美国立法者警告，拥抱比特币和加密货币以避免经济衰退

尽管美国私营部门越来越接受比特币和加密资产，但政策制定者仍然抵制它们的采用。这种分歧会适得其反，因为这些技术有可能重塑货币和商业。随着美元迅速数字化，货币日益成为一种技术，美国政策制定者应该跟随私营部门的脚步，拥抱比特币，支持代币化，并投资于货币技术的未来，以维持美元的储备地位。

U.S. Lawmakers: Embrace Bitcoin and Cryptoassets or Risk Economic Decline

美国立法者：拥抱比特币和加密资产，否则将面临经济衰退的风险

The time for U.S. lawmakers to finally embrace the transformative potential of Bitcoin and the broader cryptoasset space is upon us. Despite overwhelming evidence of private sector acceptance and technological advancements, political resistance persists, threatening to stifle innovation and harm America's competitiveness.

美国立法者最终接受比特币和更广泛的加密资产空间的变革潜力的时刻就在眼前。尽管有压倒性的证据表明私营部门的接受度和技术进步，但政治阻力仍然存在，有可能扼杀创新并损害美国的竞争力。

The Digital Transformation of Money

货币的数字化转型

Undeniable trends point to the digitization of money. The Federal Reserve Bank of San Francisco's study reveals that only 19% of total dollar transactions and 6% by value are conducted using cash. Tokenized payments, powered by blockchain technology, are rapidly becoming an integral part of this digital ecosystem.

不可否认的趋势指向货币的数字化。旧金山联邦储备银行的研究表明，只有 19% 的美元交易和 6% 的交易价值是使用现金进行的。由区块链技术支持的代币化支付正在迅速成为这个数字生态系统不可或缺的一部分。

Leading financial institutions, such as JPMorgan and PayPal, have recognized this paradigm shift, launching tokenized payment products and stablecoins. It is shortsighted to obstruct these transformative initiatives that will ultimately shape the future of currency.

摩根大通和 PayPal 等领先的金融机构已经认识到这种范式转变，推出了代币化支付产品和稳定币。阻碍这些最终将塑造货币未来的变革举措是短视的。

Money as Technology

金钱作为技术

Money has evolved beyond its traditional role as a currency. In today's digital age, it has become a technology, seamlessly integrated into our increasingly virtual transactions. With the rise of digital and virtual transactions and the tokenization of traditional financial assets, the line between money and technology has blurred.

货币的发展已经超越了其作为货币的传统角色。在当今的数字时代，它已成为一种技术，无缝集成到我们日益虚拟的交易中。随着数字和虚拟交易的兴起以及传统金融资产的代币化，货币和技术之间的界限变得模糊。

Emerging technologies, such as e-gaming, streaming content, and augmented reality, will further necessitate digital and tokenized transactions. The U.S., once a beacon of technological innovation, risks falling behind if it fails to embrace these transformative trends.

电子游戏、流媒体内容和增强现实等新兴技术将进一步需要数字化和代币化交易。美国曾经是技术创新的灯塔，如果不能拥抱这些变革趋势，就有可能落后。

Reserve Currency Status: Not a Guarantee

储备货币状态：并非保证

While the U.S. dollar has enjoyed the unique privilege of being the global reserve currency for nearly 70 years, there is no guarantee that this status will endure indefinitely. Historical precedents show that nations rise and fall, and so too can their currencies.

尽管近 70 年来美元一直享有作为全球储备货币的独特特权，但并不能保证这种地位会无限期地持续下去。历史先例表明，国家会兴衰，其货币亦是如此。

As challenges to U.S. economic and geopolitical strategies intensify and the dollar becomes increasingly digital, it is imperative that policymakers proactively invest in the technological future of money. Embracing tokenization and the digitization of the dollar will strengthen the currency's resilience and competitiveness.

随着美国经济和地缘政治战略面临的挑战加剧以及美元日益数字化，政策制定者必须积极投资于货币技术的未来。拥抱美元的代币化和数字化将增强货币的弹性和竞争力。

Following the Private Sector's Lead

跟随私营部门的引领

The private sector has clearly recognized the benefits of Bitcoin and cryptoassets. BlackRock, the world's largest asset manager, and JPMorgan, the largest U.S. bank, have both made significant investments in this space. It is time for policymakers to follow suit.

私营部门已经清楚地认识到比特币和加密资产的好处。全球最大的资产管理公司贝莱德和美国最大的银行摩根大通都在这一领域进行了大量投资。现在是政策制定者效仿的时候了。

By embracing Bitcoin and other cryptoassets, the U.S. can foster innovation, enhance financial inclusion, and strengthen its economic competitiveness. Resistance will only hinder progress and leave America trailing behind its global rivals.

通过拥抱比特币和其他加密资产，美国可以促进创新、增强金融包容性并增强其经济竞争力。抵制只会阻碍进步，并使美国落后于全球竞争对手。

Conclusion

结论

The message to U.S. lawmakers is clear: the time for skepticism and resistance to Bitcoin and cryptoassets has passed. The future of money is technological, and the U.S. must not be left behind. It is imperative to recognize the transformative potential of these assets and harness their power to drive economic growth, innovation, and technological advancement. Failure to do so will not only harm American consumers and businesses but also jeopardize the nation's long-held economic dominance.

向美国立法者传达的信息很明确：对比特币和加密资产持怀疑态度和抵制的时代已经过去了。货币的未来是技术性的，美国决不能落后。必须认识到这些资产的变革潜力，并利用它们的力量来推动经济增长、创新和技术进步。如果不这样做，不仅会损害美国消费者和企业，还会危及美国长期保持的经济主导地位。