etwork can evolve and adapt over time, without the need for hard forks.output: title: Top ISO 20022 Compliant Cryptocurrencies to Watch in 2025

As we dive into 2025, the buzz around ISO 20022 is getting louder. This international standard is shaping up to be a big deal in the crypto world

Tezos community can vote on changes to the protocol, making it adaptable and responsive to the ever-evolving crypto landscape.

Key Features

Tezos’ Journey

Tezos has been around for a while now, and it’s seen its fair share of ups and downs. But despite the challenges, the community remains engaged and enthusiastic, which is a testament to the project’s strength.

With its self-amending protocol and focus on governance, Tezos is well-positioned to adapt to the changing regulatory landscape and integrate with ISO 20022 if necessary. This adaptability could keep Tezos relevant in the crypto world.output: 2025 marks a pivotal year for cryptocurrencies as the buzz around ISO 20022 intensifies. This international standard is set to revolutionize the integration of digital currencies into the traditional financial system, ultimately enhancing transaction efficiency and reliability. If you’re curious about the cryptos leading the charge and poised to benefit from this standard, this list has got you covered. It breaks down the top ISO 20022 compliant cryptocurrencies to keep an eye on in 2025.

1. XRP

XRP, the digital currency developed by Ripple, is uniquely positioned in the financial technology space, thanks to its early adoption of the ISO 20022 standard. This standardization allows XRP to integrate smoothly with existing financial systems, making it a preferred choice for many institutions.

2. Cardano

Cardano is making waves in the crypto world with its adoption of the ISO 20022 standard, a move that enhances its compatibility with traditional financial institutions. This standardization allows for smoother transactions, making it easier for entities across different countries to trade ADA, Cardano’s native cryptocurrency.

3. Quant

Quant is making waves in the crypto world with its unique approach to blockchain interoperability. It stands out primarily due to its innovative Overledger protocol, which acts like a universal translator for different blockchain networks. This tech is a game-changer, especially for developers and businesses keen on building decentralized apps that work across various platforms.

4. Algorand

Algorand is a blockchain platform that’s both scalable and efficient, known for its unique Pure Proof-of-Stake (PPoS) consensus mechanism. Created by the Turing Award-winning cryptographer Silvio Micali, Algorand stands out for its ability to process transactions quickly and with minimal energy use.

5. Stellar

Stellar is a decentralized protocol designed to make cross-border transactions fast, cheap, and accessible. Launched in 2014 by Jed McCaleb, Stellar aims to connect banks, payment systems, and individuals, enabling efficient financial services. Stellar’s mission is to provide global access to financial infrastructure, making it a key player in the crypto space.

6. Hedera Hashgraph

Hedera Hashgraph is not your everyday blockchain; it leverages a unique technology called Hashgraph, which stands out in the world of distributed ledger technologies. This innovative approach allows Hedera to achieve remarkable transaction speeds and efficiency.

7. IOTA

IOTA is a cryptocurrency that’s been making waves in the Internet of Things (IoT) world. Unlike the usual blockchain systems, IOTA uses something called the Tangle, a type of directed acyclic graph (DAG) that allows for feeless and scalable transactions. This makes it perfect for handling microtransactions and data transfers between IoT devices.

8. XDC Network

XDC Network is a standout player in the blockchain space, especially known for its integration with the ISO 20022 standard. This compliance makes it a trusted choice for enterprises looking to bridge the gap between traditional finance and the digital world.

9. Ethereum

Ethereum continues to be a powerhouse in the crypto world. Known for its smart contracts and decentralized applications, it powers countless projects. However, when it comes to ISO 20022 compliance, Ethereum isn’t natively aligned. Yet, its flexibility allows for potential alignment through third-party apps or integrations.

10. Bitcoin

Bitcoin, often hailed as the pioneer of cryptocurrencies, continues to hold its ground despite the evolving landscape. In 2024, the Bitcoin network settled a staggering $19 trillion, doubling the previous year’s volume. This highlights its enduring appeal and growing adoption.