Nubank 的新加密货币互换功能凸显了沃伦·巴菲特和巴西金融科技公司之间的对比观点

尽管巴菲特对数字货币的批评众所周知，但其投资公司伯克希尔哈撒韦持有大量股份的 Nubank 推出了一项新功能，允许用户交换比特币 (BTC)、以太坊 (ETH)、Solana (SOL) 和 Uniswap (UNI) 代表 USDC，一种与美元挂钩的稳定币。

Warren Buffett's investment firm, Berkshire Hathaway, has a significant stake in Nubank, a Brazilian fintech company. Despite Buffett's well-known criticism of cryptocurrencies, Nubank has introduced a new feature allowing users to swap Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and Uniswap (UNI) for USDC, a stablecoin tied to the US dollar.

沃伦·巴菲特的投资公司伯克希尔哈撒韦公司拥有巴西金融科技公司 Nubank 的大量股份。尽管巴菲特对加密货币的批评众所周知，但 Nubank 还是推出了一项新功能，允许用户将比特币 (BTC)、以太坊 (ETH)、Solana (SOL) 和 Uniswap (UNI) 兑换为与美元挂钩的稳定币 USDC。

The latest platform feature from Nubank allows customers to directly exchange these cryptocurrencies for USDC and vice versa, providing a more cost-effective alternative to traditional fiat transactions. According to Thomaz Fortes, Nubank's Executive Director of Cryptocurrencies and Digital Assets, this initiative responds to customer demand for efficient ways to capitalize on crypto appreciation without losing market position.

Nubank 的最新平台功​​能允许客户直接将这些加密货币兑换为 USDC，反之亦然，为传统法定交易提供了更具成本效益的替代方案。 Nubank 加密货币和数字资产执行董事 Thomaz Fortes 表示，这一举措满足了客户对在不失去市场地位的情况下利用加密货币升值的有效方式的需求。

"We realized that clients were looking for ways to capitalize on the appreciation of crypto assets, but without having to sell them for local currency and lose their market position," said Fortes. "The swap feature is very popular among clients who are incorporating crypto assets into their strategies, ensuring potential profits from value appreciation with lower fees compared to selling for local currency."

福特斯表示：“我们意识到，客户正在寻找利用加密资产升值的方法，但又不必将其出售为当地货币并失去市场地位。” “互换功能在将加密资产纳入其策略的客户中非常受欢迎，与以当地货币出售相比，以更低的费用确保从价值升值中获得潜在利润。”

This move by Nubank contrasts sharply with Buffett's public stance on cryptocurrencies. In 2021, Berkshire Hathaway invested $1 billion in Nubank, yet Buffett has consistently criticized Bitcoin. In 2018, he famously described it as "probably rat poison squared."

Nubank 的这一举动与巴菲特对加密货币的公开立场形成鲜明对比。 2021年，伯克希尔哈撒韦公司向Nubank投资了10亿美元，但巴菲特却一直批评比特币。 2018 年，他曾将其描述为“可能是老鼠药的平方”。

"I don't own any cryptocurrency. I never will," said Buffett in 2021.

“我不拥有任何加密货币。我永远不会，”巴菲特在 2021 年表示。

Throughout the years, Buffett has repeatedly characterized cryptocurrencies as speculative assets lacking intrinsic value, leading him to predict a negative outcome for them. In a 2018 CNBC interview, Buffett expressed his skepticism.

多年来，巴菲特一再将加密货币描述为缺乏内在价值的投机资产，这导致他预测加密货币会产生负面结果。在 2018 年 CNBC 采访中，巴菲特表达了他的怀疑。

"I would much rather own a five-year put on every cryptocurrency than own even a small fraction of it, but I'm old-fashioned that way," said Buffett. "I like things that have value. I like to buy a farm, I like to buy an apartment house. I like to buy things that will produce over time."

巴菲特表示：“我宁愿拥有每种加密货币的五年期看跌期权，也不愿拥有其中的一小部分，但我在这方面已经很守旧了。” “我喜欢有价值的东西。我喜欢买农场，我喜欢买公寓。我喜欢买随着时间的推移会生产的东西。”

The divergence between Nubank's embrace of digital assets and Buffett's traditional investment philosophy underscores a generational shift in investment strategies. While Buffett represents a value-oriented approach, Nubank's adoption of cryptocurrencies reflects the growing institutional acceptance of digital assets and their potential to transform the financial landscape.

Nubank 对数字资产的拥抱与巴菲特传统投资理念之间的分歧凸显了投资策略的代际转变。虽然巴菲特代表了一种以价值为导向的方法，但 Nubank 对加密货币的采用反映了机构对数字资产日益增长的接受度及其改变金融格局的潜力。

Nubank's launch of this feature comes amid increased regulatory scrutiny and market volatility in the cryptocurrency sector. Despite the uncertain long-term prospects of digital assets, Nubank's move highlights growing institutional confidence, even within the portfolio of a prominent crypto skeptic.

Nubank 推出此功能之际，正值加密货币领域的监管审查日益严格和市场波动加剧。尽管数字资产的长期前景不确定，但 Nubank 的举动凸显了机构信心的增强，即使是在一位著名的加密货币怀疑论者的投资组合中。