Stripe 加入加密货币热潮：支持美元硬币交易，标志着战略转变

全球支付公司 Stripe 宣布将从今年夏天开始支持美元硬币 (USDC) 交易。 Stripe 总裁 John Collison 表示，加密货币已经发展，并且由于交易速度的提高和成本的降低，现在正在寻找作为交换手段的真正实用性。 Stripe 的目标是在几周内将稳定币支付整合到其结账套件中，使用户能够接受稳定币支付并扩大其全球影响力。

Stripe Embraces Stablecoins: Global Payments Giant Announces Support for USD Coin Transactions

Stripe拥抱稳定币：全球支付巨头宣布支持美元代币交易

San Francisco, California - April 25, 2024 - Stripe, the prominent global payments infrastructure provider, has unveiled plans to introduce support for transactions denominated in USD Coin (USDC), a stablecoin pegged to the United States dollar. This strategic move represents a significant shift in the company's stance on cryptocurrencies, following its earlier decision to discontinue Bitcoin support in 2018.

加利福尼亚州旧金山 - 2024 年 4 月 25 日 - 全球知名支付基础设施提供商 Stripe 宣布计划推出对以美元硬币 (USDC) 计价的交易的支持，美元硬币是一种与美元挂钩的稳定币。继 2018 年早些时候决定停止比特币支持之后，这一战略举措代表了该公司对加密货币立场的重大转变。

Resurgence of Cryptocurrencies

加密货币的复兴

In announcing the move during its Global Internet Economy Conference, Stripe's President, John Collison, emphasized the growing adoption and utility of cryptocurrencies. Collison noted the surge in transaction speeds and reduction in costs, factors that have propelled cryptocurrencies into viable means of exchange.

Stripe 总裁 John Collison 在全球互联网经济会议上宣布这一举措时，强调了加密货币的日益普及和实用性。科里森指出，交易速度的激增和成本的降低是推动加密货币成为可行的交换手段的因素。

Stablecoin Integration

稳定币整合

Stripe plans to seamlessly integrate stablecoin payments into its checkout suite within the coming weeks. Stablecoins offer the benefits of cryptocurrencies, such as fast and cost-effective transactions, while providing stability by being pegged to a fiat currency like the US dollar.

Stripe 计划在未来几周内将稳定币支付无缝集成到其结账套件中。稳定币具有加密货币的优点，例如快速且经济高效的交易，同时通过与美元等法定货币挂钩来提供稳定性。

"We are thrilled to provide our users with the ability to accept stablecoin payments, expanding their global reach and enabling seamless and swift transactions for customers who may not have access to traditional banking or credit cards," stated John Egan, Head of Crypto at Stripe.

Stripe 加密货币主管 John Egan 表示：“我们很高兴为我们的用户提供接受稳定币支付的能力，扩大他们的全球影响力，并为可能无法使用传统银行或信用卡的客户提供无缝、快捷的交易。” 。

Learning from Past Experiences

从过去的经验中学习

Stripe's announcement marks a reversal of its earlier decision to discontinue Bitcoin payments in 2018. At the time, the company cited Bitcoin's volatile price fluctuations as a key factor in rendering it more suitable as an asset than a medium of exchange.

Stripe 的声明标志着其早先在 2018 年停止比特币支付的决定的逆转。当时，该公司将比特币剧烈的价格波动视为使其更适合作为资产而不是交换媒介的关键因素。

"The evolution of Bitcoin has led to its increasing suitability as an asset rather than a means of exchange," Stripe explained in its 2018 statement. "However, we remain optimistic about the broader cryptocurrency landscape and envision supporting other cryptocurrencies in the future."

Stripe 在 2018 年的声明中解释道：“比特币的发展使其越来越适合作为一种资产，而不是一种交换手段。” “但是，我们对更广泛的加密货币前景保持乐观，并设想未来支持其他加密货币。”

Expansion in Africa

非洲扩张

In 2020, Stripe acquired PayStack, a leading payment processing startup in Africa, to accelerate online commerce and facilitate the entry of global companies into this burgeoning market. PayStack's established presence in Africa will serve as a springboard for Stripe's stablecoin support, enabling businesses across the continent to leverage its advantages.

2020 年，Stripe 收购了非洲领先的支付处理初创公司 PayStack，以加速在线商务并促进全球公司进入这个新兴市场。 PayStack 在非洲的既定业务将成为 Stripe 稳定币支持的跳板，使整个非洲大陆的企业能够利用其优势。

Industry Perspective

行业视角

Stripe's decision to embrace stablecoins has garnered positive reactions within the industry. Analysts believe that the move will further legitimize cryptocurrencies and accelerate their adoption for everyday transactions.

Stripe 拥抱稳定币的决定得到了行业内的积极反应。分析师认为，此举将进一步使加密货币合法化，并加速其在日常交易中的采用。

"Today's announcement signals a major shift in the payments landscape," said a leading fintech expert. "Stripe's commitment to stablecoin support underscores the growing recognition of cryptocurrencies as viable alternatives to traditional payment methods."

一位领先的金融科技专家表示：“今天的公告标志着支付领域的重大转变。” “Stripe 对稳定币支持的承诺凸显了人们日益认识到加密货币是传统支付方式的可行替代方案。”

Conclusion

结论

Stripe's support for USD Coin transactions represents a significant milestone in the evolution of the global payments ecosystem. By providing businesses with a stable and cost-effective alternative to traditional payment systems, Stripe empowers them to reach wider audiences, expand their global footprint, and offer seamless and accessible transactions to their customers. As the adoption of cryptocurrencies continues to gain momentum, Stripe's strategic move positions it at the forefront of this burgeoning trend.

Stripe 对美元硬币交易的支持代表着全球支付生态系统发展的一个重要里程碑。通过为企业提供传统支付系统的稳定且经济高效的替代方案，Stripe 使他们能够接触到更广泛的受众，扩大其全球足迹，并为其客户提供无缝且可访问的交易。随着加密货币的采用继续获得动力，Stripe 的战略举措使其处于这一新兴趋势的前沿。