Nubank 决定停止其加密货币 Nucoin

这一公告是在 Nucoin 生态系统推出一年多后发布的，该生态系统于 2022 年底首次亮相。

Nubank has announced that it will be closing down its cryptocurrency, Nucoin, due to difficulties in operating the token within the evolving regulatory landscape for cryptocurrencies in Brazil.

Nubank 宣布将关闭其加密货币 Nucoin，因为在巴西不断变化的加密货币监管环境下运营该代币存在困难。

Nucoin was launched in late 2022 as part of an ecosystem that aimed to reward Nubank customers for using the digital bank's services.

Nucoin 于 2022 年底推出，作为生态系统的一部分，旨在奖励 Nubank 客户使用数字银行的服务。

Customers could earn Nucoins by using their Nubank credit card or app, and the tokens could be used to redeem discounts, special offers, or traded like other digital currencies.

客户可以通过使用 Nubank 信用卡或应用程序赚取 Nucoin，这些代币可用于兑换折扣、特别优惠或像其他数字货币一样进行交易。

However, despite initial enthusiasm, Nucoin struggled to achieve sustainable growth. The digital currency also faced challenges due to the uncertain regulatory environment surrounding cryptocurrencies in the region.

然而，尽管最初充满热情，Nucoin 仍难以实现可持续增长。由于该地区加密货币的监管环境不确定，数字货币也面临挑战。

In Brazil, the rules around cryptocurrencies have seen significant changes in recent years. In December 2022, the Brazilian Congress passed a law to regulate the crypto market, effectively legalizing digital money.

在巴西，有关加密货币的规则近年来发生了重大变化。 2022 年 12 月，巴西国会通过了一项监管加密货币市场的法律，有效地将数字货币合法化。

This law requires companies dealing with cryptocurrencies, known as virtual asset service providers (VASPs), to obtain licenses similar to those held by traditional banks.

该法律要求处理加密货币的公司（称为虚拟资产服务提供商（VASP））获得类似于传统银行持有的许可证。

The Brazil Central Bank and Securities and Exchange Commission are responsible for ensuring compliance with these regulations and are currently drafting detailed guidelines for the use and trading of cryptocurrencies within the country.

巴西中央银行和证券交易委员会负责确保遵守这些法规，目前正在起草有关在该国境内使用和交易加密货币的详细指南。

These regulations aim to protect users and prevent fraud, while also establishing penalties for crimes involving digital assets. Brazil is still finalizing these rules, and the complete system is expected to be in place by the end of 2024.

这些法规旨在保护用户并防止欺诈，同时还规定了对涉及数字资产的犯罪的处罚。巴西仍在敲定这些规则，完整的系统预计将于 2024 年底到位。

Nubank has stated that its users' Nucoin holdings will be converted to cash at the current market value. Users will then have the option to withdraw their funds or use them for purchases within the Nubank app.

Nubank 表示，其用户持有的 Nucoin 将按当前市场价值转换为现金。然后，用户可以选择提取资金或使用它们在 Nubank 应用程序内进行购买。

The official discontinuation of Nucoin is scheduled for December 9, 2024. After this date, the Nucoin blockchain will be shut down, and the token will no longer hold any value or utility.

Nucoin 的正式停产定于 2024 年 12 月 9 日。在此日期之后，Nucoin 区块链将被关闭，代币将不再具有任何价值或效用。