PayPal啟動了PYUSD獎勵計劃，提供3.7％的年收益

PayPal宣佈為持有PayPal USD（PYUSD）的美國用戶推出獎勵計劃，其Stablecoin於2023年在市場上推出。

PayPal has announced the introduction of a rewards program for U.S. users who hold PayPal USD (PYUSD), its stablecoin launched on the market in 2023.

PayPal宣佈為持有PayPal USD（PYUSD）的美國用戶推出獎勵計劃，其Stablecoin於2023年在市場上推出。

Set to commence in the summer, the program will see PayPal and Venmo wallet holders receive an annual yield of 3.7% on the amount of PYUSD held, marking a strategic move in response to the growing competition in the digital currency landscape.

該計劃將在夏季開始，貝寶（Paypal）和維諾（Venmo）錢包持有人的年收益率為3.7％，這標誌著響應數字貨幣景觀競爭日益增長的競爭，這標誌著戰略性舉措。

A boost for the adoption of PayPal’s stablecoin (PYUSD) thanks to the rewards program

通過獎勵計劃，採用PayPal的Stablecoin（Pyusd）的提升

通過獎勵計劃，採用PayPal的Stablecoin（Pyusd）的提升

In the landscape of cryptocurrencies, where names like Tether (USDT) and USD Coin (USDC) already hold sway, PayPal aims to strengthen its position by promoting the use and storage of its own stablecoin.

在加密貨幣的景觀中，諸如Tether（USDT）和USD Coin（USDC）之類的名稱已經保持Sway，PayPal的目標是通過促進自己的StableCoin的使用和存儲來加強其位置。

The new program, billed as a ‘savings incentive’ is set to aggressively shift the market dynamics, attracting users with a substantial remuneration while maintaining a certain stability of the asset.

新計劃被計費為“儲蓄激勵”，將積極地轉移市場動態，在維持資產的一定穩定性的同時，吸引了用戶。

PYUSD, anchored to the value of the American dollar, was developed by PayPal to offer a digitally stable transaction tool. Now, the company seeks to amplify this product by rendering it more appealing to both existing users and new ones.

Pyusd以美元的價值為基礎，是由PayPal開發的，以提供數字穩定的交易工具。現在，該公司試圖通過使其對現有用戶和新用戶更具吸引力來擴大該產品。

Beginning in the summer, users of both PayPal and Venmo in the United States will be able to benefit from an annual gain of 3.7% on their holdings in PYUSD.

從夏季開始，美國PayPal和Venmo的用戶將能夠從Pyusd的持股中獲得3.7％的收益。

The accrued amount will be credited directly in stablecoin, that is, in additional fractions of PYUSD. This dynamic allows for accumulating passive rewards, without having to perform complex operations or exchange securities or other financial instruments.

應計金額將直接以Stablecoin的形式歸納，即Pyusd的其他部分。這種動態允許積累被動獎勵，而無需執行複雜的運營或交換證券或其他金融工具。

A distinctive element of the program is that the rewards will be liquid and fully usable.

該計劃的一個獨特因素是獎勵將是液體且完全可用的。

In other words, those who receive earnings in PYUSD will be able to convert them into fiat currency, transfer them to other users, use them for international payments, or use them directly for online purchases via PayPal Checkout.

換句話說，那些在Pyusd收入的人將能夠將其轉換為法定貨幣，將其轉移給其他用戶，將其用於國際付款，或直接通過PayPal結帳將其用於在線購買。

This aspect immediately increases its perceived utility and practical value for the user.

這方面立即增加了其對用戶的感知效用和實用價值。

Over the past few years, the stablecoin market has become a highly competitive arena.

在過去的幾年中，Stablecoin市場已成為一個競爭激烈的領域。

With the increase in blockchain applications and the spread of DeFi (decentralized finance) services, stablecoins have taken on a fundamental role as a medium of exchange and a store of value alternative to traditional bank accounts.

隨著區塊鏈應用的增加和Defi（分散融資）服務的傳播，Stablecoins扮演了基本角色，作為交換媒介，並替代了傳統銀行帳戶的價值替代品。

In this context, PayPal has entered the fray by throwing PYUSD into the mix, but to emerge, it needs to create concrete reasons for a user to rely on it daily.

在這種情況下，PayPal通過將Pyusd扔進混合物來進入競爭，但是要浮出水面，它需要創建具體的原因，讓用戶每天依靠它。

An integrated ecosystem with Venmo and PayPal Checkout

與Venmo和PayPal結帳的集成生態系統

與Venmo和PayPal結帳的集成生態系統

It is precisely for this reason that the introduction of an annual interest of 3.7% represents a strategic lever. In an era where the profitability of liquid balances in traditional bank accounts remains low, PayPal’s offer emerges as an enticing option.

正是由於這個原因，每年的利益3.7％代表戰略槓桿。在傳統銀行帳戶中流動餘額的盈利能力仍然很低的時代，貝寶（Paypal）的報價作為一種誘人的選擇。

Aimed at shifting user habits, encouraging them to keep funds in digital form, but without giving up the security of the value pegged to the dollar.

旨在轉移用戶習慣，鼓勵他們以數字形式保持資金，但沒有放棄掛鉤的價值的安全性。

One of the strengths of this project lies in the fact that PYUSD fits within a widely used ecosystem, especially in the United States.

該項目的優勢之一在於，Pyusd適合廣泛使用的生態系統，尤其是在美國。

The integration with Venmo, the application favored by young Americans for micro-payments and peer-to-peer transactions, ensures broad dissemination among the new digital generations.

與Venmo的集成，年輕的美國人對微付款和點對點交易所偏愛的應用程序可確保新數字世代之間的廣泛傳播。

In parallel, compatibility with PayPal Checkout, the feature that allows direct online purchases, positions PYUSD not only as a reserve currency but also as a currency to spend easily in daily life.

同時，與PayPal結帳的兼容性，該功能可以直接購買在線購買，不僅將Pyusd定位為儲備貨幣，而且還可以輕鬆在日常生活中花費。

This duality, remunerated savings and ease of use, makes the program particularly effective in providing a concrete alternative to the traditional use of cash or a bank balance.

這種雙重性，有報酬的儲蓄和易用性，使該計劃在提供傳統使用現金或銀行餘額的具體替代方案方面特別有效。

The announcement of the new initiative also represents a clear message to the market: PayPal intends to defend and expand its space in the cryptocurrency and digital payments sector.

新計劃的宣布也代表了向市場的明確信息：PayPal打算在加密貨幣和數字支付領域捍衛和擴大其空間。

In a moment when fintech platforms are experiencing both regulatory pressures and technological challenges, the choice to reward user loyalty with returns in stablecoin suggests a long-term oriented vision.

在金融科技平台既經歷監管壓力和技術挑戰）的那一刻，選擇用Stablecoin的回報來獎勵用戶忠誠度的選擇表明了長期的願景。

PayPal aims to become a point of reference for the daily use of digital currencies, leveraging its established user base and the ability to offer easily integrated and understandable financial tools.

PayPal的目標是成為日常使用數字貨幣的參考點，利用其既定的用戶群以及提供易於集成和可理解的財務工具的能力。

A revolution within users’ reach

用戶觸及的革命

用戶觸及的革命

The new program, accessible without complicated technical steps, lowers the entry threshold to the world of crypto yields.

無需複雜的技術步驟即可訪問的新程序降低了加密貨幣世界的進入門檻。

It is not necessary to convert complex assets, access DeFi platforms, or accept high levels of volatility. Simply hold PYUSD in your PayPal or Venmo wallet to start accumulating rewards.

不必轉換複雜的資產，訪問Defi平台或接受高水平的波動率。只需將Pyusd放在您的PayPal或Venmo錢包中即可開始積累獎勵。

In this way, PayPal offers a tangible opportunity to experience the advantages of digital finance without the typical risks associated with more traditional cryptocurrencies.

通過這種方式，PayPal提供了一個切實的機會來體驗數字融資的優勢，而沒有與更傳統的加密貨幣相關的典型風險。

With the imminent launch of the rewards program for PYUSD, PayPal confirms itself as an ambitious player in the transformation of global payment systems.

隨著PYUSD獎勵計劃即將啟動，PayPal確認自己是全球支付系統轉型的雄心勃勃的球員。

Promising an annual yield of 3.7% in stablecoin, the company is highlighting an innovation that blends stability, liquidity, and accessibility.

該公司承諾將每年的穩定性收益率為3.7％，強調了一種融合穩定性，流動性和可及性的創新。

The integration with Venmo and PayPal Checkout makes the initiative not just a theoretical promise, but a concrete and usable solution in daily life.

與Venmo和PayPal結帳的集成使該計劃不僅使理論上的承諾，而且是日常生活中的具體解決方案。