Ripple 的新穩定幣：闡明 XRP 的作用

Crypto Eri 尋求 Ripple 高管 David Schwartz 就將 XRP 納入支持即將推出的 Ripple 穩定幣的「現金等價物」一事進行澄清。這項調查是在人們擔心穩定幣對 Ripple 跨境支付交易中的 XRP 效用的潛在影響而提出的。

Ripple's Upcoming Stablecoin and the Role of XRP

Ripple 即將推出的穩定幣以及 XRP 的作用

Background

背景

Ripple, the blockchain and payments company behind the XRP digital asset, has announced plans to launch a new stablecoin backed by U.S. dollar deposits, U.S. government bonds, and cash equivalents. The stablecoin, which is still in development, is expected to launch on the XRP Ledger (XRPL).

XRP 數位資產背後的區塊鏈和支付公司 Ripple 宣布計劃推出由美元存款、美國政府債券和現金等價物支持的新穩定幣。該穩定幣仍在開發中，預計將在 XRP Ledger (XRPL) 上推出。

Concerns and Clarifications

疑慮和澄清

Following the announcement, some members of the XRP community expressed concerns about the potential impact of the stablecoin on XRP's role within the Ripple ecosystem. Specifically, they questioned whether the stablecoin could diminish Ripple's reliance on XRP for cross-border payment transactions.

公告發布後，XRP 社群的一些成員對穩定幣對 XRP 在 Ripple 生態系統中的作用的潛在影響表示擔憂。具體來說，他們質疑穩定幣是否可以減少 Ripple 在跨境支付交易中對 XRP 的依賴。

In response to these concerns, Eric van Miltenburg, Ripple's SVP for Strategic Initiative, suggested that the stablecoin could actually be beneficial to the XRP Ledger. He argued that the stablecoin's presence would increase the overall utility and functionality of XRPL, drawing parallels with the positive impact that stablecoins have had on other blockchain networks.

針對這些擔憂，Ripple 策略計畫資深副總裁 Eric van Miltenburg 表示，穩定幣實際上可能對 XRP Ledger 有利。他認為，穩定幣的存在將提高 XRPL 的整體效用和功能，這與穩定幣對其他區塊鏈網路的正面影響相似。

However, Crypto Eri, a prominent figure in the XRP community, found a disconnect with Miltenburg's comparison of stablecoins leading to increased total value locked (TVL) on other chains. She sought clarification from Ripple's CTO, David Schwartz, on what assets would be "locked up" on XRPL as part of the stablecoin's backing.

然而，XRP 社群的知名人物 Crypto Eri 發現與 Miltenburg 對穩定幣的比較脫節，導致其他鏈上鎖定的總價值 (TVL) 增加。她向 Ripple 首席技術長 David Schwartz 尋求澄清，作為穩定幣支援的一部分，哪些資產將被「鎖定」在 XRPL 上。

Ripple CTO's Response

Ripple CTO 的回應

In response, Schwartz clarified that there is currently no native mechanism to "lock up" assets on XRPL. He explained that Miltenburg's reference to TVL was likely in the context of how high-quality stablecoins have stimulated activities on other blockchains, leading to an increase in value locked.

對此，Schwartz 澄清稱，目前 XRPL 上沒有「鎖定」資產的原生機制。他解釋說，Miltenburg 提到 TVL 的背景很可能是高品質穩定幣如何刺激其他區塊鏈上的活動，從而導致鎖定價值增加。

Schwartz also outlined the anticipated roles of the stablecoin on XRPL, including as a means for individuals to hold funds without exposure to crypto volatility, as an asset for automated market makers (AMMs) alongside XRP, and as a tool to enhance the overall usability and functionality of XRPL.

Schwartz 也概述了穩定幣在XRPL 上的預期作用，包括作為個人持有資金而不受加密貨幣波動影響的一種手段、作為自動做市商(AMM) 與XRP 一起的資產，以及作為增強整體可用性和安全性的工具。

Ripple's Perspective

瑞波的觀點

Schwartz emphasized that Ripple views stablecoins as a valuable addition to the XRP Ledger ecosystem, not as a replacement for XRP. He explained that stablecoins can provide a more stable and predictable asset for certain use cases, while XRP remains the preferred asset for cross-border payments due to its speed, low transaction costs, and global reach.

Schwartz 強調，Ripple 將穩定幣視為 XRP Ledger 生態系統的寶貴補充，而不是 XRP 的替代品。他解釋說，穩定幣可以為某些用例提供更穩定和可預測的資產，而 XRP 因其速度快、交易成本低和全球影響力而仍然是跨境支付的首選資產。

Conclusion

結論

Ripple's stablecoin is still in development, and its full impact on the XRP ecosystem remains to be seen. However, Ripple's executives are confident that the stablecoin will enhance the overall utility and functionality of XRPL, while not diminishing the role of XRP.

Ripple的穩定幣仍在開發中，其對XRP生態系統的全面影響仍有待觀察。然而，Ripple 的高層相信，穩定幣將增強 XRPL 的整體效用和功能，同時不會削弱 XRP 的作用。