Ripple 的新稳定币：阐明 XRP 的作用

Crypto Eri 寻求 Ripple 高管 David Schwartz 就将 XRP 纳入支持即将推出的 Ripple 稳定币的“现金等价物”一事进行澄清。这项调查是在人们担心稳定币对 Ripple 跨境支付交易中的 XRP 效用的潜在影响而提出的。

Ripple's Upcoming Stablecoin and the Role of XRP

Ripple 即将推出的稳定币以及 XRP 的作用

Background

背景

Ripple, the blockchain and payments company behind the XRP digital asset, has announced plans to launch a new stablecoin backed by U.S. dollar deposits, U.S. government bonds, and cash equivalents. The stablecoin, which is still in development, is expected to launch on the XRP Ledger (XRPL).

XRP 数字资产背后的区块链和支付公司 Ripple 宣布计划推出一种由美元存款、美国政府债券和现金等价物支持的新稳定币。该稳定币仍在开发中，预计将在 XRP Ledger (XRPL) 上推出。

Concerns and Clarifications

疑虑和澄清

Following the announcement, some members of the XRP community expressed concerns about the potential impact of the stablecoin on XRP's role within the Ripple ecosystem. Specifically, they questioned whether the stablecoin could diminish Ripple's reliance on XRP for cross-border payment transactions.

公告发布后，XRP 社区的一些成员对稳定币对 XRP 在 Ripple 生态系统中的作用的潜在影响表示担忧。具体来说，他们质疑稳定币是否可以减少 Ripple 在跨境支付交易中对 XRP 的依赖。

In response to these concerns, Eric van Miltenburg, Ripple's SVP for Strategic Initiative, suggested that the stablecoin could actually be beneficial to the XRP Ledger. He argued that the stablecoin's presence would increase the overall utility and functionality of XRPL, drawing parallels with the positive impact that stablecoins have had on other blockchain networks.

针对这些担忧，Ripple 战略计划高级副总裁 Eric van Miltenburg 表示，稳定币实际上可能对 XRP Ledger 有利。他认为，稳定币的存在将提高 XRPL 的整体效用和功能，这与稳定币对其他区块链网络产生的积极影响相类似。

However, Crypto Eri, a prominent figure in the XRP community, found a disconnect with Miltenburg's comparison of stablecoins leading to increased total value locked (TVL) on other chains. She sought clarification from Ripple's CTO, David Schwartz, on what assets would be "locked up" on XRPL as part of the stablecoin's backing.

然而，XRP 社区的知名人物 Crypto Eri 发现与 Miltenburg 对稳定币的比较脱节，导致其他链上锁定的总价值 (TVL) 增加。她向 Ripple 首席技术官 David Schwartz 寻求澄清，作为稳定币支持的一部分，哪些资产将被“锁定”在 XRPL 上。

Ripple CTO's Response

Ripple CTO 的回应

In response, Schwartz clarified that there is currently no native mechanism to "lock up" assets on XRPL. He explained that Miltenburg's reference to TVL was likely in the context of how high-quality stablecoins have stimulated activities on other blockchains, leading to an increase in value locked.

对此，Schwartz 澄清称，目前 XRPL 上没有“锁定”资产的原生机制。他解释说，Miltenburg 提到 TVL 的背景很可能是高质量稳定币如何刺激其他区块链上的活动，从而导致锁定价值增加。

Schwartz also outlined the anticipated roles of the stablecoin on XRPL, including as a means for individuals to hold funds without exposure to crypto volatility, as an asset for automated market makers (AMMs) alongside XRP, and as a tool to enhance the overall usability and functionality of XRPL.

Schwartz 还概述了稳定币在 XRPL 上的预期作用，包括作为个人持有资金而不受加密货币波动影响的一种手段、作为自动做市商 (AMM) 与 XRP 一起的资产，以及作为增强整体可用性和安全性的工具。 XRPL 的功能。

Ripple's Perspective

瑞波的观点

Schwartz emphasized that Ripple views stablecoins as a valuable addition to the XRP Ledger ecosystem, not as a replacement for XRP. He explained that stablecoins can provide a more stable and predictable asset for certain use cases, while XRP remains the preferred asset for cross-border payments due to its speed, low transaction costs, and global reach.

Schwartz 强调，Ripple 将稳定币视为 XRP Ledger 生态系统的宝贵补充，而不是 XRP 的替代品。他解释说，稳定币可以为某些用例提供更稳定和可预测的资产，而 XRP 因其速度快、交易成本低和全球影响力而仍然是跨境支付的首选资产。

Conclusion

结论

Ripple's stablecoin is still in development, and its full impact on the XRP ecosystem remains to be seen. However, Ripple's executives are confident that the stablecoin will enhance the overall utility and functionality of XRPL, while not diminishing the role of XRP.

Ripple的稳定币仍在开发中，其对XRP生态系统的全面影响还有待观察。然而，Ripple 的高管相信，稳定币将增强 XRPL 的整体效用和功能，同时不会削弱 XRP 的作用。