Mutuum Finance（MUTM）準備推出其貸款，借貸和Stablecoin生態系統

Cardano（ADA）暫時徘徊在0.60美元之間，投資者密切關注它是否會恢復曾經的勢頭。

Cardano (ADA) has been consolidating around the $0.60 range for some time, with investors watching to see if it will regain some of the momentum it once had.

Cardano（ADA）一段時間以來一直在合併$ 0.60的範圍，投資者看著它是否會重新獲得曾經擁有的一些勢頭。

However, as the broader market prepares for its next move, some investors are venturing beyond the well-known tokens. They’re turning to a lesser-known DeFi project priced at just $0.025.

但是，隨著更廣泛的市場為下一步行動做準備，一些投資者正在超越著名的代幣。他們將轉向一個鮮為人知的Defi項目，價格僅為0.025美元。

That project is Mutuum Finance (MUTM), and it’s steadily gaining traction among early movers who see value not just in hype but also in actual functionality.

該項目是Mutuum Finance（MUTM），它在早期的推動者中穩步吸引了他們，他們不僅在炒作中，而且在實際功能中都看到了價值。

Mutuum is still in presale, but it has already attracted over 8,300 on-chain holders and raised more than $6.9 million, indicating real interest from a growing community.

Mutuum仍處於預售狀態，但它已經吸引了8,300多個鍊子持有人，並籌集了超過690萬美元，這表明了一個不斷增長的社區的真正興趣。

It’s not another speculative token hoping for a bull run—it’s a fully designed DeFi ecosystem built around practical use cases, and it’s preparing to go live with a suite of lending, borrowing, and stablecoin features.

這不是一個投機的象徵，希望能夠進行公牛運行，而是圍繞實用用例構建的全面設計的Defi生態系統，並且準備與一套貸款，借貸和Stablecoin功能一起生活。

Mutuum Finance (MUTM)

死亡金融（MUTM）

ADA’s current consolidation phase is something long-term holders have seen before. The network’s development pace and consistent upgrades have earned Cardano a reputation for being steady, but at times slow-moving.

ADA目前的合併階段是長期持有人以前所見過的。該網絡的開發步伐和一致的升級使Cardano贏得了穩定的聲譽，但有時移動緩慢。

And while that appeals to those seeking long-term growth, others are now exploring newer platforms offering faster-paced opportunities and tangible ways to earn.

儘管這吸引了那些尋求長期增長的人，但其他人現在正在探索更新的平台，提供更快的機會和切實的賺錢方式。

Mutuum’s appeal lies in its mechanics. Instead of passively waiting on price movements, users will be able to engage directly with the protocol as soon as it launches.

Mutuum的吸引力在於其機制。用戶將能夠在啟動時直接與該協議直接互動，而不是被動地等待價格變動。

Whether it’s providing liquidity to earn interest, borrowing against assets, or minting a stablecoin backed by real collateral, Mutuum enables the active use of your digital assets—not just holding and hoping.

無論是提供流動性來賺取利息，對資產借貸，還是以真正的抵押品支持的穩定幣，Mutuum可以積極利用您的數字資產，而不僅僅是持有和希望。

The lending system is structured around a non-custodial, overcollateralized model. Users who deposit assets into Mutuum’s liquidity pools receive mtTokens, which grow in value as borrowers repay interest.

貸款系統是圍繞非抑制，過度結合的模型結構的。將資產存入Mutuum的流動性池的用戶會獲得mttokens，隨著借款人償還利息的價值增長。

These mtTokens can be held for yield or even used in other decentralized finance applications. Meanwhile, borrowers access funds by locking up more value in collateral than they withdraw, ensuring stability and safety for the entire system.

這些mttokens可以保持收益率，甚至可以用於其他分散的金融應用中。同時，借款人通過鎖定抵押品的價值比撤回更多的價值來獲得資金，從而確保整個系統的穩定性和安全性。

What Separates MUTM From Other Low-Cap Tokens?

是什麼將mutm與其他低帽代幣分開？

At a glance, the $0.025 price might make MUTM look like another cheap bet. But what’s attracting investors isn’t just the price—it’s the structure behind the project.

乍一看，$ 0.025的價格可能會使Mutm看起來像是另一個廉價的賭注。但是，吸引投資者的不僅僅是價格，而是該項目的結構。

Unlike many early-stage cryptocurrencies that launch without a product, Mutuum is actively building a platform with real-world application.

與許多沒有產品發射的早期加密貨幣不同，Mutuum正在積極建立一個具有現實應用程序的平台。

The protocol includes a USD-pegged, overcollateralized stablecoin—not one that depends on reserves in a bank account, but one minted directly from on-chain collateral. This ensures that the value is always backed by assets in the system, and it’s designed to self-regulate through minting and burning mechanisms that adjust the supply based on user activity.

該協議包括一個美元的固定，過度填充的穩定性，而不是依賴銀行帳戶中的儲備金，而是直接從鏈上抵押品中鑄造的。這樣可以確保該值始終由系統中的資產支持，並且旨在通過根據用戶活動調整供應的鑄造和燃燒機制來自我調節。

This isn’t just a concept—it’s a core feature of the platform, and one that’s increasingly relevant as users look for alternatives to centralized stablecoins.

這不僅僅是一個概念，它是該平台的核心功能，並且在用戶尋找集中式Stablecoins的替代方案時，它越來越相關。

Mutuum is also preparing for multi-chain deployment, starting with Ethereum and with plans for Layer-2 integration already in the works. This approach keeps fees low and transaction speeds fast, helping it remain accessible even during high network activity—something that larger chains like Cardano and Ethereum have struggled with in the past.

Mutuum還正在為多鏈部署做準備，從以太坊開始，並從研究中已經進行了2層集成計劃。這種方法可以保持低調，交易速度迅速，即使在高網絡活動期間，也有助於它仍然可以訪問，這是諸如Cardano和以太坊等較大的連鎖店過去一直在努力。

The market is slowly shifting from hype-driven projects to ones with real economics, and Mutuum is benefitting from that trend. A portion of the platform’s revenue is allocated to purchasing MUTM tokens from the market and distributing them to contributors like mtToken holders.

市場正在逐漸從炒作驅動的項目轉變為具有真實經濟學的項目，而Mutuum則從這一趨勢中受益。該平台收入的一部分分配給從市場上購買MUTM令牌，並將其分發給Mttoken持有人等貢獻者。

This helps support the token’s price while also rewarding long-term participation.

這有助於支持令牌的價格，同時還獎勵了長期參與。

That revenue-driven model is drawing attention from investors who care about sustainability and want more than just speculative gains. This also explains why many in the crypto investment space are now calling MUTM one of the best crypto to buy now, especially for those looking for long-term cryptocurrency investments with actual use cases.

這種以收入為驅動的模式吸引了關注可持續性的投資者的關注，而不僅僅是投機性收益。這也解釋了為什麼加密投資領域中的許多人現在稱MUTM是現在購買的最佳加密貨幣之一，尤其是對於那些尋求具有實際用例的長期加密貨幣投資的人。

With CertiK auditing underway and a working beta expected by the time the token goes live, confidence in the team’s delivery is growing. Unlike many projects that rush to market, Mutuum is taking the time to ensure its platform is secure, functional, and scalable from day one.

隨著Certik Audinging的進行，到達令牌上線時期望的Beta可以進行的Beta，對團隊交付的信心正在增長。與許多急於推銷市場的項目不同，Mutuum花時間確保其平台從第一天開始安全，實用和可擴展。

A Better Entry Point Than ADA?

比ADA更好的切入點？

ADA’s community remains strong, and the token continues to hold a top spot among Layer-1 platforms. But as new capital seeks faster returns and more interactive DeFi experiences, newer entrants like Mutuum are beginning to stand out.

Ada的社區仍然很強大，代幣仍在1層平台中排名第一。但是，隨著新資本尋求更快的回報和更具互動性的經驗，像Mutuum這樣的新進入者開始脫穎而出。

While ADA is currently consolidating around $0.60, the opportunity to buy MUTM at $0.025—and potentially benefit from platform growth and early-stage price movement—offers a compelling alternative.

儘管ADA目前正在合併0.60美元左右，但購買MUTM的機會為0.025美元，並有可能從平台增長和早期價格轉移中受益，這是一個令人信服的選擇。

MUTM isn’t just the

mutm不只是