標準特許研究預測XRP將於2028年在市值中翻轉以太坊

投入：標準特許研究已經公佈了一個大膽的預測，該預測將XRP置於以太坊的未來五年內的以太坊上限

Standard Chartered has shared an upbeat prediction for Ripple's XRP token, forecasting it to outpace Ethereum in market cap within five years. The projections, shared by Geoffrey Kendrick, Standard Chartered’s global head of digital assets research, also map out annual target levels for XRP, Bitcoin, and Ethereum through 2029. They further indicate a set of key ratios that measure the relative strength of XRP compared to its more established peers.

標準特許地區對Ripple的XRP令牌有了一個樂觀的預測，預測它在五年內就超過了市值的以太坊。標準憲章的全球數字資產研究負責人杰弗裡·肯德里克（Geoffrey Kendrick）共享的預測還繪製了2029年的XRP，比特幣和以太坊的年度目標水平。它們進一步指出了一組關鍵比率，該比率衡量了XRP的相對強度與更具成熟的同伴相比。

XRP is expected to reach $5.50 in 2025, while Bitcoin could hit $200,000 and Ethereum $4,000 in the same year. This sets a BTC-XRP ratio—essentially the number of tokens equivalent in value to one Bitcoin—at roughly 39,500. Ethereum would be valued at about 727 times the price of XRP in the same year.

XRP預計在2025年將達到5.50美元，而比特幣在同一年可能達到200,000美元，以太坊可能達到4,000美元。這將BTC-XRP比率設置為大約39,500。以太坊的價值約為同年XRP的727倍。

Moving into 2026, XRP's target jumps to $8.00, an almost 45% increase, while Bitcoin is projected to climb to $300,000 and Ethereum to $5,000. The BTC-XRP and ETH-XRP ratios slightly rise and fall respectively, suggesting that while Bitcoin continues to outpace XRP in relative terms, XRP is gaining ground on Ethereum.

進入2026年，XRP的目標躍升至8.00美元，增長了幾乎45％，而比特幣預計將攀升至30萬美元，以太坊升至5,000美元。 BTC-XRP和ETH-XRP比率分別略有上升和下降，這表明，儘管比特幣繼續以相對術語超過XRP，但XRP在以太坊上的基礎。

By 2027, XRP is expected to trade at $10.40, Bitcoin at $400,000, and Ethereum at $6,000. While XRP's price nearly doubles from its 2025 level, the BTC-XRP and ETH-XRP ratios (42,000 and 577 respectively) confirm a tightening of the gap, particularly versus Ethereum, where XRP shows stronger relative performance.

到2027年，XRP預計將以10.40美元的價格交易，比特幣為40萬美元，以太坊的交易價格為6,000美元。儘管XRP的價格從2025年級的價格幾乎翻了一番，但BTC-XRP和ETH-XRP比率（分別為42,000和577）證實了差距的緊縮，尤其是與以太坊相比，XRP表現出更強的相對性能。

In 2028, XRP hits its peak in this forecast at $12.50. Bitcoin reaches $500,000 and Ethereum continues its linear ascent to $7,500. Despite the increase, XRP still lags behind in proportional gains to Bitcoin, with the BTC-XRP ratio ticking up to 43,000. However, the ETH-XRP ratio moves slightly higher to 600, signaling that Ethereum begins to regain a bit of ground against XRP.

在2028年，XRP在這一預測中達到了高峰，價格為$ 12.50。比特幣達到500,000美元，以太坊繼續線性上升至7,500美元。儘管有所增加，但XRP仍然落後於比特幣比特幣的比例增長，而BTC-XRP比率提高了43,000。但是，ETH-XRP比率略高於600，表明以太坊開始對XRP恢復一些基礎。

Interestingly, by 2029, Kendrick is projecting a slight decline for XRP to $12.25. Meanwhile, the Standard Chartered analyst predicts Bitcoin to remain flat at $500,000, while Ethereum holds steady at $7,500. Notably, the ETH-XRP ratio increases slightly to 612, and BTC-XRP to 44,500, reflecting a modest erosion of XRP's relative strength in the final stretch.

有趣的是，到2029年，肯德里克（Kendrick）預計XRP略有下降至12.25美元。同時，這位標準的特許分析師預測，比特幣的平整為500,000美元，而以太坊的穩定為7,500美元。值得注意的是，ETH-XRP的比率略有增加到612，而BTC-XRP達到44,500，反映了在最後一段伸展中XRP相對強度的適度侵蝕。

Still, compared to 2025, XRP ends the forecast period stronger in relative terms against Ethereum, as shown by the ETH-XRP ratio dropping from 727 to 612.

儘管如此，與2025年相比，XRP以相對術語結束了對以太坊的相對強度的預測週期，如ETH-XRP比率從727下降到612。

XRP Will Flip Ethereum

XRP將翻轉以太坊

Kendrick's prediction of XRP overtaking Ethereum in total market cap represents one of the report's most attention-grabbing assertions. “By the end of 2028 we see XRP's market cap overtaking Ethereum's,” Kendrick said.

肯德里克（Kendrick）對XRP的預測超過以太坊的總市值，這是該報告最引人注目的斷言之一。肯德里克說：“到2028年底，我們看到XRP的市值超過以太坊的。”

Kendrick attributes this upward trajectory to a confluence of factors, including regulatory developments, growing institutional adoption, and expanding tokenization use cases. He specifically cites Ripple CEO Brad Garlinghouse's announcement that the US Securities and Exchange Commission has dropped its appeal in the long-running case.

肯德里克（Kendrick）將這種向上的軌跡歸因於各種因素，包括監管發展，制度的採用以及擴大令牌化用例。他特別引用了Ripple首席執行官Brad Garlinghouse宣布美國證券交易委員會在長期運行的案件中的上訴。

According to Kendrick, this outcome was anticipated in the aftermath of a crypto-friendly stance from Donald Trump's administration, which paved the way for a more favorable regulatory environment. He also expects the SEC to approve an XRP spot ETF by Q3 2025, with possible inflows of up to $8 billion in the first year of listing.

根據肯德里克（Kendrick）的說法，唐納德·特朗普（Donald Trump）政府對加密友好型立場的預期會預計這一結果將為更有利的監管環境鋪平了道路。他還希望SEC在第二季度批准XRP現貨ETF，在上市的第一年可能流入高達80億美元。

The token's fundamental utility in cross-border and cross-currency payments aligns with one of the most rapidly growing use cases in the digital asset space, adds Kendrick. He notes that stablecoin transaction volumes have surged by roughly 50% each year and, if that growth is mirrored by XRP, the token's price could climb steadily over the coming years.

Kendrick補充說，令牌在跨境和跨貨幣支付方面的基本實用性與數字資產空間中最快增長的用例之一保持一致。他指出，Stablecoin交易量每年飆升約50％，如果XRP反映了該增長，代幣的價格可能會在未來幾年內穩步上漲。

In parallel, Ripple is moving deeper into tokenization efforts, including the development of tokenized US Treasury bill funds and its own USD-backed stablecoin, RLUSD, which Kendrick believes could bolster XRP's position further. “XRP's blockchain, the XRP Ledger, is a payments chain and may become a tokenisation chain,” he said.

同時，Ripple正在更深入地進入代幣化的工作，包括代幣化的美國財政賬單基金的發展及其自己的美元支持的Stablecoin Rlusd，Kendrick認為這可以進一步增強XRP的立場。他說：“ XRP的區塊鏈，XRP分類帳，是一條付款鏈，可能成為一個令牌鏈。”

Despite these promising signs, Kendrick acknowledges that the developer ecosystem remains relatively small compared to those of Ethereum and other major blockchains, which could present a

儘管有這些有希望的跡象，肯德里克承認，與以太坊和其他主要區塊鏈相比，開發人員的生態系統仍然相對較小，這可能會呈現