Helio：加密支付先鋒在創新中應對市場不成熟

Helio 執行長 Stijn Paumen 討論了蓬勃發展的加密貨幣支付市場。他承認比特幣和以太坊等去中心化區塊鏈協議的創新，但強調了與傳統金融基礎設施相比，其基礎層的局限性。不過，他指出了 Solana 等第二代區塊鏈的進步以及彌合差距的潛力，並以 2022 年 3 月推出的 Helio 為例。 Paumen 強調加密貨幣支付需要無縫的用戶體驗，Helio 的平台透過讓零售商能夠接受比特幣支付並瞄準 Web3 生態系統來解決這個問題。他還討論了 Web3 支付的挑戰以及 Apple Pay 等公司未來在區塊鏈上結算支付的潛力。

Crypto Payments Platform Helio: Innovation Amidst Immaturity

加密支付平台Helio：不成熟的創新

Stijn Paumen, CEO of the burgeoning cryptocurrency payments platform Helio, paints a vivid picture of a market still in its nascent stages. While acknowledging the groundbreaking nature of decentralized blockchain protocols like Bitcoin and Ethereum, Paumen emphasizes the continued superiority of traditional financial infrastructure in terms of functionality and performance.

新興加密貨幣支付平台 Helio 的執行長 Stijn Paumen 生動地描繪了仍處於萌芽階段的市場景象。在承認比特幣和以太坊等去中心化區塊鏈協議具有開創性的同時，Paumen 強調傳統金融基礎設施在功能和性能方面的持續優勢。

"The benchmark is Apple Pay," Paumen asserts. "How can you beat the convenience of simply tapping your phone and completing a payment within three seconds?"

「基準是 Apple Pay，」Paumen 斷言。 「只需輕輕一按手機，三秒內即可完成付款，還有什麼比這更便捷的呢？”

Acknowledging the emergence of more recent blockchain networks, Paumen notes their potential to bridge the gap with traditional systems. "With second-generation blockchains like Solana, we have the engineering resources to address the congestion issues that have plagued earlier iterations," he explains.

Paumen 承認最近區塊鏈網路的出現，並指出它們具有彌合與傳統系統差距的潛力。 「借助像 Solana 這樣的第二代區塊鏈，我們擁有工程資源來解決困擾早期迭代的擁塞問題，」他解釋道。

Born from the shared vision of Paumen and Chief Technology Officer Jim Walker, Helio was launched in March 2022. Seeking to harness the high transaction speed and rapid finality of Solana, the duo abandoned a lucrative enterprise to venture into the cryptocurrency realm.

Helio 誕生於 Paumen 和技術長 Jim Walker 的共同願景，於 2022 年 3 月推出。

"The concept of crypto payments has been around since the infamous 10,000 BTC pizza purchase," Paumen reminisces. "However, the user experience has been abysmal, with lengthy payment times and frequent processing failures."

「自從臭名昭著的 10,000 BTC 披薩購買事件以來，加密支付的概念就已經存在了，」Paumen 回憶道。 “然而，用戶體驗很糟糕，支付時間長，處理失敗頻繁。”

Helio's platform provides merchants and e-commerce websites of all sizes with the ability to accept bitcoin payments. Despite processing $30 million monthly, Helio's primary focus remains on the burgeoning Web3 market for both merchants and users. Its payment plugin has played a pivotal role in the Solana ecosystem, facilitating the sale of approximately 80,000 Solana mobile phones.

Helio的平台為各種規模的商家和電子商務網站提供了接受比特幣支付的能力。儘管每月處理額為 3000 萬美元，Helio 的主要關注點仍然是面向商家和用戶的新興 Web3 市場。其支付插件在 Solana 生態系統中發揮了關鍵作用，促進了約 80,000 部 Solana 手機的銷售。

While acknowledging the potential of Web3 payments to disrupt established players, Paumen cautions about the challenges it poses.

雖然承認 Web3 支付有可能顛覆現有的參與者，但 Paumen 對它帶來的挑戰提出了警告。

"We have an internal concept called 'crypto granny'," Paumen elucidates. "It refers to the need for even the most tech-averse users to be able to make crypto purchases without owning crypto or understanding blockchain technology."

「我們有一個名為『加密奶奶』的內部概念，」波門解釋道。 “它指的是即使是最厭惡技術的用戶也需要能夠在不擁有加密貨幣或了解區塊鏈技術的情況下進行加密貨幣購買。”

Speculating on the future, Paumen envisions the possibility of technology giants like Apple Pay integrating blockchain technology into their payment systems. He remains an ardent advocate for decentralized methods of global money transfer, characterized by "fast or instant settlement with low fees, eliminating the need for intermediaries."

展望未來，Paumen 展望了 Apple Pay 等科技巨頭將區塊鏈技術整合到其支付系統中的可能性。他仍然是全球匯款去中心化方法的熱心倡導者，其特點是「快速或即時結算，費用低廉，消除了對中介機構的需求」。