網路可以隨著時間的推移而發展和適應，而不需要硬分叉。

隨著 2025 年的到來，圍繞 ISO 20022 的討論越來越大聲。這項國際標準正成為加密世界的大事

Tezos community can vote on changes to the protocol, making it adaptable and responsive to the ever-evolving crypto landscape.

Tezos 社群可以對協議的變更進行投票，使其能夠適應和回應不斷變化的加密環境。

Key Features

主要特點

Tezos’ Journey

特所思之旅

Tezos has been around for a while now, and it’s seen its fair share of ups and downs. But despite the challenges, the community remains engaged and enthusiastic, which is a testament to the project’s strength.

Tezos 已經存在了一段時間，並且經歷了相當多的起伏。但儘管面臨挑戰，社區仍然積極參與和熱情，證明了該計畫的實力。

With its self-amending protocol and focus on governance, Tezos is well-positioned to adapt to the changing regulatory landscape and integrate with ISO 20022 if necessary. This adaptability could keep Tezos relevant in the crypto world.output: 2025 marks a pivotal year for cryptocurrencies as the buzz around ISO 20022 intensifies. This international standard is set to revolutionize the integration of digital currencies into the traditional financial system, ultimately enhancing transaction efficiency and reliability. If you’re curious about the cryptos leading the charge and poised to benefit from this standard, this list has got you covered. It breaks down the top ISO 20022 compliant cryptocurrencies to keep an eye on in 2025.

憑藉其自我修正協議和對治理的關注，Tezos 能夠很好地適應不斷變化的監管環境，並在必要時與 ISO 20022 整合。這種適應性可以使 Tezos 在加密世界中保持重要地位。此國際標準旨在徹底改變數位貨幣與傳統金融系統的整合，最終提高交易效率和可靠性。如果您對領先的加密貨幣感到好奇並準備從該標準中受益，那麼此清單可以滿足您的需求。它詳細分析了 2025 年最值得關注的符合 ISO 20022 的加密貨幣。

1. XRP

1. 瑞波幣

XRP, the digital currency developed by Ripple, is uniquely positioned in the financial technology space, thanks to its early adoption of the ISO 20022 standard. This standardization allows XRP to integrate smoothly with existing financial systems, making it a preferred choice for many institutions.

XRP 是 Ripple 開發的數位貨幣，由於其早期採用了 ISO 20022 標準，因此在金融科技領域具有獨特的地位。這種標準化使 XRP 能夠與現有金融系統順利集成，使其成為許多機構的首選。

2. Cardano

2.卡爾達諾

Cardano is making waves in the crypto world with its adoption of the ISO 20022 standard, a move that enhances its compatibility with traditional financial institutions. This standardization allows for smoother transactions, making it easier for entities across different countries to trade ADA, Cardano’s native cryptocurrency.

Cardano 透過採用 ISO 20022 標準在加密世界掀起波瀾，此舉增強了其與傳統金融機構的兼容性。這種標準化使交易更加順暢，使不同國家的實體更容易交易卡爾達諾的原生加密貨幣 ADA。

3. Quant

3. 量化

Quant is making waves in the crypto world with its unique approach to blockchain interoperability. It stands out primarily due to its innovative Overledger protocol, which acts like a universal translator for different blockchain networks. This tech is a game-changer, especially for developers and businesses keen on building decentralized apps that work across various platforms.

Quant 以其獨特的區塊鏈互通性方法在加密世界掀起波瀾。它之所以脫穎而出，主要是因為其創新的 Overledger 協議，該協議就像不同區塊鏈網路的通用轉換器。這項技術改變了遊戲規則，特別是對於熱衷於建立跨平台運行的去中心化應用程式的開發者和企業而言。

4. Algorand

4. 阿爾戈蘭德

Algorand is a blockchain platform that’s both scalable and efficient, known for its unique Pure Proof-of-Stake (PPoS) consensus mechanism. Created by the Turing Award-winning cryptographer Silvio Micali, Algorand stands out for its ability to process transactions quickly and with minimal energy use.

Algorand 是一個可擴展且高效的區塊鏈平台，以其獨特的純權益證明 (PPoS) 共識機製而聞名。 Algorand 由圖靈獎獲獎密碼學家 Silvio Micali 創建，因其能夠以最少的能源快速處理交易而脫穎而出。

5. Stellar

5. 恆星

Stellar is a decentralized protocol designed to make cross-border transactions fast, cheap, and accessible. Launched in 2014 by Jed McCaleb, Stellar aims to connect banks, payment systems, and individuals, enabling efficient financial services. Stellar’s mission is to provide global access to financial infrastructure, making it a key player in the crypto space.

Stellar 是一種去中心化協議，旨在使跨境交易變得快速、便宜且易於訪問。 Stellar 由 Jed McCaleb 於 2014 年推出，旨在連接銀行、支付系統和個人，實現高效的金融服務。 Stellar 的使命是為全球提供金融基礎設施，使其成為加密貨幣領域的關鍵參與者。

6. Hedera Hashgraph

6. Hedera 哈希圖

Hedera Hashgraph is not your everyday blockchain; it leverages a unique technology called Hashgraph, which stands out in the world of distributed ledger technologies. This innovative approach allows Hedera to achieve remarkable transaction speeds and efficiency.

Hedera Hashgraph 不是您日常使用的區塊鏈；它利用了一種稱為哈希圖的獨特技術，該技術在分散式帳本技術領域中脫穎而出。這種創新方法使 Hedera 能夠實現卓越的交易速度和效率。

7. IOTA

7.艾歐塔

IOTA is a cryptocurrency that’s been making waves in the Internet of Things (IoT) world. Unlike the usual blockchain systems, IOTA uses something called the Tangle, a type of directed acyclic graph (DAG) that allows for feeless and scalable transactions. This makes it perfect for handling microtransactions and data transfers between IoT devices.

IOTA 是一種在物聯網 (IoT) 世界掀起波瀾的加密貨幣。與通常的區塊鏈系統不同，IOTA 使用一種稱為 Tangle 的東西，這是一種有向無環圖 (DAG)，允許免費且可擴展的交易。這使得它非常適合處理物聯網設備之間的微交易和資料傳輸。

8. XDC Network

8.XDC網絡

XDC Network is a standout player in the blockchain space, especially known for its integration with the ISO 20022 standard. This compliance makes it a trusted choice for enterprises looking to bridge the gap between traditional finance and the digital world.

XDC Network 是區塊鏈領域的佼佼者，尤其以與 ISO 20022 標準的整合而聞名。這種合規性使其成為尋求彌合傳統金融與數位世界之間差距的企業的值得信賴的選擇。

9. Ethereum

9. 以太坊

Ethereum continues to be a powerhouse in the crypto world. Known for its smart contracts and decentralized applications, it powers countless projects. However, when it comes to ISO 20022 compliance, Ethereum isn’t natively aligned. Yet, its flexibility allows for potential alignment through third-party apps or integrations.

以太坊仍然是加密世界的強大力量。它以其智能合約和去中心化應用程式而聞名，為無數項目提供支援。然而，當涉及到 ISO 20022 合規性時，以太坊本身並不是一致的。然而，它的靈活性允許透過第三方應用程式或整合進行潛在的協調。

10. Bitcoin

10. 比特幣

Bitcoin, often hailed as the pioneer of cryptocurrencies, continues to hold its ground despite the evolving landscape. In 2024, the Bitcoin network settled a staggering $19 trillion, doubling the previous year’s volume. This highlights its enduring appeal and growing adoption.

比特幣通常被譽為加密貨幣的先驅，儘管情況不斷變化，但它仍繼續堅守自己的地位。 2024 年，比特幣網路結算金額達到驚人的 19 兆美元，是去年交易量的兩倍。這凸顯了其持久的吸引力和不斷增長的採用率。