穩定的法案通過了美國眾議院委員會，為Stablecoin法規奠定了基礎

美國眾議院金融服務委員會周三投票決定提出穩定的透明度和對更好的分類帳（穩定）法案的問責制（穩定）

The U.S. House Financial Services Committee on Wednesday, voted to advance the Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act, aiming to regulate stablecoins, a key step towards U.S. regulation of the fast-growing digital asset market.

美國眾議院金融服務委員會周三投票決定提高穩定的透明度和對更好的賬本經濟（穩定）法案的責任，旨在規範穩定的穩定性，這是朝著美國對快速增長的數字資產市場進行監管的關鍵一步。

This bill, a Republican-backed stablecoin framework bill is now slated for a full vote on the House floor.

該法案是共和黨支持的Stablecoin框架法案，現在定於房屋地板上全額投票。

The clearance follows an intense debate regarding how to approach the fast-growing stablecoin space, which has drawn the interest of lawmakers, banks, and the crypto ecosystem. While supporters are optimistic that the legislation offers much-needed regulatory clarity, others caution it might stifle innovation or prove too lax to enforce sufficient consumer protections.

關於如何處理快速增長的穩定空間的辯論激烈，該辯論引起了立法者，銀行和加密生態系統的興趣。儘管支持者對立法具有急需的監管清晰度感到樂觀，但其他人則警告一下，它可能會扼殺創新或證明太寬鬆，無法實施足夠的消費者保護。

According to Bloomberg, the bill, called Stablecoin Transparency and Accountability for a Better Ledger Economy Act was passed with 32 members in favor and 17 in opposition. The act aims at setting rules and creating laws for stablecoins tied to the U.S. dollar, including requirements for reserves and measures to prevent money laundering. According to The Block, the bill also attempts to establish consumer protections and well-defined federal standards for the licensing of stablecoin issuers.

根據彭博社的說法，該法案稱Stablecoin的透明度和《更好的Ledger經濟法》的問責制被32名成員贊成，有17名反對派。該法案旨在製定規則並為與美元綁定的穩定幣制定法律，包括對防止洗錢的儲備和措施的要求。根據該街區的說法，該法案還試圖建立消費者保護和明確定義的聯邦標準，以獲得穩定發行人的許可。

The bill will impose strict legal requirements on stablecoin issuers and require them to maintain all their assets fully reserved, undergo regular audits, and comply with specific licensing conditions. It is focusing its attempts to contain risks on the $150 billion stablecoin market, which is a key part of the broader cryptocurrency system.

該法案將對Stablecoin發行人施加嚴格的法律要求，並要求他們維護其所有資產完全保留，進行定期審計，並符合特定的許可條件。它重點是在1500億美元的Stablecoin市場上試圖將風險遏制，這是更廣泛的加密貨幣系統的關鍵部分。

Members of the crypto industry and the bill’s Republican backers were glad to see some Democrats join them in voting to move the STABLE Act out of the House Financial Services Committee on Wednesday. But Democrats on the committee had expressed concerns about Trump’s ties to both the crypto industry and stablecoins.

加密工業的成員和該法案的共和黨支持者很高興看到一些民主黨人在周三將穩定的法案轉移到眾議院金融服務委員會中。但是該委員會的民主黨人對特朗普與加密貨幣產業和穩定幣的聯繫表示關注。

French Hill, who chairs the House Financial Services Committee, had mentioned earlier this week that the recent news reports about the Trump family’s involvement in a new stablecoin have complicated the legislative efforts.

眾議院金融服務委員會主席的法國山（French Hill）在本週早些時候提到，最近的新聞報導有關特朗普家族參與新的穩定的新聞報導使立法努力變得複雜了。

In another instance, Committee Ranking Member Maxine Walters said, “If there is no effort to stop the President of the United States from being involved in owning a stablecoin business, just as he owns crypto, which is his largest asset now, I will never be able to agree on supporting this bill and I would ask other members not be enablers, allowing the President of the United States to get away with this.”

在另一種情況下，委員會排名成員Maxine Walters表示：“如果沒有努力阻止美國總統參與擁有Stablecoin業務，就像他擁有的Crypto（現在是他最大的資產）一樣，我將永遠無法同意支持這項法案，我會要求其他成員不允許美國總統，並與此允許這樣做。”

Lawmakers backing the proposal add that a strong regulatory structure will improve financial stability and provide a clear path for responsible innovation. But there’s still disagreement over whether state or federal regulators should oversee stablecoin issuers. In a bid to segregate stablecoins from commerce or business many Democrats proposed several amendments to the bill. Congressman Lynch moved an amendment to restrict the activities of stablecoin issuers, as he was worried that they might expose taxpayers to bailouts. Representative Brad Sherman also moved a different amendment to prevent such bailouts entirely. However, most of the amendments moved by Democrats were defeated.

支持該提案的議員們補充說，強大的監管結構將改善財務穩定性，並為負責任的創新提供清晰的途徑。但是，對於州或聯邦監管機構是否應該監督Stablecoin發行人仍然存在分歧。為了使與商業或商業企業的穩定者隔離，許多民主黨人提出了對該法案的幾項修正案。國會議員林奇（Lynch）提出了一項修正案，以限制Stablecoin發行人的活動，因為他擔心他們可能會使納稅人暴露於救助。代表布拉德·謝爾曼（Brad Sherman）也採取了另一項修正案，以完全防止這種救助。但是，民主黨人提出的大多數修正案被擊敗。

While the bill has now progressed, its ultimate fate as a law is still uncertain. It will now go to the House floor, where lawmakers will continue debating the bill and may make amendments. If it passes there, the Senate will consider it. But regulatory issues and some Democratic lawmakers’ opposition may still present obstacles for final approval, reports Ledger Insights.

儘管該法案已經進展，但其作為法律的最終命運仍然不確定。它現在將進入眾議院，立法者將繼續辯論該法案，並可能進行修正。如果它通過那裡，參議院將考慮。但是，Ledger Insights報導說，但是監管問題和一些民主黨議員的反對派仍可能存在最終批准的障礙。

The ultimate destiny of this bill may have wide-ranging implications for stablecoin issuers, the broader cryptocurrency market, and the future of regulation of digital finance in the U.S.

該法案的最終命運可能對Stablecoin發行人，更廣泛的加密貨幣市場以及美國數字融資監管的未來具有廣泛的影響