Hatom (HTM) 和 USH 稳定币：2024 年第四季度加密货币收益生成的选择

收益产生或农业加密货币在上一个加密货币牛市周期中呈爆炸式增长，但在早期阶段仍处于实验阶段。

The cryptocurrency market offers several ways to farm or generate yield after buying crypto, ranging from simple staking to complex DeFi operations.

加密货币市场提供了多种在购买加密货币后进行挖矿或产生收益的方式，从简单的质押到复杂的 DeFi 操作。

Notably, simply staking Ethereum (ETH) is a two times better investment than the inflation-adjusted yield of 10-year US Treasury bonds.

值得注意的是，简单地质押以太坊 (ETH) 的投资效果是 10 年期美国国债经通胀调整后的收益率的两倍。

However, buying and staking ETH is considered one of crypto’s most conservative yield-generation investments, while other cryptocurrencies offer even better yield farming possibilities in already solid yet unexplored crypto ecosystems.

然而，购买和质押 ETH 被认为是加密货币最保守的收益投资之一，而其他加密货币在已经稳固但尚未探索的加密生态系统中提供了更好的收益农业可能性。

Finbold selected two of these yield generation or farming crypto to consider learning about and maybe buying in Q4 2024.

Finbold 选择了其中两种收益生成或加密货币来考虑了解并可能在 2024 年第四季度购买。

Hatom (HTM) and USH stablecoin for crypto yield generation

Hatom (HTM) 和 USH 稳定币用于产生加密收益

First, Hatom (HTM) surged as one of the most solid and advanced lending and liquid staking platforms in the market. This positions the protocol and leading project in the MultiversX (EGLD) chain as a must-watch yield generation crypto moving forward.

首先，Hatom（HTM）飙升为市场上最可靠、最先进的借贷和流动性质押平台之一。这将 MultiversX (EGLD) 链中的协议和领先项目定位为未来必看的收益生成加密货币。

On October 17, Hatom Labs announced the ninth Hatom protocol update, one year after its launch on the mainnet. The team has a different communication strategy than most of the industry, reserving its announcements for very significant events only.

10 月 17 日，Hatom Labs 宣布了 Hatom 协议的第九次更新，距其在主网上线一年后。该团队的沟通策略与大多数行业不同，仅在非常重大的事件中发布公告。

As expected, the recent announcement consolidated dozens of highly awaited features for the end of 2024 and the upcoming 2025. Among them, Hatom announced a more sustainable approach to its token’s HTM yield generation.

正如预期的那样，最近的公告整合了 2024 年底和即将到来的 2025 年的数十项备受期待的功能。其中，Hatom 宣布了一种更可持续的方法来生成其代币的 HTM 收益。

Additionally, Hatom Labs will offer more yield farming opportunities through different liquidity, lending, and booster features. The announcement also addressed the overcollateralized decentralized stablecoin USH final testing phase – a promising Sky’s (formerly MakerDAO) DAI competitor.

此外，Hatom Labs 将通过不同的流动性、贷款和助推器功能提供更多流动性挖矿机会。该公告还涉及超额抵押的去中心化稳定币 USH 最终测试阶段——它是 Sky（以前称为 MakerDAO）DAI 的一个有前途的竞争对手。

Hatom (HTM) price analysis

Hatom (HTM) 价格分析

As of this writing, HTM is trading at $1.04 on the decentralized xExchange, showing signals of strength and momentum. Hatom’s token traded below the 30-day exponential moving average (1D 30-EMA) from March to August, breaking out on August 19.

截至撰写本文时，HTM 在去中心化 xExchange 上的交易价格为 1.04 美元，显示出实力和势头的信号。从 3 月到 8 月，Hatom 的代币交易价格低于 30 日指数移动平均线（1D 30-EMA），并于 8 月 19 日突破。

HTM tested the 30-EMA resistance in the daily chart twice, now suggesting it has become strong price support. Moreover, the Relative Strength Index (RSI) displays an uptrend since the breakout, registering a strong 62.77 by press time.

HTM 在日线图中两次测试 30 均线阻力位，目前表明它已成为强劲的价格支撑。此外，相对强弱指数（RSI）自突破以来显示出上升趋势，截至发稿时已达到强劲的 62.77。

MultiversX, being considered a promising Ethereum rival and the “technological Holy Grail of crypto,” can boost Hatom’s growth potential. It is also worth mentioning that Hatom plans to launch its solution in other popular blockchains, increasing yield generation opportunities.

MultiversX 被认为是以太坊的有力竞争对手和“加密技术的圣杯”，可以提升 Hatom 的增长潜力。还值得一提的是，Hatom 计划在其他流行的区块链中推出其解决方案，增加收益生成机会。

Pendle (PENDLE) for crypto yield farming in 2024

Pendle (PENDLE) 用于 2024 年加密货币增产农业

On that last note, Pendle (PENDLE) stands out as a protocol already available in multiple chains, with impressive results. The token, PENDLE, earned the market’s attention this year, and experts like Defi_Mochi forecast it could reach $20 in 2024.

最后一点，Pendle（PENDLE）作为一个已经在多个链中可用的协议脱颖而出，并取得了令人印象深刻的结果。 PENDLE 代币今年赢得了市场的关注，Defi_Mochi 等专家预测其价格可能在 2024 年达到 20 美元。

In a recent thread, the expert highlighted how Pendle achieved significant milestones as a “liquidity bootstrapper,” with impressive numbers. Considering the sector’s potential, the protocol could consolidate itself as a promising buy for crypto yield farming exposure.

在最近的一篇帖子中，这位专家强调了 Pendle 作为“流动性引导者”如何实现了重要的里程碑，并取得了令人印象深刻的数字。考虑到该行业的潜力，该协议可以巩固自己作为加密货币流动性挖矿的有前途的购买机会。

“With global liquidity rising and attention returning to crypto, I expect yield markets to be hot again. [Pendle Finance] will be the primary beneficiary of this uptick in yields, being the primary trading platform for yields across crypto with [over] $30 billion cumulative yield trading volume.”

“随着全球流动性的增加以及人们对加密货币的关注重新回归，我预计收益市场将再次火爆。 [Pendle Finance] 将成为收益率上升的主要受益者，成为加密货币收益率的主要交易平台，累计收益率交易量超过 300 亿美元。”

Among its achievements, Pendle Finance surpassed half-a-billion total value locked (TVL) in the Bitcoin DeFi (btcfi) ecosystem and $2.50 billion in total TVL, according to Defi_Mochi.

根据 Defi_Mochi 的数据，Pendle Finance 在比特币 DeFi (btcfi) 生态系统中的总锁定价值 (TVL) 超过 5 亿美元，总 TVL 超过 25 亿美元。

The crypto yield sector offers promising opportunities, but it also comes with relevant risks and required knowledge. Investors looking to generate yield with these protocols must learn and understand these risks before deploying capital and getting exposure.

加密收益领域提供了充满希望的机会，但它也带来了相关风险和所需的知识。希望通过这些协议产生收益的投资者必须在部署资本和获得风险之前了解并了解这些风险。