香港和日本联合探索跨境交易的Stablecoin用例

IDA Finance，Progmat，Datachain和Toki联合起来开发概念证明（POC）。该计划利用区块链技术来优化国际贸易付款程序。

Hong Kong and Japan are joining forces to explore the use of stablecoins for cross-border trade.

香港和日本正在联合起来探索稳定币进行跨境贸易的使用。

The initiative, which is being carried out by IDA Finance, Progmat, Datachain and TOKI, will see the partners come together to develop a proof of concept (PoC) that leverages blockchain technology to streamline international trade payment processes.

该计划由IDA Finance，Progmat，Datachain和Toki执行，将看到合作伙伴聚集在一起，开发概念验证（POC），该证明利用区块链技术来简化国际贸易支付流程。

This will be done with the aim of making transactions faster and safer, and eliminating the need for parties to compromise on transparency.

这样做的目的是使交易更快，更安全，并消除了当事方在透明度上妥协的需求。

The partnership is aiming to highlight the tremendous business interest in finding alternative banking solutions.

该合作伙伴关系旨在强调寻找替代银行解决方案的巨大商业兴趣。

While traditional systems are time-consuming and financially expensive, this project sets out to highlight how, through their stablecoin collaboration, the partnership can provide quicker and cheaper ways for businesses to carry out import and export transactions.

尽管传统系统耗时且经济上昂贵，但该项目旨在突出如何通过其稳定的协作，该合作伙伴关系可以为企业进行进出口交易提供更快，更便宜的方式。

This initiative also benefits from strong institutional backing, as Hong Kong has been rolling out its own regulatory framework for stablecoins, which it completed in December 2023. Japan also completed its own regulatory framework for stablecoins in April 2023.

这项倡议也从强大的机构支持中受益，因为香港一直在推出自己的稳定者监管框架，该框架于2023年12月完成。日本还于2023年4月完成了自己的稳定框架的监管框架。

The Hong Kong Trade Development Council (HKTDC) ranks Japan as the fifth-largest trading partner of Hong Kong for the year 2023, highlighting the importance of their economic partnership.

香港贸易发展委员会（HKTDC）将日本评为2023年香港的第五大贸易伙伴，强调了其经济合作伙伴关系的重要性。

Testing Commences for Stablecoin Payments in Japan and Hong Kong Trade

测试开始日本和香港贸易的稳定支付

The presentational entry of stablecoins in this economic category would enable simplified foreign exchange payments and lead to operational cost reduction.

在这一经济类别中，稳定币的介绍将实现简化的外汇支付，并导致降低运营成本。

Discussing the potential of this project, Sean Lee, Co-Founder of IDA, stated that stablecoins could revolutionize international trade by offering low-risk payment systems that outpace conventional financial systems.

IDA的联合创始人Sean Lee讨论了该项目的潜力，他表示，Stablecoins可以通过提供超过常规金融系统的低风险支付系统来彻底改变国际贸易。

To assess the system, the test user must carry out cross-border payments through stablecoins in Japanese Yen and Hong Kong Dollars. The process is overseen to ensure the seamless transfer of digital assets parallel to fiat currency between financial institutions.

为了评估系统，测试用户必须通过日元和香港美元的Stablecoins进行跨境支付。监督该过程，以确保金融机构之间与法定货币平行的数字资产的无缝转让。

For optimal legal and regulatory compliance, IDA will be establishing sound financial practices with complete reserve support at 1:1 backing ratios for all stablecoins. The issuance and supervision of stablecoins will fall under Progmata, while Datachain will develop the technical framework for secure transactions. TOKI will act as a connector to enable blockchain networks to interact with each other.

为了获得最佳的法律和法规合规性，IDA将在所有Stablecoins的后备率为1：1的后备支持率以完全储备支持的情况下建立合理的财务实践。 STABLECOIN的发行和监督将属于Progmata，而Datachain将开发用于安全交易的技术框架。 Toki将充当连接器，以使区块链网络相互交互。

This initiative showcases the growing reliance of the global trade industry on digital assets. The successful execution of this project could pave the way for stablecoins to expand beyond their current boundaries into broader international commercial use, facilitating swift and secure cross-border payments.

该计划展示了全球贸易行业对数字资产的日益依赖。该项目的成功执行可以为Stablecoins扩展到其当前的界限，从而为更广泛的国际商业用途铺平道路，从而促进迅速而安全的跨境支付。