美國立法者警告，擁抱比特幣和加密貨幣以避免經濟衰退

儘管美國私營部門越來越接受比特幣和加密資產，但政策制定者仍然抵制它們的採用。這種分歧會適得其反，因為這些技術有可能重塑貨幣和商業。隨著美元迅速數位化，貨幣日益成為一種技術，美國政策制定者應該跟隨私部門的腳步，擁抱比特幣，支持代幣化，並投資於貨幣技術的未來，以維持美元的儲備地位。

U.S. Lawmakers: Embrace Bitcoin and Cryptoassets or Risk Economic Decline

美國立法者：擁抱比特幣和加密資產，否則將面臨經濟衰退的風險

The time for U.S. lawmakers to finally embrace the transformative potential of Bitcoin and the broader cryptoasset space is upon us. Despite overwhelming evidence of private sector acceptance and technological advancements, political resistance persists, threatening to stifle innovation and harm America's competitiveness.

美國立法者最終接受比特幣和更廣泛的加密資產空間的變革潛力的時刻就在眼前。儘管有壓倒性的證據表明私營部門的接受度和技術進步，但政治阻力仍然存在，有可能扼殺創新並損害美國的競爭力。

The Digital Transformation of Money

貨幣的數位轉型

Undeniable trends point to the digitization of money. The Federal Reserve Bank of San Francisco's study reveals that only 19% of total dollar transactions and 6% by value are conducted using cash. Tokenized payments, powered by blockchain technology, are rapidly becoming an integral part of this digital ecosystem.

不可否認的趨勢指向貨幣的數位化。舊金山聯邦儲備銀行的研究表明，只有 19% 的美元交易和 6% 的交易價值是使用現金進行的。由區塊鏈技術支援的代幣化支付正在迅速成為這個數位生態系統不可或缺的一部分。

Leading financial institutions, such as JPMorgan and PayPal, have recognized this paradigm shift, launching tokenized payment products and stablecoins. It is shortsighted to obstruct these transformative initiatives that will ultimately shape the future of currency.

摩根大通和 PayPal 等領先的金融機構已經認識到這種範式轉變，推出了代幣化支付產品和穩定幣。阻礙這些最終將塑造貨幣未來的變革措施是短視的。

Money as Technology

金錢作為技術

Money has evolved beyond its traditional role as a currency. In today's digital age, it has become a technology, seamlessly integrated into our increasingly virtual transactions. With the rise of digital and virtual transactions and the tokenization of traditional financial assets, the line between money and technology has blurred.

貨幣的發展已經超越了其作為貨幣的傳統角色。在當今的數位時代，它已成為一種技術，無縫整合到我們日益虛擬的交易中。隨著數位和虛擬交易的興起以及傳統金融資產的代幣化，貨幣和技術之間的界線變得模糊。

Emerging technologies, such as e-gaming, streaming content, and augmented reality, will further necessitate digital and tokenized transactions. The U.S., once a beacon of technological innovation, risks falling behind if it fails to embrace these transformative trends.

電子遊戲、串流內容和擴增實境等新興技術將進一步需要數位化和代幣化交易。美國曾經是科技創新的燈塔，如果無法擁抱這些變革趨勢，就有可能落後。

Reserve Currency Status: Not a Guarantee

儲備貨幣狀態：並非保證

While the U.S. dollar has enjoyed the unique privilege of being the global reserve currency for nearly 70 years, there is no guarantee that this status will endure indefinitely. Historical precedents show that nations rise and fall, and so too can their currencies.

儘管近 70 年來美元一直享有作為全球儲備貨幣的獨特特權，但並不能保證這種地位會無限期地持續下去。歷史先例表明，國家會興衰，其貨幣也是如此。

As challenges to U.S. economic and geopolitical strategies intensify and the dollar becomes increasingly digital, it is imperative that policymakers proactively invest in the technological future of money. Embracing tokenization and the digitization of the dollar will strengthen the currency's resilience and competitiveness.

隨著美國經濟和地緣政治戰略面臨的挑戰加劇以及美元日益數位化，政策制定者必須積極投資於貨幣技術的未來。擁抱美元的代幣化和數位化將增強貨幣的彈性和競爭力。

Following the Private Sector's Lead

跟隨私部門的引領

The private sector has clearly recognized the benefits of Bitcoin and cryptoassets. BlackRock, the world's largest asset manager, and JPMorgan, the largest U.S. bank, have both made significant investments in this space. It is time for policymakers to follow suit.

私營部門已經清楚地認識到比特幣和加密資產的好處。全球最大的資產管理公司貝萊德和美國最大的銀行摩根大通都在這一領域進行了大量投資。現在是政策制定者效法的時候了。

By embracing Bitcoin and other cryptoassets, the U.S. can foster innovation, enhance financial inclusion, and strengthen its economic competitiveness. Resistance will only hinder progress and leave America trailing behind its global rivals.

透過擁抱比特幣和其他加密資產，美國可以促進創新、增強金融包容性並增強其經濟競爭力。抵制只會阻礙進步，並使美國落後於全球競爭對手。

Conclusion

結論

The message to U.S. lawmakers is clear: the time for skepticism and resistance to Bitcoin and cryptoassets has passed. The future of money is technological, and the U.S. must not be left behind. It is imperative to recognize the transformative potential of these assets and harness their power to drive economic growth, innovation, and technological advancement. Failure to do so will not only harm American consumers and businesses but also jeopardize the nation's long-held economic dominance.

向美國立法者傳達的訊息很明確：對比特幣和加密資產持懷疑態度和抵制的時代已經過去了。貨幣的未來是技術性的，美國絕不能落後。必須認識到這些資產的變革潛力，並利用它們的力量來推動經濟成長、創新和技術進步。如果不這樣做，不僅會損害美國消費者和企業，還會危及美國長期維持的經濟主導地位。