Hatom (HTM) 和 USH 穩定幣：2024 年第四季加密貨幣收益產生的選擇

收益產生或農業加密貨幣在上一個加密貨幣牛市週期中爆炸性成長，但在早期階段仍處於實驗階段。

The cryptocurrency market offers several ways to farm or generate yield after buying crypto, ranging from simple staking to complex DeFi operations.

加密貨幣市場提供了多種在購買加密貨幣後進行挖礦或產生收益的方式，從簡單的質押到複雜的 DeFi 操作。

Notably, simply staking Ethereum (ETH) is a two times better investment than the inflation-adjusted yield of 10-year US Treasury bonds.

值得注意的是，簡單地質押以太坊 (ETH) 的投資效果是 10 年期美國公債經通膨調整後的殖利率的兩倍。

However, buying and staking ETH is considered one of crypto’s most conservative yield-generation investments, while other cryptocurrencies offer even better yield farming possibilities in already solid yet unexplored crypto ecosystems.

然而，購買和質押 ETH 被認為是加密貨幣最保守的收益投資之一，而其他加密貨幣在已經穩固但尚未探索的加密生態系統中提供了更好的收益農業可能性。

Finbold selected two of these yield generation or farming crypto to consider learning about and maybe buying in Q4 2024.

Finbold 選擇了其中兩種收益產生或加密貨幣來考慮了解並可能在 2024 年第四季度購買。

Hatom (HTM) and USH stablecoin for crypto yield generation

Hatom (HTM) 和 USH 穩定幣用於產生加密收益

First, Hatom (HTM) surged as one of the most solid and advanced lending and liquid staking platforms in the market. This positions the protocol and leading project in the MultiversX (EGLD) chain as a must-watch yield generation crypto moving forward.

首先，Hatom（HTM）飆升為市場上最可靠、最先進的借貸和流動性質押平台之一。這將 MultiversX (EGLD) 鏈中的協議和領先項目定位為未來必看的收益產生加密貨幣。

On October 17, Hatom Labs announced the ninth Hatom protocol update, one year after its launch on the mainnet. The team has a different communication strategy than most of the industry, reserving its announcements for very significant events only.

10 月 17 日，Hatom Labs 宣布了 Hatom 協議的第九次更新，距其在主網上線一年後。該團隊的溝通策略與大多數行業不同，僅在非常重大的事件中發佈公告。

As expected, the recent announcement consolidated dozens of highly awaited features for the end of 2024 and the upcoming 2025. Among them, Hatom announced a more sustainable approach to its token’s HTM yield generation.

正如預期的那樣，最近的公告整合了 2024 年底和即將到來的 2025 年的數十項備受期待的功能。

Additionally, Hatom Labs will offer more yield farming opportunities through different liquidity, lending, and booster features. The announcement also addressed the overcollateralized decentralized stablecoin USH final testing phase – a promising Sky’s (formerly MakerDAO) DAI competitor.

此外，Hatom Labs 將透過不同的流動性、貸款和助推器功能提供更多流動性挖礦機會。該公告還涉及超額抵押的去中心化穩定幣 USH 最終測試階段——它是 Sky（以前稱為 MakerDAO）DAI 的一個有前途的競爭對手。

Hatom (HTM) price analysis

Hatom (HTM) 價格分析

As of this writing, HTM is trading at $1.04 on the decentralized xExchange, showing signals of strength and momentum. Hatom’s token traded below the 30-day exponential moving average (1D 30-EMA) from March to August, breaking out on August 19.

截至撰寫本文時，HTM 在去中心化 xExchange 上的交易價格為 1.04 美元，顯示出實力和勢頭的信號。從 3 月到 8 月，Hatom 的代幣交易價格低於 30 日指數移動平均線（1D 30-EMA），並於 8 月 19 日突破。

HTM tested the 30-EMA resistance in the daily chart twice, now suggesting it has become strong price support. Moreover, the Relative Strength Index (RSI) displays an uptrend since the breakout, registering a strong 62.77 by press time.

HTM 在日線圖中兩次測試 30 均線阻力位，目前顯示它已成為強勁的價格支撐。此外，相對強弱指數（RSI）自突破以來顯示出上升趨勢，截至發稿時已達到強勁的 62.77。

MultiversX, being considered a promising Ethereum rival and the “technological Holy Grail of crypto,” can boost Hatom’s growth potential. It is also worth mentioning that Hatom plans to launch its solution in other popular blockchains, increasing yield generation opportunities.

MultiversX 被認為是以太坊的有力競爭對手和“加密技術的聖杯”，可以提升 Hatom 的成長潛力。另外值得一提的是，Hatom 計劃在其他流行的區塊鏈中推出其解決方案，增加收益產生機會。

Pendle (PENDLE) for crypto yield farming in 2024

Pendle (PENDLE) 用於 2024 年加密貨幣增產農業

On that last note, Pendle (PENDLE) stands out as a protocol already available in multiple chains, with impressive results. The token, PENDLE, earned the market’s attention this year, and experts like Defi_Mochi forecast it could reach $20 in 2024.

最後一點，Pendle（PENDLE）作為一個已經在多個鏈中可用的協定脫穎而出，並取得了令人印象深刻的結果。 PENDLE 代幣今年贏得了市場的關注，Defi_Mochi 等專家預測其價格可能在 2024 年達到 20 美元。

In a recent thread, the expert highlighted how Pendle achieved significant milestones as a “liquidity bootstrapper,” with impressive numbers. Considering the sector’s potential, the protocol could consolidate itself as a promising buy for crypto yield farming exposure.

在最近的一篇文章中，這位專家強調了 Pendle 作為「流動性引導者」如何實現了重要的里程碑，並取得了令人印象深刻的數字。考慮到該行業的潛力，該協議可以鞏固自己作為加密貨幣流動性挖礦的有前途的購買機會。

“With global liquidity rising and attention returning to crypto, I expect yield markets to be hot again. [Pendle Finance] will be the primary beneficiary of this uptick in yields, being the primary trading platform for yields across crypto with [over] $30 billion cumulative yield trading volume.”

「隨著全球流動性的增加以及人們對加密貨幣的關注重新回歸，我預計收益市場將再次火爆。 [Pendle Finance] 將成為收益率上升的主要受益者，成為加密貨幣收益率的主要交易平台，累計收益率交易量超過 300 億美元。

Among its achievements, Pendle Finance surpassed half-a-billion total value locked (TVL) in the Bitcoin DeFi (btcfi) ecosystem and $2.50 billion in total TVL, according to Defi_Mochi.

根據 Defi_Mochi 的數據，Pendle Finance 在比特幣 DeFi (btcfi) 生態系統中的總鎖定價值 (TVL) 超過 5 億美元，總 TVL 超過 25 億美元。

The crypto yield sector offers promising opportunities, but it also comes with relevant risks and required knowledge. Investors looking to generate yield with these protocols must learn and understand these risks before deploying capital and getting exposure.

加密收益領域提供了充滿希望的機會，但它也帶來了相關風險和所需的知識。希望透過這些協議產生收益的投資者必須在部署資本和獲得風險之前了解並了解這些風險。