Nubank 決定停止其加密貨幣 Nucoin

這項公告是在 Nucoin 生態系統推出一年多後發布的，該生態系統於 2022 年底首次亮相。

Nubank has announced that it will be closing down its cryptocurrency, Nucoin, due to difficulties in operating the token within the evolving regulatory landscape for cryptocurrencies in Brazil.

Nubank 宣布將關閉其加密貨幣 Nucoin，因為在巴西不斷變化的加密貨幣監管環境下運營該代幣存在困難。

Nucoin was launched in late 2022 as part of an ecosystem that aimed to reward Nubank customers for using the digital bank's services.

Nucoin 於 2022 年底推出，作為生態系統的一部分，旨在獎勵 Nubank 客戶使用數位銀行的服務。

Customers could earn Nucoins by using their Nubank credit card or app, and the tokens could be used to redeem discounts, special offers, or traded like other digital currencies.

客戶可以透過使用 Nubank 信用卡或應用程式賺取 Nucoin，這些代幣可用於兌換折扣、特別優惠或像其他數位貨幣一樣進行交易。

However, despite initial enthusiasm, Nucoin struggled to achieve sustainable growth. The digital currency also faced challenges due to the uncertain regulatory environment surrounding cryptocurrencies in the region.

然而，儘管最初充滿熱情，Nucoin 仍難以實現永續成長。由於該地區加密貨幣監管環境的不確定性，數位貨幣也面臨挑戰。

In Brazil, the rules around cryptocurrencies have seen significant changes in recent years. In December 2022, the Brazilian Congress passed a law to regulate the crypto market, effectively legalizing digital money.

在巴西，有關加密貨幣的規則近年來發生了重大變化。 2022 年 12 月，巴西國會通過了一項監管加密貨幣市場的法律，有效地將數位貨幣合法化。

This law requires companies dealing with cryptocurrencies, known as virtual asset service providers (VASPs), to obtain licenses similar to those held by traditional banks.

該法律要求處理加密貨幣的公司（稱為虛擬資產服務提供者（VASP））取得類似傳統銀行持有的許可證。

The Brazil Central Bank and Securities and Exchange Commission are responsible for ensuring compliance with these regulations and are currently drafting detailed guidelines for the use and trading of cryptocurrencies within the country.

巴西中央銀行和證券交易委員會負責確保遵守這些法規，目前正在起草有關在該國使用和交易加密貨幣的詳細指南。

These regulations aim to protect users and prevent fraud, while also establishing penalties for crimes involving digital assets. Brazil is still finalizing these rules, and the complete system is expected to be in place by the end of 2024.

這些法規旨在保護用戶並防止欺詐，同時也規定了對涉及數位資產的犯罪的處罰。巴西仍在敲定這些規則，完整的系統預計將於 2024 年底到位。

Nubank has stated that its users' Nucoin holdings will be converted to cash at the current market value. Users will then have the option to withdraw their funds or use them for purchases within the Nubank app.

Nubank 表示，其用戶持有的 Nucoin 將按當前市場價值轉換為現金。然後，用戶可以選擇提取資金或使用它們在 Nubank 應用程式內進行購買。

The official discontinuation of Nucoin is scheduled for December 9, 2024. After this date, the Nucoin blockchain will be shut down, and the token will no longer hold any value or utility.

Nucoin 的正式停產定於 2024 年 12 月 9 日。