标准特许研究预测XRP将于2028年在市值中翻转以太坊

投入：标准特许研究已经公布了一个大胆的预测，该预测将XRP置于以太坊的未来五年内的以太坊上限

Standard Chartered has shared an upbeat prediction for Ripple's XRP token, forecasting it to outpace Ethereum in market cap within five years. The projections, shared by Geoffrey Kendrick, Standard Chartered’s global head of digital assets research, also map out annual target levels for XRP, Bitcoin, and Ethereum through 2029. They further indicate a set of key ratios that measure the relative strength of XRP compared to its more established peers.

标准特许地区对Ripple的XRP令牌有了一个乐观的预测，预测它在五年内就超过了市值的以太坊。标准宪章的全球数字资产研究负责人杰弗里·肯德里克（Geoffrey Kendrick）共享的预测还绘制了2029年的XRP，比特币和以太坊的年度目标水平。它们进一步指出了一组关键比率，该比率衡量了XRP的相对强度与更具成熟的同伴相比。

XRP is expected to reach $5.50 in 2025, while Bitcoin could hit $200,000 and Ethereum $4,000 in the same year. This sets a BTC-XRP ratio—essentially the number of tokens equivalent in value to one Bitcoin—at roughly 39,500. Ethereum would be valued at about 727 times the price of XRP in the same year.

XRP预计在2025年将达到5.50美元，而比特币在同一年可能达到200,000美元，以太坊可能达到4,000美元。这将BTC-XRP比率设置为大约39,500。以太坊的价值约为同年XRP的727倍。

Moving into 2026, XRP's target jumps to $8.00, an almost 45% increase, while Bitcoin is projected to climb to $300,000 and Ethereum to $5,000. The BTC-XRP and ETH-XRP ratios slightly rise and fall respectively, suggesting that while Bitcoin continues to outpace XRP in relative terms, XRP is gaining ground on Ethereum.

进入2026年，XRP的目标跃升至8.00美元，增长了几乎45％，而比特币预计将攀升至30万美元，以太坊升至5,000美元。 BTC-XRP和ETH-XRP比率分别略有上升和下降，这表明，尽管比特币继续以相对术语超过XRP，但XRP在以太坊上的基础。

By 2027, XRP is expected to trade at $10.40, Bitcoin at $400,000, and Ethereum at $6,000. While XRP's price nearly doubles from its 2025 level, the BTC-XRP and ETH-XRP ratios (42,000 and 577 respectively) confirm a tightening of the gap, particularly versus Ethereum, where XRP shows stronger relative performance.

到2027年，XRP预计将以10.40美元的价格交易，比特币为40万美元，以太坊的交易价格为6,000美元。尽管XRP的价格从2025年级的价格几乎翻了一番，但BTC-XRP和ETH-XRP比率（分别为42,000和577）证实了差距的紧缩，尤其是与以太坊相比，XRP表现出更强的相对性能。

In 2028, XRP hits its peak in this forecast at $12.50. Bitcoin reaches $500,000 and Ethereum continues its linear ascent to $7,500. Despite the increase, XRP still lags behind in proportional gains to Bitcoin, with the BTC-XRP ratio ticking up to 43,000. However, the ETH-XRP ratio moves slightly higher to 600, signaling that Ethereum begins to regain a bit of ground against XRP.

在2028年，XRP在这一预测中达到了高峰，价格为$ 12.50。比特币达到500,000美元，以太坊继续线性上升至7,500美元。尽管有所增加，但XRP仍然落后于比特币比特币的比例增长，而BTC-XRP比率提高了43,000。但是，ETH-XRP比率略高于600，表明以太坊开始对XRP恢复一些基础。

Interestingly, by 2029, Kendrick is projecting a slight decline for XRP to $12.25. Meanwhile, the Standard Chartered analyst predicts Bitcoin to remain flat at $500,000, while Ethereum holds steady at $7,500. Notably, the ETH-XRP ratio increases slightly to 612, and BTC-XRP to 44,500, reflecting a modest erosion of XRP's relative strength in the final stretch.

有趣的是，到2029年，肯德里克（Kendrick）预计XRP略有下降至12.25美元。同时，这位标准的特许分析师预测，比特币的平整为500,000美元，而以太坊的稳定为7,500美元。值得注意的是，ETH-XRP的比率略有增加到612，而BTC-XRP达到44,500，反映了在最后一段伸展中XRP相对强度的适度侵蚀。

Still, compared to 2025, XRP ends the forecast period stronger in relative terms against Ethereum, as shown by the ETH-XRP ratio dropping from 727 to 612.

尽管如此，与2025年相比，XRP以相对术语结束了对以太坊的相对强度的预测周期，如ETH-XRP比率从727下降到612。

XRP Will Flip Ethereum

XRP将翻转以太坊

Kendrick's prediction of XRP overtaking Ethereum in total market cap represents one of the report's most attention-grabbing assertions. “By the end of 2028 we see XRP's market cap overtaking Ethereum's,” Kendrick said.

肯德里克（Kendrick）对XRP的预测超过以太坊的总市值，这是该报告最引人注目的断言之一。肯德里克说：“到2028年底，我们看到XRP的市值超过以太坊的。”

Kendrick attributes this upward trajectory to a confluence of factors, including regulatory developments, growing institutional adoption, and expanding tokenization use cases. He specifically cites Ripple CEO Brad Garlinghouse's announcement that the US Securities and Exchange Commission has dropped its appeal in the long-running case.

肯德里克（Kendrick）将这种向上的轨迹归因于各种因素，包括监管发展，制度的采用以及扩大令牌化用例。他特别引用了Ripple首席执行官Brad Garlinghouse宣布美国证券交易委员会在长期运行的案件中的上诉。

According to Kendrick, this outcome was anticipated in the aftermath of a crypto-friendly stance from Donald Trump's administration, which paved the way for a more favorable regulatory environment. He also expects the SEC to approve an XRP spot ETF by Q3 2025, with possible inflows of up to $8 billion in the first year of listing.

根据肯德里克（Kendrick）的说法，唐纳德·特朗普（Donald Trump）政府对加密友好型立场的预期会预计这一结果将为更有利的监管环境铺平了道路。他还希望SEC在第二季度批准XRP现货ETF，在上市的第一年可能流入高达80亿美元。

The token's fundamental utility in cross-border and cross-currency payments aligns with one of the most rapidly growing use cases in the digital asset space, adds Kendrick. He notes that stablecoin transaction volumes have surged by roughly 50% each year and, if that growth is mirrored by XRP, the token's price could climb steadily over the coming years.

Kendrick补充说，令牌在跨境和跨货币支付方面的基本实用性与数字资产空间中最快增长的用例之一保持一致。他指出，Stablecoin交易量每年飙升约50％，如果XRP反映了该增长，代币的价格可能会在未来几年内稳步上涨。

In parallel, Ripple is moving deeper into tokenization efforts, including the development of tokenized US Treasury bill funds and its own USD-backed stablecoin, RLUSD, which Kendrick believes could bolster XRP's position further. “XRP's blockchain, the XRP Ledger, is a payments chain and may become a tokenisation chain,” he said.

同时，Ripple正在更深入地进入代币化的工作，包括代币化的美国财政账单基金的发展及其自己的美元支持的Stablecoin Rlusd，Kendrick认为这可以进一步增强XRP的立场。他说：“ XRP的区块链，XRP分类帐，是一条付款链，可能成为一个令牌链。”

Despite these promising signs, Kendrick acknowledges that the developer ecosystem remains relatively small compared to those of Ethereum and other major blockchains, which could present a

尽管有这些有希望的迹象，肯德里克承认，与以太坊和其他主要区块链相比，开发人员的生态系统仍然相对较小，这可能会呈现