香港和日本聯合探索跨境交易的Stablecoin用例

IDA Finance，Progmat，Datachain和Toki聯合起來開發概念證明（POC）。該計劃利用區塊鏈技術來優化國際貿易付款程序。

Hong Kong and Japan are joining forces to explore the use of stablecoins for cross-border trade.

香港和日本正在聯合起來探索穩定幣進行跨境貿易的使用。

The initiative, which is being carried out by IDA Finance, Progmat, Datachain and TOKI, will see the partners come together to develop a proof of concept (PoC) that leverages blockchain technology to streamline international trade payment processes.

該計劃由IDA Finance，Progmat，Datachain和Toki執行，將看到合作夥伴聚集在一起，開發概念驗證（POC），該證明利用區塊鏈技術來簡化國際貿易支付流程。

This will be done with the aim of making transactions faster and safer, and eliminating the need for parties to compromise on transparency.

這樣做的目的是使交易更快，更安全，並消除了當事方在透明度上妥協的需求。

The partnership is aiming to highlight the tremendous business interest in finding alternative banking solutions.

該合作夥伴關係旨在強調尋找替代銀行解決方案的巨大商業興趣。

While traditional systems are time-consuming and financially expensive, this project sets out to highlight how, through their stablecoin collaboration, the partnership can provide quicker and cheaper ways for businesses to carry out import and export transactions.

儘管傳統系統耗時且經濟上昂貴，但該項目旨在突出如何通過其穩定的協作，該合作夥伴關係可以為企業進行進出口交易提供更快，更便宜的方式。

This initiative also benefits from strong institutional backing, as Hong Kong has been rolling out its own regulatory framework for stablecoins, which it completed in December 2023. Japan also completed its own regulatory framework for stablecoins in April 2023.

這項倡議也從強大的機構支持中受益，因為香港一直在推出自己的穩定者監管框架，該框架於2023年12月完成。日本還於2023年4月完成了自己的穩定框架的監管框架。

The Hong Kong Trade Development Council (HKTDC) ranks Japan as the fifth-largest trading partner of Hong Kong for the year 2023, highlighting the importance of their economic partnership.

香港貿易發展委員會（HKTDC）將日本評為2023年香港的第五大貿易夥伴，強調了其經濟合作夥伴關係的重要性。

Testing Commences for Stablecoin Payments in Japan and Hong Kong Trade

測試開始日本和香港貿易的穩定支付

The presentational entry of stablecoins in this economic category would enable simplified foreign exchange payments and lead to operational cost reduction.

在這一經濟類別中，穩定幣的介紹將實現簡化的外匯支付，並導致降低運營成本。

Discussing the potential of this project, Sean Lee, Co-Founder of IDA, stated that stablecoins could revolutionize international trade by offering low-risk payment systems that outpace conventional financial systems.

IDA的聯合創始人Sean Lee討論了該項目的潛力，他表示，Stablecoins可以通過提供超過常規金融系統的低風險支付系統來徹底改變國際貿易。

To assess the system, the test user must carry out cross-border payments through stablecoins in Japanese Yen and Hong Kong Dollars. The process is overseen to ensure the seamless transfer of digital assets parallel to fiat currency between financial institutions.

為了評估系統，測試用戶必須通過日元和香港美元的Stablecoins進行跨境支付。監督該過程，以確保金融機構之間與法定貨幣平行的數字資產的無縫轉讓。

For optimal legal and regulatory compliance, IDA will be establishing sound financial practices with complete reserve support at 1:1 backing ratios for all stablecoins. The issuance and supervision of stablecoins will fall under Progmata, while Datachain will develop the technical framework for secure transactions. TOKI will act as a connector to enable blockchain networks to interact with each other.

為了獲得最佳的法律和法規合規性，IDA將在所有Stablecoins的後備率為1：1的後備支持率以完全儲備支持的情況下建立合理的財務實踐。 STABLECOIN的發行和監督將屬於Progmata，而Datachain將開髮用於安全交易的技術框架。 Toki將充當連接器，以使區塊鍊網絡相互交互。

This initiative showcases the growing reliance of the global trade industry on digital assets. The successful execution of this project could pave the way for stablecoins to expand beyond their current boundaries into broader international commercial use, facilitating swift and secure cross-border payments.

該計劃展示了全球貿易行業對數字資產的日益依賴。該項目的成功執行可以為Stablecoins擴展到其當前的界限，從而為更廣泛的國際商業用途鋪平道路，從而促進迅速而安全的跨境支付。