稳定的法案通过了美国众议院委员会，为Stablecoin法规奠定了基础

美国众议院金融服务委员会周三投票决定提出稳定的透明度和对更好的分类帐（稳定）法案的问责制（稳定）

The U.S. House Financial Services Committee on Wednesday, voted to advance the Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act, aiming to regulate stablecoins, a key step towards U.S. regulation of the fast-growing digital asset market.

美国众议院金融服务委员会周三投票决定提高稳定的透明度和对更好的账本经济（稳定）法案的责任，旨在规范稳定的稳定性，这是朝着美国对快速增长的数字资产市场进行监管的关键一步。

This bill, a Republican-backed stablecoin framework bill is now slated for a full vote on the House floor.

该法案是共和党支持的Stablecoin框架法案，现在定于房屋地板上全额投票。

The clearance follows an intense debate regarding how to approach the fast-growing stablecoin space, which has drawn the interest of lawmakers, banks, and the crypto ecosystem. While supporters are optimistic that the legislation offers much-needed regulatory clarity, others caution it might stifle innovation or prove too lax to enforce sufficient consumer protections.

关于如何处理快速增长的稳定空间的辩论激烈，该辩论引起了立法者，银行和加密生态系统的兴趣。尽管支持者对立法具有急需的监管清晰度感到乐观，但其他人则警告一下，它可能会扼杀创新或证明太宽松，无法实施足够的消费者保护。

According to Bloomberg, the bill, called Stablecoin Transparency and Accountability for a Better Ledger Economy Act was passed with 32 members in favor and 17 in opposition. The act aims at setting rules and creating laws for stablecoins tied to the U.S. dollar, including requirements for reserves and measures to prevent money laundering. According to The Block, the bill also attempts to establish consumer protections and well-defined federal standards for the licensing of stablecoin issuers.

根据彭博社的说法，该法案称Stablecoin的透明度和《更好的Ledger经济法》的问责制被32名成员赞成，有17名反对派。该法案旨在制定规则并为与美元绑定的稳定币制定法律，包括对防止洗钱的储备和措施的要求。根据该街区的说法，该法案还试图建立消费者保护和明确定义的联邦标准，以获得稳定发行人的许可。

The bill will impose strict legal requirements on stablecoin issuers and require them to maintain all their assets fully reserved, undergo regular audits, and comply with specific licensing conditions. It is focusing its attempts to contain risks on the $150 billion stablecoin market, which is a key part of the broader cryptocurrency system.

该法案将对Stablecoin发行人施加严格的法律要求，并要求他们维护其所有资产完全保留，进行定期审计，并符合特定的许可条件。它重点是在1500亿美元的Stablecoin市场上试图将风险遏制，这是更广泛的加密货币系统的关键部分。

Members of the crypto industry and the bill’s Republican backers were glad to see some Democrats join them in voting to move the STABLE Act out of the House Financial Services Committee on Wednesday. But Democrats on the committee had expressed concerns about Trump’s ties to both the crypto industry and stablecoins.

加密工业的成员和该法案的共和党支持者很高兴看到一些民主党人在周三将稳定的法案转移到众议院金融服务委员会中。但是该委员会的民主党人对特朗普与加密货币产业和稳定币的联系表示关注。

French Hill, who chairs the House Financial Services Committee, had mentioned earlier this week that the recent news reports about the Trump family’s involvement in a new stablecoin have complicated the legislative efforts.

众议院金融服务委员会主席的法国山（French Hill）在本周早些时候提到，最近的新闻报道有关特朗普家族参与新的稳定的新闻报道使立法努力变得复杂了。

In another instance, Committee Ranking Member Maxine Walters said, “If there is no effort to stop the President of the United States from being involved in owning a stablecoin business, just as he owns crypto, which is his largest asset now, I will never be able to agree on supporting this bill and I would ask other members not be enablers, allowing the President of the United States to get away with this.”

在另一种情况下，委员会排名成员Maxine Walters表示：“如果没有努力阻止美国总统参与拥有Stablecoin业务，就像他拥有的Crypto（现在是他最大的资产）一样，我将永远无法同意支持这项法案，我会要求其他成员不允许美国总统，并与此允许这样做。”

Lawmakers backing the proposal add that a strong regulatory structure will improve financial stability and provide a clear path for responsible innovation. But there’s still disagreement over whether state or federal regulators should oversee stablecoin issuers. In a bid to segregate stablecoins from commerce or business many Democrats proposed several amendments to the bill. Congressman Lynch moved an amendment to restrict the activities of stablecoin issuers, as he was worried that they might expose taxpayers to bailouts. Representative Brad Sherman also moved a different amendment to prevent such bailouts entirely. However, most of the amendments moved by Democrats were defeated.

支持该提案的议员们补充说，强大的监管结构将改善财务稳定性，并为负责任的创新提供清晰的途径。但是，对于州或联邦监管机构是否应该监督Stablecoin发行人仍然存在分歧。为了使与商业或商业企业的稳定者隔离，许多民主党人提出了对该法案的几项修正案。国会议员林奇（Lynch）提出了一项修正案，以限制Stablecoin发行人的活动，因为他担心他们可能会使纳税人暴露于救助。代表布拉德·谢尔曼（Brad Sherman）也采取了另一项修正案，以完全防止这种救助。但是，民主党人提出的大多数修正案被击败。

While the bill has now progressed, its ultimate fate as a law is still uncertain. It will now go to the House floor, where lawmakers will continue debating the bill and may make amendments. If it passes there, the Senate will consider it. But regulatory issues and some Democratic lawmakers’ opposition may still present obstacles for final approval, reports Ledger Insights.

尽管该法案已经进展，但其作为法律的最终命运仍然不确定。它现在将进入众议院，立法者将继续辩论该法案，并可能进行修正。如果它通过那里，参议院将考虑。但是，Ledger Insights报道说，但是监管问题和一些民主党议员的反对派仍可能存在最终批准的障碍。

The ultimate destiny of this bill may have wide-ranging implications for stablecoin issuers, the broader cryptocurrency market, and the future of regulation of digital finance in the U.S.

该法案的最终命运可能对Stablecoin发行人，更广泛的加密货币市场以及美国数字融资监管的未来具有广泛的影响