses across the continent to leverage its advantages.

2020 年，Stripe 收購了非洲領先的支付處理新創公司 PayStack，以加速線上商務並促進全球公司進入這個新興市場。 PayStack 在非洲的既定業務將成為 Stripe 穩定幣支援的跳板，使整個非洲大陸的企業能夠利用其優勢。

Industry Perspective

產業視角

Stripe's decision to embrace stablecoins has garnered positive reactions within the industry. Analysts believe that the move will further legitimize cryptocurrencies and accelerate their adoption for everyday transactions.

Stripe 擁抱穩定幣的決定得到了行業內的積極反應。分析師認為，此舉將進一步使加密貨幣合法化，並加速其在日常交易中的採用。

"Today's announcement signals a major shift in the payments landscape," said a leading fintech expert. "Stripe's commitment to stablecoin support underscores the growing recognition of cryptocurrencies as viable alternatives to traditional payment methods."

一位領先的金融科技專家表示：“今天的公告標誌著支付領域的重大轉變。” “Stripe 對穩定幣支援的承諾凸顯了人們日益認識到加密貨幣是傳統支付方式的可行替代方案。”

Conclusion

結論

Stripe's support for USD Coin transactions represents a significant milestone in the evolution of the global payments ecosystem. By providing businesses with a stable and cost-effective alternative to traditional payment systems, Stripe empowers them to reach wider audiences, expand their global footprint, and offer seamless and accessible transactions to their customers. As the adoption of cryptocurrencies continues to gain momentum, Stripe's strategic move positions it at the forefront of this burgeoning trend.

Stripe 對美元硬幣交易的支持代表著全球支付生態系統發展的一個重要里程碑。透過為企業提供傳統支付系統的穩定且經濟高效的替代方案，Stripe 使他們能夠接觸到更廣泛的受眾，擴大其全球足跡，並為其客戶提供無縫且可訪問的交易。隨著加密貨幣的採用繼續獲得動力，Stripe 的戰略舉措使其處於這一新興趨勢的前沿。