网络可以随着时间的推移而发展和适应，而不需要硬分叉。输出：标题：2025 年最值得关注的符合 ISO 20022 的加密货币

随着 2025 年的到来，围绕 ISO 20022 的讨论越来越响亮。这一国际标准正在成为加密世界的一件大事

Tezos community can vote on changes to the protocol, making it adaptable and responsive to the ever-evolving crypto landscape.

Tezos 社区可以对协议的变更进行投票，使其能够适应和响应不断变化的加密环境。

Key Features

主要特点

Tezos’ Journey

特所思之旅

Tezos has been around for a while now, and it’s seen its fair share of ups and downs. But despite the challenges, the community remains engaged and enthusiastic, which is a testament to the project’s strength.

Tezos 已经存在了一段时间，并且经历了相当多的起伏。但尽管面临挑战，社区仍然积极参与和热情，这证明了该项目的实力。

With its self-amending protocol and focus on governance, Tezos is well-positioned to adapt to the changing regulatory landscape and integrate with ISO 20022 if necessary. This adaptability could keep Tezos relevant in the crypto world.output: 2025 marks a pivotal year for cryptocurrencies as the buzz around ISO 20022 intensifies. This international standard is set to revolutionize the integration of digital currencies into the traditional financial system, ultimately enhancing transaction efficiency and reliability. If you’re curious about the cryptos leading the charge and poised to benefit from this standard, this list has got you covered. It breaks down the top ISO 20022 compliant cryptocurrencies to keep an eye on in 2025.

凭借其自我修正协议和对治理的关注，Tezos 能够很好地适应不断变化的监管环境，并在必要时与 ISO 20022 集成。这种适应性可以使 Tezos 在加密世界中保持重要地位。输出：随着 ISO 20022 的讨论加剧，2025 年标志着加密货币的关键一年。该国际标准旨在彻底改变数字货币与传统金融系统的整合，最终提高交易效率和可靠性。如果您对领先的加密货币感到好奇并准备从该标准中受益，那么此列表可以满足您的需求。它详细分析了 2025 年最值得关注的符合 ISO 20022 的加密货币。

1. XRP

1. 瑞波币

XRP, the digital currency developed by Ripple, is uniquely positioned in the financial technology space, thanks to its early adoption of the ISO 20022 standard. This standardization allows XRP to integrate smoothly with existing financial systems, making it a preferred choice for many institutions.

XRP 是 Ripple 开发的数字货币，由于其早期采用了 ISO 20022 标准，因此在金融技术领域具有独特的地位。这种标准化使 XRP 能够与现有金融系统顺利集成，使其成为许多机构的首选。

2. Cardano

2.卡尔达诺

Cardano is making waves in the crypto world with its adoption of the ISO 20022 standard, a move that enhances its compatibility with traditional financial institutions. This standardization allows for smoother transactions, making it easier for entities across different countries to trade ADA, Cardano’s native cryptocurrency.

Cardano 通过采用 ISO 20022 标准在加密世界掀起波澜，此举增强了其与传统金融机构的兼容性。这种标准化使交易更加顺畅，使不同国家的实体更容易交易卡尔达诺的原生加密货币 ADA。

3. Quant

3. 量化

Quant is making waves in the crypto world with its unique approach to blockchain interoperability. It stands out primarily due to its innovative Overledger protocol, which acts like a universal translator for different blockchain networks. This tech is a game-changer, especially for developers and businesses keen on building decentralized apps that work across various platforms.

Quant 以其独特的区块链互操作性方法在加密世界掀起波澜。它之所以脱颖而出，主要是因为其创新的 Overledger 协议，该协议就像不同区块链网络的通用转换器。这项技术改变了游戏规则，特别是对于热衷于构建跨平台运行的去中心化应用程序的开发者和企业而言。

4. Algorand

4. 阿尔戈兰

Algorand is a blockchain platform that’s both scalable and efficient, known for its unique Pure Proof-of-Stake (PPoS) consensus mechanism. Created by the Turing Award-winning cryptographer Silvio Micali, Algorand stands out for its ability to process transactions quickly and with minimal energy use.

Algorand 是一个可扩展且高效的区块链平台，以其独特的纯权益证明 (PPoS) 共识机制而闻名。 Algorand 由图灵奖获奖密码学家 Silvio Micali 创建，因其能够以最少的能源快速处理交易而脱颖而出。

5. Stellar

5. 恒星

Stellar is a decentralized protocol designed to make cross-border transactions fast, cheap, and accessible. Launched in 2014 by Jed McCaleb, Stellar aims to connect banks, payment systems, and individuals, enabling efficient financial services. Stellar’s mission is to provide global access to financial infrastructure, making it a key player in the crypto space.

Stellar 是一种去中心化协议，旨在使跨境交易变得快速、廉价且易于访问。 Stellar 由 Jed McCaleb 于 2014 年推出，旨在连接银行、支付系统和个人，实现高效的金融服务。 Stellar 的使命是为全球提供金融基础设施，使其成为加密货币领域的关键参与者。

6. Hedera Hashgraph

6. Hedera 哈希图

Hedera Hashgraph is not your everyday blockchain; it leverages a unique technology called Hashgraph, which stands out in the world of distributed ledger technologies. This innovative approach allows Hedera to achieve remarkable transaction speeds and efficiency.

Hedera Hashgraph 不是您日常使用的区块链；它利用了一种称为哈希图的独特技术，该技术在分布式账本技术领域中脱颖而出。这种创新方法使 Hedera 能够实现卓越的交易速度和效率。

7. IOTA

7.艾欧塔

IOTA is a cryptocurrency that’s been making waves in the Internet of Things (IoT) world. Unlike the usual blockchain systems, IOTA uses something called the Tangle, a type of directed acyclic graph (DAG) that allows for feeless and scalable transactions. This makes it perfect for handling microtransactions and data transfers between IoT devices.

IOTA 是一种在物联网 (IoT) 世界掀起波澜的加密货币。与通常的区块链系统不同，IOTA 使用一种称为 Tangle 的东西，这是一种有向无环图 (DAG)，允许免费且可扩展的交易。这使得它非常适合处理物联网设备之间的微交易和数据传输。

8. XDC Network

8.XDC网络

XDC Network is a standout player in the blockchain space, especially known for its integration with the ISO 20022 standard. This compliance makes it a trusted choice for enterprises looking to bridge the gap between traditional finance and the digital world.

XDC Network 是区块链领域的佼佼者，尤其以与 ISO 20022 标准的集成而闻名。这种合规性使其成为寻求弥合传统金融与数字世界之间差距的企业的值得信赖的选择。

9. Ethereum

9. 以太坊

Ethereum continues to be a powerhouse in the crypto world. Known for its smart contracts and decentralized applications, it powers countless projects. However, when it comes to ISO 20022 compliance, Ethereum isn’t natively aligned. Yet, its flexibility allows for potential alignment through third-party apps or integrations.

以太坊仍然是加密世界的强大力量。它以其智能合约和去中心化应用程序而闻名，为无数项目提供支持。然而，当涉及到 ISO 20022 合规性时，以太坊本身并不是一致的。然而，它的灵活性允许通过第三方应用程序或集成进行潜在的协调。

10. Bitcoin

10. 比特币

Bitcoin, often hailed as the pioneer of cryptocurrencies, continues to hold its ground despite the evolving landscape. In 2024, the Bitcoin network settled a staggering $19 trillion, doubling the previous year’s volume. This highlights its enduring appeal and growing adoption.

比特币通常被誉为加密货币的先驱，尽管形势不断变化，但它仍继续坚守自己的地位。 2024 年，比特币网络结算金额达到惊人的 19 万亿美元，是上一年交易量的两倍。这凸显了其持久的吸引力和不断增长的采用率。