Nubank 的新加密貨幣互換功能凸顯了華倫巴菲特和巴西金融科技公司之間的對比觀點

儘管巴菲特對數位貨幣的批評眾所周知，但其投資公司伯克希爾哈撒韋持有大量股份的Nubank 推出了一項新功能，允許用戶交換比特幣(BTC)、以太坊(ETH)、Solana ( SOL) 和Uniswap (UNI) 代表 USDC，一種與美元掛鉤的穩定幣。

Warren Buffett's investment firm, Berkshire Hathaway, has a significant stake in Nubank, a Brazilian fintech company. Despite Buffett's well-known criticism of cryptocurrencies, Nubank has introduced a new feature allowing users to swap Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and Uniswap (UNI) for USDC, a stablecoin tied to the US dollar.

華倫巴菲特的投資公司波克夏海瑟威擁有巴西金融科技公司 Nubank 的大量股份。儘管巴菲特對加密貨幣的批評眾所周知，但Nubank 還是推出了一項新功能，允許用戶將比特幣(BTC)、以太坊(ETH)、Solana (SOL) 和Uniswap (UNI) 兌換為與美元掛鉤的穩定幣USDC。

The latest platform feature from Nubank allows customers to directly exchange these cryptocurrencies for USDC and vice versa, providing a more cost-effective alternative to traditional fiat transactions. According to Thomaz Fortes, Nubank's Executive Director of Cryptocurrencies and Digital Assets, this initiative responds to customer demand for efficient ways to capitalize on crypto appreciation without losing market position.

Nubank 的最新平台功​​能允許客戶直接將這些加密貨幣兌換為 USDC，反之亦然，為傳統法定交易提供了更具成本效益的替代方案。 Nubank 加密貨幣和數位資產執行董事 Thomaz Fortes 表示，這項措施滿足了客戶對在不失去市場地位的情況下利用加密貨幣升值的有效方式的需求。

"We realized that clients were looking for ways to capitalize on the appreciation of crypto assets, but without having to sell them for local currency and lose their market position," said Fortes. "The swap feature is very popular among clients who are incorporating crypto assets into their strategies, ensuring potential profits from value appreciation with lower fees compared to selling for local currency."

福特斯表示：“我們意識到，客戶正在尋找利用加密資產升值的方法，但又不必將其出售為當地貨幣並失去市場地位。” “互換功能在將加密資產納入其策略的客戶中非常受歡迎，與以當地貨幣出售相比，以更低的費用確保從價值升值中獲得潛在利潤。”

This move by Nubank contrasts sharply with Buffett's public stance on cryptocurrencies. In 2021, Berkshire Hathaway invested $1 billion in Nubank, yet Buffett has consistently criticized Bitcoin. In 2018, he famously described it as "probably rat poison squared."

Nubank 的這一舉動與巴菲特對加密貨幣的公開立場形成鮮明對比。 2021年，波克夏海瑟威公司向Nubank投資了10億美元，但巴菲特卻一直批評比特幣。 2018 年，他曾將其描述為「可能是老鼠藥的平方」。

"I don't own any cryptocurrency. I never will," said Buffett in 2021.

「我不擁有任何加密貨幣。我永遠不會，」巴菲特在 2021 年表示。

Throughout the years, Buffett has repeatedly characterized cryptocurrencies as speculative assets lacking intrinsic value, leading him to predict a negative outcome for them. In a 2018 CNBC interview, Buffett expressed his skepticism.

多年來，巴菲特一再將加密貨幣描述為缺乏內在價值的投機資產，這導致他預測加密貨幣會產生負面結果。在 2018 年 CNBC 採訪中，巴菲特表達了他的懷疑。

"I would much rather own a five-year put on every cryptocurrency than own even a small fraction of it, but I'm old-fashioned that way," said Buffett. "I like things that have value. I like to buy a farm, I like to buy an apartment house. I like to buy things that will produce over time."

巴菲特表示：“我寧願擁有每種加密貨幣的五年期看跌期權，也不願擁有其中的一小部分，但我在這方面已經很守舊了。” “我喜歡有價值的東西。我喜歡買農場，我喜歡買公寓。我喜歡買隨著時間的推移會生產的東西。”

The divergence between Nubank's embrace of digital assets and Buffett's traditional investment philosophy underscores a generational shift in investment strategies. While Buffett represents a value-oriented approach, Nubank's adoption of cryptocurrencies reflects the growing institutional acceptance of digital assets and their potential to transform the financial landscape.

Nubank 對數位資產的擁抱與巴菲特傳統投資理念之間的分歧凸顯了投資策略的世代轉變。雖然巴菲特代表了一種以價值為導向的方法，但 Nubank 對加密貨幣的採用反映了機構對數位資產日益增長的接受度及其改變金融格局的潛力。

Nubank's launch of this feature comes amid increased regulatory scrutiny and market volatility in the cryptocurrency sector. Despite the uncertain long-term prospects of digital assets, Nubank's move highlights growing institutional confidence, even within the portfolio of a prominent crypto skeptic.

Nubank 推出此功能之際，正值加密貨幣領域的監管審查日益嚴格和市場波動加劇。儘管數位資產的長期前景不確定，但 Nubank 的舉動凸顯了機構信心的增強，即使是在一位著名的加密貨幣懷疑論者的投資組合中。