Helio：加密支付先锋在创新中应对市场不成熟

Helio 首席执行官 Stijn Paumen 讨论了蓬勃发展的加密货币支付市场。他承认比特币和以太坊等去中心化区块链协议的创新，但强调了与传统金融基础设施相比，其基础层的局限性。不过，他指出了 Solana 等第二代区块链的进步以及弥合差距的潜力，并以 2022 年 3 月推出的 Helio 为例。 Paumen 强调加密货币支付需要无缝的用户体验，Helio 的平台通过使零售商能够接受比特币支付并瞄准 Web3 生态系统来解决这一问题。他还讨论了 Web3 支付的挑战以及 Apple Pay 等公司未来在区块链上结算支付的潜力。

Crypto Payments Platform Helio: Innovation Amidst Immaturity

加密支付平台Helio：不成熟中的创新

Stijn Paumen, CEO of the burgeoning cryptocurrency payments platform Helio, paints a vivid picture of a market still in its nascent stages. While acknowledging the groundbreaking nature of decentralized blockchain protocols like Bitcoin and Ethereum, Paumen emphasizes the continued superiority of traditional financial infrastructure in terms of functionality and performance.

新兴加密货币支付平台 Helio 的首席执行官 Stijn Paumen 生动地描绘了仍处于萌芽阶段的市场景象。在承认比特币和以太坊等去中心化区块链协议具有开创性的同时，Paumen 强调传统金融基础设施在功能和性能方面的持续优势。

"The benchmark is Apple Pay," Paumen asserts. "How can you beat the convenience of simply tapping your phone and completing a payment within three seconds?"

“基准是 Apple Pay，”Paumen 断言。 “只需轻轻一按手机，三秒内即可完成付款，还有什么比这更便捷的呢？”

Acknowledging the emergence of more recent blockchain networks, Paumen notes their potential to bridge the gap with traditional systems. "With second-generation blockchains like Solana, we have the engineering resources to address the congestion issues that have plagued earlier iterations," he explains.

Paumen 承认最近区块链网络的出现，并指出它们具有弥合与传统系统差距的潜力。 “借助像 Solana 这样的第二代区块链，我们拥有工程资源来解决困扰早期迭代的拥塞问题，”他解释道。

Born from the shared vision of Paumen and Chief Technology Officer Jim Walker, Helio was launched in March 2022. Seeking to harness the high transaction speed and rapid finality of Solana, the duo abandoned a lucrative enterprise to venture into the cryptocurrency realm.

Helio 诞生于 Paumen 和首席技术官 Jim Walker 的共同愿景，于 2022 年 3 月推出。为了利用 Solana 的高交易速度和快速确定性，两人放弃了利润丰厚的企业，转而冒险进入加密货币领域。

"The concept of crypto payments has been around since the infamous 10,000 BTC pizza purchase," Paumen reminisces. "However, the user experience has been abysmal, with lengthy payment times and frequent processing failures."

“自从臭名昭著的 10,000 BTC 披萨购买事件以来，加密支付的概念就已经存在了，”Paumen 回忆道。 “然而，用户体验却很糟糕，支付时间长，处理失败频繁。”

Helio's platform provides merchants and e-commerce websites of all sizes with the ability to accept bitcoin payments. Despite processing $30 million monthly, Helio's primary focus remains on the burgeoning Web3 market for both merchants and users. Its payment plugin has played a pivotal role in the Solana ecosystem, facilitating the sale of approximately 80,000 Solana mobile phones.

Helio的平台为各种规模的商家和电子商务网站提供了接受比特币支付的能力。尽管每月处理额为 3000 万美元，Helio 的主要关注点仍然是面向商家和用户的新兴 Web3 市场。其支付插件在 Solana 生态系统中发挥了关键作用，促进了约 80,000 部 Solana 手机的销售。

While acknowledging the potential of Web3 payments to disrupt established players, Paumen cautions about the challenges it poses.

虽然承认 Web3 支付有可能颠覆现有的参与者，但 Paumen 对它带来的挑战提出了警告。

"We have an internal concept called 'crypto granny'," Paumen elucidates. "It refers to the need for even the most tech-averse users to be able to make crypto purchases without owning crypto or understanding blockchain technology."

“我们有一个名为‘加密奶奶’的内部概念，”波门解释道。 “它指的是即使是最厌恶技术的用户也需要能够在不拥有加密货币或了解区块链技术的情况下进行加密货币购买。”

Speculating on the future, Paumen envisions the possibility of technology giants like Apple Pay integrating blockchain technology into their payment systems. He remains an ardent advocate for decentralized methods of global money transfer, characterized by "fast or instant settlement with low fees, eliminating the need for intermediaries."

展望未来，Paumen 展望了 Apple Pay 等科技巨头将区块链技术集成到其支付系统中的可能性。他仍然是全球汇款去中心化方法的热心倡导者，其特点是“快速或即时结算，费用低廉，消除了对中介机构的需求”。