PayPal启动了PYUSD奖励计划，提供3.7％的年收益

PayPal宣布为持有PayPal USD（PYUSD）的美国用户推出奖励计划，其Stablecoin于2023年在市场上推出。

PayPal has announced the introduction of a rewards program for U.S. users who hold PayPal USD (PYUSD), its stablecoin launched on the market in 2023.

PayPal宣布为持有PayPal USD（PYUSD）的美国用户推出奖励计划，其Stablecoin于2023年在市场上推出。

Set to commence in the summer, the program will see PayPal and Venmo wallet holders receive an annual yield of 3.7% on the amount of PYUSD held, marking a strategic move in response to the growing competition in the digital currency landscape.

该计划将在夏季开始，贝宝（Paypal）和维诺（Venmo）钱包持有人的年收益率为3.7％，这标志着响应数字货币景观竞争日益增长的竞争，这标志着战略性举措。

A boost for the adoption of PayPal’s stablecoin (PYUSD) thanks to the rewards program

通过奖励计划，采用PayPal的Stablecoin（Pyusd）的提升

通过奖励计划，采用PayPal的Stablecoin（Pyusd）的提升

In the landscape of cryptocurrencies, where names like Tether (USDT) and USD Coin (USDC) already hold sway, PayPal aims to strengthen its position by promoting the use and storage of its own stablecoin.

在加密货币的景观中，诸如Tether（USDT）和USD Coin（USDC）之类的名称已经保持Sway，PayPal的目标是通过促进自己的StableCoin的使用和存储来加强其位置。

The new program, billed as a ‘savings incentive’ is set to aggressively shift the market dynamics, attracting users with a substantial remuneration while maintaining a certain stability of the asset.

新计划被计费为“储蓄激励”，将积极地转移市场动态，在维持资产的一定稳定性的同时，吸引了用户。

PYUSD, anchored to the value of the American dollar, was developed by PayPal to offer a digitally stable transaction tool. Now, the company seeks to amplify this product by rendering it more appealing to both existing users and new ones.

Pyusd以美元的价值为基础，是由PayPal开发的，以提供数字稳定的交易工具。现在，该公司试图通过使其对现有用户和新用户更具吸引力来扩大该产品。

Beginning in the summer, users of both PayPal and Venmo in the United States will be able to benefit from an annual gain of 3.7% on their holdings in PYUSD.

从夏季开始，美国PayPal和Venmo的用户将能够从Pyusd的持股中获得3.7％的收益。

The accrued amount will be credited directly in stablecoin, that is, in additional fractions of PYUSD. This dynamic allows for accumulating passive rewards, without having to perform complex operations or exchange securities or other financial instruments.

应计金额将直接以Stablecoin的形式归纳，即Pyusd的其他部分。这种动态允许积累被动奖励，而无需执行复杂的运营或交换证券或其他金融工具。

A distinctive element of the program is that the rewards will be liquid and fully usable.

该计划的一个独特因素是奖励将是液体且完全可用的。

In other words, those who receive earnings in PYUSD will be able to convert them into fiat currency, transfer them to other users, use them for international payments, or use them directly for online purchases via PayPal Checkout.

换句话说，那些在Pyusd收入的人将能够将其转换为法定货币，将其转移给其他用户，将其用于国际付款，或直接通过PayPal结帐将其用于在线购买。

This aspect immediately increases its perceived utility and practical value for the user.

这方面立即增加了其对用户的感知效用和实用价值。

Over the past few years, the stablecoin market has become a highly competitive arena.

在过去的几年中，Stablecoin市场已成为一个竞争激烈的领域。

With the increase in blockchain applications and the spread of DeFi (decentralized finance) services, stablecoins have taken on a fundamental role as a medium of exchange and a store of value alternative to traditional bank accounts.

随着区块链应用的增加和Defi（分散融资）服务的传播，Stablecoins扮演了基本角色，作为交换媒介，并替代了传统银行帐户的价值替代品。

In this context, PayPal has entered the fray by throwing PYUSD into the mix, but to emerge, it needs to create concrete reasons for a user to rely on it daily.

在这种情况下，PayPal通过将Pyusd扔进混合物来进入竞争，但是要浮出水面，它需要创建具体的原因，让用户每天依靠它。

An integrated ecosystem with Venmo and PayPal Checkout

与Venmo和PayPal结帐的集成生态系统

与Venmo和PayPal结帐的集成生态系统

It is precisely for this reason that the introduction of an annual interest of 3.7% represents a strategic lever. In an era where the profitability of liquid balances in traditional bank accounts remains low, PayPal’s offer emerges as an enticing option.

正是由于这个原因，每年的利益3.7％代表战略杠杆。在传统银行帐户中流动余额的盈利能力仍然很低的时代，贝宝（Paypal）的报价作为一种诱人的选择。

Aimed at shifting user habits, encouraging them to keep funds in digital form, but without giving up the security of the value pegged to the dollar.

旨在转移用户习惯，鼓励他们以数字形式保持资金，但没有放弃挂钩的价值的安全性。

One of the strengths of this project lies in the fact that PYUSD fits within a widely used ecosystem, especially in the United States.

该项目的优势之一在于，Pyusd适合广泛使用的生态系统，尤其是在美国。

The integration with Venmo, the application favored by young Americans for micro-payments and peer-to-peer transactions, ensures broad dissemination among the new digital generations.

与Venmo的集成，年轻的美国人对微付款和点对点交易所偏爱的应用程序可确保新数字世代之间的广泛传播。

In parallel, compatibility with PayPal Checkout, the feature that allows direct online purchases, positions PYUSD not only as a reserve currency but also as a currency to spend easily in daily life.

同时，与PayPal结帐的兼容性，该功能可以直接购买在线购买，不仅将Pyusd定位为储备货币，而且还可以轻松在日常生活中花费。

This duality, remunerated savings and ease of use, makes the program particularly effective in providing a concrete alternative to the traditional use of cash or a bank balance.

这种双重性，有报酬的储蓄和易用性，使该计划在提供传统使用现金或银行余额的具体替代方案方面特别有效。

The announcement of the new initiative also represents a clear message to the market: PayPal intends to defend and expand its space in the cryptocurrency and digital payments sector.

新计划的宣布也代表了向市场的明确信息：PayPal打算在加密货币和数字支付领域捍卫和扩大其空间。

In a moment when fintech platforms are experiencing both regulatory pressures and technological challenges, the choice to reward user loyalty with returns in stablecoin suggests a long-term oriented vision.

在金融科技平台既经历监管压力和技术挑战）的那一刻，选择用Stablecoin的回报来奖励用户忠诚度的选择表明了长期的愿景。

PayPal aims to become a point of reference for the daily use of digital currencies, leveraging its established user base and the ability to offer easily integrated and understandable financial tools.

PayPal的目标是成为日常使用数字货币的参考点，利用其既定的用户群以及提供易于集成和可理解的财务工具的能力。

A revolution within users’ reach

用户触及的革命

用户触及的革命

The new program, accessible without complicated technical steps, lowers the entry threshold to the world of crypto yields.

无需复杂的技术步骤即可访问的新程序降低了加密货币世界的进入门槛。

It is not necessary to convert complex assets, access DeFi platforms, or accept high levels of volatility. Simply hold PYUSD in your PayPal or Venmo wallet to start accumulating rewards.

不必转换复杂的资产，访问Defi平台或接受高水平的波动率。只需将Pyusd放在您的PayPal或Venmo钱包中即可开始积累奖励。

In this way, PayPal offers a tangible opportunity to experience the advantages of digital finance without the typical risks associated with more traditional cryptocurrencies.

通过这种方式，PayPal提供了一个切实的机会来体验数字融资的优势，而没有与更传统的加密货币相关的典型风险。

With the imminent launch of the rewards program for PYUSD, PayPal confirms itself as an ambitious player in the transformation of global payment systems.

随着PYUSD奖励计划即将启动，PayPal确认自己是全球支付系统转型的雄心勃勃的球员。

Promising an annual yield of 3.7% in stablecoin, the company is highlighting an innovation that blends stability, liquidity, and accessibility.

该公司承诺将每年的稳定性收益率为3.7％，强调了一种融合稳定性，流动性和可及性的创新。

The integration with Venmo and PayPal Checkout makes the initiative not just a theoretical promise, but a concrete and usable solution in daily life.

与Venmo和PayPal结帐的集成使该计划不仅使理论上的承诺，而且是日常生活中的具体解决方案。