Mutuum Finance（MUTM）准备推出其贷款，借贷和Stablecoin生态系统

Cardano（ADA）暂时徘徊在0.60美元之间，投资者密切关注它是否会恢复曾经的势头。

Cardano (ADA) has been consolidating around the $0.60 range for some time, with investors watching to see if it will regain some of the momentum it once had.

Cardano（ADA）一段时间以来一直在合并$ 0.60的范围，投资者看着它是否会重新获得曾经拥有的一些势头。

However, as the broader market prepares for its next move, some investors are venturing beyond the well-known tokens. They’re turning to a lesser-known DeFi project priced at just $0.025.

但是，随着更广泛的市场为下一步行动做准备，一些投资者正在超越著名的代币。他们将转向一个鲜为人知的Defi项目，价格仅为0.025美元。

That project is Mutuum Finance (MUTM), and it’s steadily gaining traction among early movers who see value not just in hype but also in actual functionality.

该项目是Mutuum Finance（MUTM），它在早期的推动者中稳步吸引了他们，他们不仅在炒作中，而且在实际功能中都看到了价值。

Mutuum is still in presale, but it has already attracted over 8,300 on-chain holders and raised more than $6.9 million, indicating real interest from a growing community.

Mutuum仍处于预售状态，但它已经吸引了8,300多个链子持有人，并筹集了超过690万美元，这表明了一个不断增长的社区的真正兴趣。

It’s not another speculative token hoping for a bull run—it’s a fully designed DeFi ecosystem built around practical use cases, and it’s preparing to go live with a suite of lending, borrowing, and stablecoin features.

这不是一个投机的象征，希望能够进行公牛运行，而是围绕实用用例构建的全面设计的Defi生态系统，并且准备与一套贷款，借贷和Stablecoin功能一起生活。

Mutuum Finance (MUTM)

死亡金融（MUTM）

ADA’s current consolidation phase is something long-term holders have seen before. The network’s development pace and consistent upgrades have earned Cardano a reputation for being steady, but at times slow-moving.

ADA目前的合并阶段是长期持有人以前所见过的。该网络的开发步伐和一致的升级使Cardano赢得了稳定的声誉，但有时移动缓慢。

And while that appeals to those seeking long-term growth, others are now exploring newer platforms offering faster-paced opportunities and tangible ways to earn.

尽管这吸引了那些寻求长期增长的人，但其他人现在正在探索更新的平台，提供更快的机会和切实的赚钱方式。

Mutuum’s appeal lies in its mechanics. Instead of passively waiting on price movements, users will be able to engage directly with the protocol as soon as it launches.

Mutuum的吸引力在于其机制。用户将能够在启动时直接与该协议直接互动，而不是被动地等待价格变动。

Whether it’s providing liquidity to earn interest, borrowing against assets, or minting a stablecoin backed by real collateral, Mutuum enables the active use of your digital assets—not just holding and hoping.

无论是提供流动性来赚取利息，对资产借贷，还是以真正的抵押品支持的稳定币，Mutuum可以积极利用您的数字资产，而不仅仅是持有和希望。

The lending system is structured around a non-custodial, overcollateralized model. Users who deposit assets into Mutuum’s liquidity pools receive mtTokens, which grow in value as borrowers repay interest.

贷款系统是围绕非抑制，过度结合的模型结构的。将资产存入Mutuum的流动性池的用户会获得mttokens，随着借款人偿还利息的价值增长。

These mtTokens can be held for yield or even used in other decentralized finance applications. Meanwhile, borrowers access funds by locking up more value in collateral than they withdraw, ensuring stability and safety for the entire system.

这些mttokens可以保持收益率，甚至可以用于其他分散的金融应用中。同时，借款人通过锁定抵押品的价值比撤回更多的价值来获得资金，从而确保整个系统的稳定性和安全性。

What Separates MUTM From Other Low-Cap Tokens?

是什么将mutm与其他低帽代币分开？

At a glance, the $0.025 price might make MUTM look like another cheap bet. But what’s attracting investors isn’t just the price—it’s the structure behind the project.

乍一看，$ 0.025的价格可能会使Mutm看起来像是另一个廉价的赌注。但是，吸引投资者的不仅仅是价格，而是该项目的结构。

Unlike many early-stage cryptocurrencies that launch without a product, Mutuum is actively building a platform with real-world application.

与许多没有产品发射的早期加密货币不同，Mutuum正在积极建立一个具有现实应用程序的平台。

The protocol includes a USD-pegged, overcollateralized stablecoin—not one that depends on reserves in a bank account, but one minted directly from on-chain collateral. This ensures that the value is always backed by assets in the system, and it’s designed to self-regulate through minting and burning mechanisms that adjust the supply based on user activity.

该协议包括一个美元的固定，过度填充的稳定性，而不是依赖银行帐户中的储备金，而是直接从链上抵押品中铸造的。这样可以确保该值始终由系统中的资产支持，并且旨在通过根据用户活动调整供应的铸造和燃烧机制来自我调节。

This isn’t just a concept—it’s a core feature of the platform, and one that’s increasingly relevant as users look for alternatives to centralized stablecoins.

这不仅仅是一个概念，它是该平台的核心功能，并且在用户寻找集中式Stablecoins的替代方案时，它越来越相关。

Mutuum is also preparing for multi-chain deployment, starting with Ethereum and with plans for Layer-2 integration already in the works. This approach keeps fees low and transaction speeds fast, helping it remain accessible even during high network activity—something that larger chains like Cardano and Ethereum have struggled with in the past.

Mutuum还正在为多链部署做准备，从以太坊开始，并从研究中已经进行了2层集成计划。这种方法可以保持低调，交易速度迅速，即使在高网络活动期间，也有助于它仍然可以访问，这是诸如Cardano和以太坊等较大的连锁店过去一直在努力。

The market is slowly shifting from hype-driven projects to ones with real economics, and Mutuum is benefitting from that trend. A portion of the platform’s revenue is allocated to purchasing MUTM tokens from the market and distributing them to contributors like mtToken holders.

市场正在逐渐从炒作驱动的项目转变为具有真实经济学的项目，而Mutuum则从这一趋势中受益。该平台收入的一部分分配给从市场上购买MUTM令牌，并将其分发给Mttoken持有人等贡献者。

This helps support the token’s price while also rewarding long-term participation.

这有助于支持令牌的价格，同时还奖励了长期参与。

That revenue-driven model is drawing attention from investors who care about sustainability and want more than just speculative gains. This also explains why many in the crypto investment space are now calling MUTM one of the best crypto to buy now, especially for those looking for long-term cryptocurrency investments with actual use cases.

这种以收入为驱动的模式吸引了关注可持续性的投资者的关注，而不仅仅是投机性收益。这也解释了为什么加密投资领域中的许多人现在称MUTM是现在购买的最佳加密货币之一，尤其是对于那些寻求具有实际用例的长期加密货币投资的人。

With CertiK auditing underway and a working beta expected by the time the token goes live, confidence in the team’s delivery is growing. Unlike many projects that rush to market, Mutuum is taking the time to ensure its platform is secure, functional, and scalable from day one.

随着Certik Audinging的进行，到达令牌上线时期望的Beta可以进行的Beta，对团队交付的信心正在增长。与许多急于推销市场的项目不同，Mutuum花时间确保其平台从第一天开始安全，实用和可扩展。

A Better Entry Point Than ADA?

比ADA更好的切入点？

ADA’s community remains strong, and the token continues to hold a top spot among Layer-1 platforms. But as new capital seeks faster returns and more interactive DeFi experiences, newer entrants like Mutuum are beginning to stand out.

Ada的社区仍然很强大，代币仍在1层平台中排名第一。但是，随着新资本寻求更快的回报和更具互动性的经验，像Mutuum这样的新进入者开始脱颖而出。

While ADA is currently consolidating around $0.60, the opportunity to buy MUTM at $0.025—and potentially benefit from platform growth and early-stage price movement—offers a compelling alternative.

尽管ADA目前正在合并0.60美元左右，但购买MUTM的机会为0.025美元，并有可能从平台增长和早期价格转移中受益，这是一个令人信服的选择。

MUTM isn’t just the

mutm不只是